Managed to buy some ASM today. Only needed a few tries at 800-1k per shot.

Today, it seems ASM is easy to get, compared to ASW which I had no success at all.

Was thinking the same.

I see that the dividend for AS1M for this year has already been credited into my account (based on the total amount - mine total amount was a round figure, so it is obvious).

I opened my account recently after reading up this thread and consulting the helpful seniors here.
As mentioned, you need one account number, but you still need to buy a minimum of RM100 fund to "open" the account for ASW, ASIM and ASM. The units are not readily available (yes, not even RM100 worth), so you have to wait. Unless you have a special relationship with the bank/teller, I doubt they will wait and grab the RM100 worth of funds for you. Hence, chances are they will tell you "no unit, cannot open account". The post office and MBB branch I went to straightaway directed me to go to PNB office where they can view the available units real time.
For my account, I waited 30 minutes before I was able to buy the RM100 "starter" units. For my wife, we waited almost one hour at the PNB office before she managed to get RM100 for two of the funds.

Once you managed to open the account and updated your hp and email address, you will be able to create a user ID and pwd at www.myasnb.com.my to try your luck topping your account. From there, you can pay using internet banking.

The Pengisytiharaan Amanah (spelling?) - whether worth it or not depends on how much hassle and delay in getting the money you expect your n.o.k. to suffer. FYI, if your account balance is < RM10k each, your n.o.k can just get your death certificate and documents proving the relationship (sibling or offspring) to claim the money. It is on a first-come-first-served basis. So, if you can't control who will get your money. For balance > RM10k, your n.o.k. will have to visit Amanah Raya.

Why are you so surprised they take a cut from your estate? Nobody does it for free, especially those Will administrators.

Exactly 6% p/a.

You are either very lucky or have a lovely face. A few months ago, I went to both post office and MBB branch to open account. I was straightaway advised to do so at PNB office, because "fund is always not available".

From what I gather in this thread, if you leave RM100 inside, you will get the dividend accrued. If you take all, you get zilch.

You need to log in to the 3rd party asnb account, and in the internet banking page you can select whichever bank you want to use.

I had to wait about 1 hr.
My wife had to wait 2-3 hours.

And your thumb print, I believe.

It depends. Example: if your lowest amount in this month is say, RM10k,on 1/10, and you topped up later in the month to RM20k, you can withdraw RM10k with no change in the amount of dividend you will receive for this month.

Yes, else you rugi on this month's dividend.

Wanna top up but no units available, even 3-digit sum put don't have.

It is calculated based on the *lowest* amount you have in your account for the month. Example, you have RM10k on 1/10/17 (brought forward from last month).
1. you top up RM10k to increase your holding to RM20k on 2/10 and remain there until next month. Your dividend will still be calculated at RM10k as this is the lowest amount for this month.
2. you didn't do anything until today (31/10) where you withdraw RM5k. Your dividend for this month will be based on RM5k as this is now the lowest amount for the month.

Yup.

Nov.

Not sure how he did it, but I tried many many many times, then managed to get twice RM400 after trying for 3-figure sum each time.

My sister tried whole day (on/off), got nothing.

And for how many would-be account openers?

I think the stars and planets are not aligned in my favour. Tried many times, could not even get RM100.

I suppose if they have the means to purchase RM500k worth of something that cannot be hidden at all, they should have clean records with LHDN?

So, clean records with LHDN. It's exactly what I'm saying.

Getting the desired amount of units might be a problem.

I also got this drop down menu when I bought units this morning. I was able to use PBB.