QUOTE(2387581 @ Mar 3 2017, 06:14 PM)
Oh thanks for highlighting it. Exactly how many fund houses charge for processing fees ?This post has been edited by puchongite: Mar 3 2017, 06:30 PM
FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D
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Mar 3 2017, 06:30 PM
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#121
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33,614 posts Joined: May 2008 |
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Mar 4 2017, 11:42 AM
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#122
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Mar 4 2017, 07:59 PM
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#123
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QUOTE(killdavid @ Mar 4 2017, 07:51 PM) Are fund managers authorized to short sell on behalf of the fund? I would think the investors would be able to take these adjustments considering that the indices have gained so much since after Trump got elected.Nobody's fault. Feds are doing their job to cool down the market before inflation goes uncontrolled. The reason for multiple rate increase is so that they can do small incremental instead of a huge adjustment that could cause a big shock reaction in the market If the market decided to go for a major correction, it will not be due to rate revision. It has to be some other factors. |
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Mar 4 2017, 08:36 PM
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#124
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Mar 4 2017, 09:01 PM
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#125
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QUOTE(xuzen @ Mar 4 2017, 08:48 PM) Your observation is inaccurate. There is another factor which we did talk about it earlier, ie ponzi 1.0 has started utilizing its cash.Ponzi 1.0 has 45% exposure to Malaysia and its 1 year ROI is 29.69% whereas KGF which is 100% Malaysia exposed 1 year ROI is 11.82%. It cannot be due to the Malaysia component and hence Malaysia general election factor is definitely not a contributor. Xuzen |
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Mar 5 2017, 03:47 PM
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#126
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QUOTE(skynode @ Mar 5 2017, 03:36 PM) 20% bond No right or wrong, but you have to be aware that Eastspring GEM has high China exposure. 12.5% Manulife US 5% India 5% China 10% Ponzi 1 22.5% Ponzi 2 10% Eastspring GEM 15% Kenanga Growth Fund This looks better? I'm backing the "peau d'orange" businessman. So combining ponzi 2, EI GEM and 5% China you already have about >15% of China. This post has been edited by puchongite: Mar 5 2017, 04:04 PM |
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Mar 6 2017, 08:43 AM
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#127
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Mar 6 2017, 08:48 AM
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#128
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QUOTE(Ramjade @ Mar 6 2017, 08:44 AM) Property flipping is still there if one person can hold the property for 5 years. Collect rental for 5 years then dispose it. Rinse and repeat? That's not quite fits the definition of property flipping, even LHDN does not count that asset gain value as taxable. |
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Mar 6 2017, 08:57 AM
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#129
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QUOTE(vincabby @ Mar 6 2017, 08:53 AM) DEFINITION of 'Flipping' Contrast it with Unit Trust buying and selling then. A type of real estate investment strategy in which an investor purchases properties with the goal of reselling them for a profit. Profit is generated either through the price appreciation that occurs as a result of a hot housing market and/or from renovations and capital improvements. Investors who employ these strategies face the risk of price depreciation in bad housing markets. Read more: Flipping http://www.investopedia.com/terms/f/flippi...p#ixzz4aVEDCD7y Follow us: Investopedia on Facebook or are you saying investopedia gave a "not so fitting definition of property flipping" as well? |
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Mar 6 2017, 09:10 AM
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#130
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QUOTE(vincabby @ Mar 6 2017, 08:59 AM) Concept of flipping has to be tied to the duration one holds the asset. If I hold an asset for more than 5 year and sell it after that, and still considered flipping, something is not right. |
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Mar 6 2017, 12:46 PM
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#131
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QUOTE(Avangelice @ Mar 6 2017, 08:44 AM) girlfriend wanted to buy an apartment in kuching near my own home. brand new blocks by ibraco. on launch day each and everyone one of them have been snapped up and now being offered by property agents at a increase price of 30%. scalpers. piece of trash. they really don't need the money but greed fuels them. This is something which the main culprit is the developer. The developer if has ethical principle, should not allow names to be transferred. If one who booked a unit want to give it up, he must throw it back to the developer and charged some admin fees.But hey developers are just as greedy as the flippers, and so they wouldn't care. They are facilitating such thing to happen as it will make their properties hot. This post has been edited by puchongite: Mar 6 2017, 12:47 PM |
