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 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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Ramjade
post Feb 21 2020, 09:02 PM

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QUOTE(prince_mk @ Feb 21 2020, 08:36 PM)
I just sold Principal Asia Dynamic Income fund and Principal Titan due to the corona issues.

should consider go into Fixed Income funds ?
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For what? Down market is the best time to make money. Can't wait to load up. Money is not make chasing high price.

This post has been edited by Ramjade: Feb 21 2020, 09:05 PM
Ramjade
post Feb 22 2020, 12:05 AM

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QUOTE(abcn1n @ Feb 21 2020, 10:03 PM)
Ramjade, what fund is good now to buy? Any tips?
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I do not buy unit trust anymore from Malaysian market when I can get zero commision and better quality funds every day over in Singapore.

No fund is good to buy now. 1-2% drop does not interest me. Will wait when they drop at least 10%. The more it drop the better.

The only Malaysian unit trust I have is my prs. RM3k for 20202 is ready to be loaded into it when time is right.

This post has been edited by Ramjade: Feb 22 2020, 12:05 AM
Ramjade
post Feb 22 2020, 04:00 PM

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QUOTE(abcn1n @ Feb 22 2020, 10:05 AM)
Thanks. I just banked in some $ into FSM Malaysia cash account. Maybe I shouldn't have done it so fast as I am awaiting for my FSM Singapore account to be ready
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Do not use FSM SG to buy unit trust. It will cost you more than FSM MY in the long run. Quarterly platform fees.
Use POEMS SG, or Dollardex. POEMS if you are like me. No address in Singapore, not working in sinpgapore.
Dollardex if you are working there with valid local address.

QUOTE(kenny79 @ Feb 22 2020, 10:15 AM)
Ramjade only will go to market will it crashes on more then 15% and above as his precious 2019 thread. You don't need to ask him what fund and what timing lol....
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Yup that's right. rclxms.gif rclxms.gif
Ramjade
post Feb 25 2020, 07:20 AM

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QUOTE(MUM @ Feb 24 2020, 10:59 PM)
as of 1/2 hour ago....
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Awesome blood bath last night. Hope it continues few more days. biggrin.gif biggrin.gif

This post has been edited by Ramjade: Feb 25 2020, 07:20 AM
Ramjade
post Feb 25 2020, 09:54 AM

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QUOTE(yklooi @ Feb 25 2020, 07:25 AM)
Yes.... But by then you will still be looking for a lower priced stock to buy.... Still looking but may not buy...
For it may continue to drop after you bought it.
So just continue to be on a look out for a really cheap one to buy. 👍
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So far if hit my price I want or the level I just buy.
Ramjade
post Mar 9 2020, 11:55 AM

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Maybe this week can put in money for my 2020 prs...
Ramjade
post Mar 9 2020, 12:07 PM

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QUOTE(tadashi987 @ Mar 9 2020, 11:57 AM)
a noob question here, Fixed Income (FI) fund and REITS fund are not sensitive / relevant to stock market right?

I am thinking if my Ambond funds / AM Reits would drop as today stock market is crashing @@
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Relevant. They have their own markets as well. Anything on market is fair game. Now the only safe bond is US govt T bonds.
Reits is a stock as well. Don't forget that.

Ramjade
post Mar 9 2020, 12:18 PM

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QUOTE(tadashi987 @ Mar 9 2020, 12:08 PM)
That's scary consider the market circumstance now, better keep cash in this sense  rclxub.gif  sweat.gif
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Buy when no one wants it. Buy when people are just dumping and heading for the exit. They will sell to you at any price. Why do you think I am waiting to deploy my money for my PRS soon? Didn't expect will be so soon.

This post has been edited by Ramjade: Mar 9 2020, 12:18 PM
Ramjade
post Mar 9 2020, 12:38 PM

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QUOTE(tonytyk @ Mar 9 2020, 12:34 PM)
Will go down further ?
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Of course. That's why not buying yet.
Ramjade
post Mar 9 2020, 12:53 PM

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QUOTE(tonytyk @ Mar 9 2020, 12:50 PM)
What fund are you going to buy?
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I got only one prs fund. Rest I dump into my dividend stocks once price is right.
Ramjade
post Mar 9 2020, 01:05 PM

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QUOTE(tadashi987 @ Mar 9 2020, 01:03 PM)
Ramjade u r not buying MY stock ain’t u?
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I never buy malaysian stocks nor will I buy in the future.
Ramjade
post Mar 9 2020, 01:05 PM

