I think better future for investors if opposition takes over....

a new government always perform better... look at penang and selangor....

results wont be instant, takes time but in long run way greener

should be Dictatorship vs Reformist instead of socialist vs capitalist

Q1: Are the prices too high now for Kenanga Growth Fund and Eastspring MY Focus Fund?

It has went up quite a bit in the last few months, because malaysian market was on the up trend. But whether if it's too high, i don't know how to answer... is malaysian market too high?

Both of these funds have pretty good track record, although Eastspring my focus seems to be more volatile. I will still favour KGF instead, between the 2. Just my personal opinion.

Good timing. I been noticing my manulife US dragging my portfolio and I am thinking of doing a intra fund house switch to manulife India but doing so would place my allocation into India near 20%.

still putting my pillow high and thinking if to go at it or not.

Saturday, 22 April 2017
Time for reality check

Read more at http://www.thestar.com.my/business/busines...T2mzPJ10Jt09.99

I'm not sure if this has been asked before, but with the recent exposure of many moneygames, I want to check how secure is FSM in the event of any financial collapse?

I'm planning to put a substantial sum in there and the worst thing that can happen is I can only see the paper gain but not be able to access it in the off chance something happens.

Thanks for the responses.

I note:

"For cash investments, all units will be registered under iFAST Nominees Sdn. Bhd."

That's quite a concern tbh. I guess I have to weigh default risk as a consideration. What are some of your strategies here? Invest heavily in FSM as the only UT vehicle?

Thank you for the straightforward reply. And yes, the difference is massive! No wonder FSM is so recommended.

Another quick question, are you able to transfer holdings from beneficiary to main account and vice versa. One of my wife's company benefit is 1.5% charge for FSM. Will I be able to purchase through her and transfer to my account?

Hi. I just got my fsm account approved last week. Ihave RM5k to invest in FSM. Can you all suggest the portfolio that are shariah compliant.

I haven't look at fundamentals of u-li but selling down of u-li was the cause of malaysia smallcaps sell downtown last time. If I am not mistaken, most RHB funds kena wipe out by 15-25% because of this u-li fiasco.

It's incorrect to say it's due to one counter ( u-li ). It was actually a bunch of counters, but common among the RHB funds ( and also other funds ).

For me I think it was a natural correction due to the oversell nature of the small/mid cap counters at that moment, the market was just looking for an excuse to perform a correction. Personal movement happen to trigger it.

caveat emptor.....this general allocation % template can lead you to Holland too.....

Dutch economy struggling to pull out of recession - central bank
.....The Netherlands, the euro zone's fifth-largest economy, is in its third recession since 2009.....
http://uk.reuters.com/article/uk-dutch-eco...E9590EQ20130610

I was thinking of investing into this fully managed fund. Then I can truly benchmark DIY vs fully managed.

Quick question are you able to seperately buy this fully managed in a seperate account.

I can have more confidence if:
1) price of goods which went up can come down. Do you see price of goods coming down?
2) subsidy is remove and where did it go to?
3) year in year out, request extra money in January for budget made in Oct
4) debts increasing
5) history have shown us how much the RM depreciate
6) even indon rupiah and thb baht beat our RM which should not logically should not happen.

even indon rupiah and thb baht beat our RM which should not logically should not happen.

Precisely. If a fund can beat ETF, buy fund instead of ETF.
RM long term view is downhill movement.

Look at IDR and THB. For so long, Malaysia have been the strong currency. But just these few years, Malaysia weaken against them a lot. Now those foreign workers also complaining not sending enough money back to their country. The Trump tantrum at the end of Nov, Dec showed us the strength of RM vs THB and IDR. We are the worst performer in whole of South East Asia.

Also, look at their reserves vs our reserve. No need to talk la that one.  Our reserves is tiny compare to theirs.

I don't need to see. History have already shown us. You think RM can appreciate back to 3.8 vs the USD or 2.x vs SGD/AUD?

Well it's your choice. I have already make mine. If you have faith in RM so be it. I don't. I regretted not listening to Dreamer last time.

UTF management fees are already calculated into the NAV. If a fund beats the index benchmark, it means it also beat the ETF (ETF is based on the index) as performance of the fund have already included the management fees.

Eg. Kenanga Growth Fund vs KLCI (there are few ETF based on KLCI). It beats the KLCI by wide margin yearly. If you buy KLCI ETF, no doubt it's cheaper, but you did not beat Kenanga Growth Fund which means you get less money as the KLCI did not perform as good as Kenanga Growth fund.
Actually he's anti everything Malaysia. He mentioned anywhere is better. Even if he's pro US, he's laughing all the way to the bank as USD is still 4.3 vs the RM. Yes no doubt RM strengthen but how long can it last. I want the RM to strengthen (it's good for me) but I am a realistic person so I don't my hopes high