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Mar 6 2017, 07:37 PM
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#132
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Mar 6 2017, 09:47 PM
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#133
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QUOTE(biastee @ Mar 6 2017, 09:42 PM) If buying either RHB Bond or RHB Islamic Bond, it is cheaper to do so on CIMB as there is neither s/c nor platform fee for these two. :-) Can buy on CIMB and then quietly transfer them to FSM? Too bad not really interested in those two local funds. How about RHB EMBF ? |
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Mar 6 2017, 10:08 PM
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#134
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Mar 6 2017, 10:39 PM
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#135
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QUOTE(T231H @ Mar 6 2017, 10:32 PM) I don't know how to provide a link as the relevant page is behind a login. However the screen capture shows the relevant fund with the 0% s/c in red circles. Same in FSM then. Those are something unique to the two funds.Stated in the FFS....0% SC This post has been edited by puchongite: Mar 6 2017, 10:40 PM |
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Mar 6 2017, 10:42 PM
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#136
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Mar 7 2017, 09:28 AM
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#137
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QUOTE(Ramjade @ Mar 7 2017, 09:18 AM) Forget about me tavelling. That's my choice. Seriously I love to see that happen, if FSM MY starting doing away with SC and implementing the SG scheme of platform fees for everything, then eUT MY will be following the counterpart POEMS SG where everything will be 0% SC and 0% platform fees. As it is now, by riding on the endless promotions and free intra switching, one is already able to get away from paying any SC.The topic is what are you guys going to do if they remove the sales charge and start charging platform fees. Keep in mind that's how FSM SG started. First 2% SC, then insurance, start cutting SC, then implementing platform fees for everything. You do know that many companies in the world moves away from one time charge to anmual charge? (microsoft, Adobe) Up to you guys. You guys prefer to give free money to FSM every year, be my guest. I will not pay them platform fees if I can help it. Platform fees might be negligible but it's still cost and cost adds up over time. Like a drop of water can fill a pail over night. Maybe FSM MY should do away with service charge and start implementing platform fees for all funds? That's a nice idea. Recurrent annual income. Don't need to do anything, sit back get money from your customers. Guaranteed cash flow annually. FSM charge you 2% for equities. 0% for bond but they have platform fees of 0.04% per quarter which this few pages have been about. Some say platform fees of 0.2% is negligible but up to you. For me, 0.2% is still profit over time. We malaysians don't have access to low cost index fund. Only choose low cost index fund if available funds cannot beat the index. Otherwise, choose funds which can beat the index. |
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Mar 7 2017, 11:49 AM
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#138
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QUOTE(HarpArtist @ Mar 7 2017, 11:43 AM) job creation for the jobless.i call time wastage someone else call time usage. what to do. one day trip to sg to generate rm20... To be fair, the part on travelling to SG to save some TT charges, is his personal choice. I don't think too many people who chose to open trading account in SG will take that route, ie one can still perform trading of SG stock/unit trusts without travelling to SG. |
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Mar 8 2017, 12:59 PM
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#139
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QUOTE(Avangelice @ Mar 8 2017, 12:52 PM) oh god I am getting a headache. your two post remind me of Boon3 from stock exchange. he talks like that and my head is reading the posts like there's a pause between each sentence. Give me five, I agree with you ! LOL.need to read it three to four time and give up at the end hahahah |
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Mar 9 2017, 01:52 PM
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#140
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QUOTE(voyage23 @ Mar 9 2017, 01:32 PM) Same! Actually from the list of funds, I am already seeing Amreits, Ponzi 2, CIMB titans are coming down.Amreits (1.76%) Ponzi 2 (12.12%) CIMB Titans (14.71%) EISC (8.62%) KGF (11.88%) Waiting to see when will all these come crashing down...when is the burble bursting. Those are still on the rise are EISC, KGF and Ponzi 1. And if you say you are at all time high, meaning your MY allocation in the port must be quite high. |
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