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QUOTE(tadashi987 @ Mar 9 2020, 01:03 PM)
Ramjade u r not buying MY stock ain’t u?
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I never buy malaysian stocks nor will I buy in the future.
Ramjade
post Mar 12 2020, 11:08 PM

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QUOTE(Aurora Boreali @ Mar 12 2020, 10:55 PM)
Paging Ramjade
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user posted image
user posted image

This post has been edited by Ramjade: Mar 12 2020, 11:09 PM
Ramjade
post Mar 13 2020, 07:57 AM

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QUOTE(wongmunkeong @ Mar 13 2020, 06:06 AM)
firing first salvo Sir!
XD
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Aye aye captain. Target locked. Fire away
Ramjade
post Mar 13 2020, 12:09 PM

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QUOTE(Drian @ Mar 13 2020, 11:58 AM)
i thought bond funds should be resilient in times like this.
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Now everyone wants cash. If gold also get sold down, what does that tell you.

QUOTE(Drian @ Mar 13 2020, 11:59 AM)
SO guys, I guess timing is a crucial skill now.

How low is low and when do you know it has hit the bottom.Anyone has any thoughts.,
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No need skills for timing. Just preparedness for it.
I have been prepared for a long time hence I got huge cash buffer to deploy now.

The question you need to ask yourself is it low enough for me?
Only you know the answer.
Ramjade
post Mar 15 2020, 06:58 PM

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QUOTE(MUM @ Mar 15 2020, 06:47 PM)
I think read here, many here had abandoned MY focused fund or reduced it....maybe just some are still holding on to it for "old time" emotional sake
thus any bloodbath in MY is negligible to their UT investment,...
but not forgetting my EPF returns next Feb  doh.gif  cry.gif  cry.gif
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Hence I have decided to take up on govt offer to reduce EPF contribution and use that money not for increase consumption but instead move it to Singapore.
Ramjade
post Mar 15 2020, 07:16 PM

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QUOTE(MUM @ Mar 15 2020, 07:04 PM)
move it to Singapore to be used as consumption there instead of consumption in Malaysia?
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For Investment darling.
EPF is giving like what? 5%p.a
I can get 8-10%p.a in USD if I move it to Singapore (currently)
If SGD maybe 5-6% currently.

The answer lies in sREITs and Singapore banks (currently) in case you are wondering. Make my money work harder.

If not for this market discount would have money back into EPF. But thus market discount changes everything.

This post has been edited by Ramjade: Mar 15 2020, 07:23 PM
Ramjade
post Mar 15 2020, 07:45 PM

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QUOTE(MUM @ Mar 15 2020, 07:28 PM)
the 4% of salary per month moving into investment during the market discounts..... ? 
no other saved war chest deploying?
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Including with my asnb + salary
Every little bit helps.
Some I will wait for more discounts. Some the discounts are also very nice.

Come on when are you going to see 20-50% discount some more?
Right now is only 20% discount. I believe another 10-20% is otw.

This post has been edited by Ramjade: Mar 15 2020, 07:46 PM
Ramjade
post Mar 15 2020, 07:58 PM

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QUOTE(MUM @ Mar 15 2020, 07:50 PM)
Thus Yr money in ASNB fp funds all moved to s'pore too?
ASNB fp fund dividends for last Yr is not as expected to want to be for many people... I expect it to get worst going forward...
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Some. Not all.
Exactly hence I am moving out.
If price drop further, will move more.

This post has been edited by Ramjade: Mar 15 2020, 07:59 PM
Ramjade
post Dec 10 2020, 08:19 PM

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QUOTE(ironman16 @ Dec 9 2020, 08:10 PM)
Affin Hwang World Series - Global Disruptive Innovation Fund - MYR Hedged 20 Oct 2020 09 Dec 2020 MYR 5,000.00 1.5% 

finally  rclxms.gif  rclxms.gif  rclxms.gif  rclxms.gif

but 5k....... cry.gif

but when i click it, fund factsheet didnt come out.... sweat.gif
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QUOTE(encikbuta @ Dec 10 2020, 06:13 PM)
sigh, i did say that when this fund eventually comes to FSM, i would straight away allocate 10% of my portfolio into this fund as a 'gambling' portfolio. now that it's here, I still no balls to pull the trigger sad.gif

the main doubt for me is that a lot of the fund holdings are not currently profitable and picked based on potential.

i think i'll just sit in my little corner and think summore until the fund goes up another 30% before i decide to enter, haha!
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Buy ark directly from US market. You pay half price for fees.

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