QUOTE(yklooi @ Oct 12 2018, 09:57 AM)
quick question...how will you know the when the price had bottomed?
I don't. I never said to buy at the bottom. Buy when is near bottom cukup. Will there be worse one than this? You bet there will be. In fact I think is not to far off. Am I ready for that? No my cash level still not there yet.
QUOTE(yklooi @ Oct 12 2018, 10:03 AM)
think of when he would take the plunge?
for he still hv till end of Dec this year to decide....."he had waited for so long, he can afford to wait a bit longer too"
by then, to some "experts" there will be a few more shake down, the the impact of the trade war has not shown yet, the FED interst rate, the m'sia Budget (new Taxes), etc

Actually took some plunge already in dividend stocks paying more than ASNB.
QUOTE(yklooi @ Oct 12 2018, 10:11 AM)

earn MYR cannot afford to wait?
I thought he put in ASN FP
Er I am earning RM investing in SGD so yeah only partially right I am earning SGD. Main source of income still RM.
Earn SGD can wait because the SGD is appreciating slowly (govt policy). Earn RM, ermm roller coaster...
Think of asnb like your last reserve. Deploy it only in greatest moment of fear like in 2008. Otherwise keep it lock up tight. No need look at it. Let compounding does it's job. Your normal warchest comes from salary, dividends and waiting.
QUOTE(vincabby @ Oct 12 2018, 10:13 AM)
when u say ramjade is right, it's siding to one side bro. and the thing you said that he is right is a fact also strengthens the fact you are siding to him. no wrong. some of us follow xuzen. you follow ramjade. no wrong in that.
My sifus are 4 unknown anonymous people on the Internet. Two being seasoned financial bloggers who live through 1998, SARS, 2008
Actually I follow xuzen 50-50 but I modified to my own liking.
This post has been edited by Ramjade: Oct 12 2018, 10:36 AM