I think return of ASW traditionally been better than ASM, AS1M?

USD, SGD weak wei. Siapa nak withdraw amanah saham?

Avoid at all cost.

Open account at banks/asnb branch/post office. Then you can buy online.

Yes. Can I did it before.

No it's not. Official answer yes. Unofficially can still topup if got people sell.

Do not look at distribution for variable price fund. Distribution in ut does not paint an accurate pic of return. They give you 7sen dividend/distribution does not mean that your the fund give you 7% retuens for all you know real returns could be 1% also or (-)

How to know? Here's the crude way.
((Final price x no. of unit) - (buying price after 5.5% service charge x no. of unit)) x number of days/365 x 100%

Of course if you use excel, will give you a more accurate pic.

How I know? ASG gave me 7sen dividend/distribution but in reality I suffer ~ -15% loss after using that formula above to calculate. Those were days buy ASG at it's peak and malaysia market kena sell off few months later.

Of course some fund give like 1sen dividend and real returns in % are great. You look at % of returns in UT not sen. Sen only for shares/fixed price fund.

This post has been edited by Ramjade: Apr 29 2017, 05:58 PM

If a UT return you x%, that's the real returns. If it give you 7sen dividend/distribution, that's not the real return.

Eg.
A 7% return means you put in RM1000, you get back RM70.

Don't understand, read this first page.
https://forum.lowyat.net/topic/4193169

No limit.

Limit only if
(1) you ambil cash
(2) withdraw from post office

Not sure about asnb branch.

Myasnb free, real tme
Maybank2u kena charge RM1.06/try regardless you succeed or not. Not real time (don't know how it works)

Keep in mind platform is still beta so there will be bugs.

This post has been edited by Ramjade: May 1 2017, 08:15 PM

-double post-

This post has been edited by Ramjade: May 1 2017, 08:15 PM

1. No. See your book.
2. Yes. ASNB branch/Agent banks/Post office. If withdraw cash got limit. If withdraw to your bank account, no limit.
3. Yes. True.
4. Yes. Kena charge. Not confirm can get. The Rm1.06 won't be returned to you. Cimb says thank you for your contribution The amount you want to topup will be returned to you.
5. See book. They will send you statement once a year.

If don't have, money mot deducted I think (never use myasnb before - ask nexona88)

Dividend is calculated based on the lowest amount of the month
Eg 1
You have RM1k from april. You add RM1k todayand didn't make a withdrawal, for the month of may, your dividend calculated is from RM1k and not RM2k

Eg 2
You have RM1k from april. You somehow manage to add RM1k on 1/5 and didn't make a withdrawal. Dividend for month of may will be calculated from RM2k

Eg 3
You have RM1k from april. You add RM1k today, you withdraw RM500, dividend for the month of may will be calculated from RM500.

Eg 4
You have RM1k from april. You somehow manage to add RM1k on 1/5. Tou withdraw RM500 on 31/5. Dividend calculated will use RM1500.

It have been known since before online topup was available that people favour asw. Banks will always say "buku merah, itu yang paling susah nak masuk"

None.

No. They are tax exempted for now.

ASNB calculate your returns based on lowest amount of the month. If you feel don't want to give them "free money" topup on 1st of every month/end of every month. That way you kasi ASNB free 1-2 days "free money"

ASNB is also falling. ASM the earliest fund to declare their return only gave 6sen =6%. Even the legendary ASB and ASB2 also gave 6.75%+0.5% and 6.5% respectively.

You cannot open empty account. Can only open account with min RM100 inside.

Yes. That's why visit places on first page for best place to open. Now with online topup, chances of getting units over the counter is lesser. Alternatively, you can wait until dividend date, then go and open on 1st day the fund resume transaction.