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 Ultimate Discussion of ASNB (47457-V)发 8ight 发, Wholly owned subsidary of PNB (38218-X)

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Ramjade
post May 15 2017, 09:09 PM

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QUOTE(Mr.Weezy @ May 15 2017, 08:56 PM)
Ohhhh I see

so no matter what, I still need to register an account physically  sweat.gif
*
Of course. No account = cannot topup online. If you topup via any online banking system, you will kena charge RM1.06 regardless successful or not.
Ramjade
post May 15 2017, 09:42 PM

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QUOTE(suntharram @ May 15 2017, 09:41 PM)
Hye sifus...just wondering if we can try to top up after office hour via maybank2u...
If yes how it works and how to know if its accepted??
Thanks
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Avoid maybank2u as you will kena charge RM1.06 regardless successful or not.
Use myasnb
Ramjade
post May 18 2017, 12:38 PM

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QUOTE(raptar_eric @ May 18 2017, 12:08 PM)
Haha nowhere to run liao. Fd/asnb only. Fd rate is too shitty, for short term is ok la, but for 6 figures, the rate offered by fd is not really tempting at all... so far asnb still offers rate better than fd, but ofc there are other investments offering higher return with higher risks as well...

My parents trust asnb so much, keep asking me to pump in more :/ for me, its a dilemma. Returns higher than fd, and not covered by whatever pidm. But chances of PNB screwing up is pretty low to non existence? Maybe less returns but wont reach the level where making losses?
*
No where to run? You think too small. Affin Hwang Select Bond Fund.
Some s-reits giving 6-7+% devil.gif

This post has been edited by Ramjade: May 18 2017, 12:38 PM
Ramjade
post May 19 2017, 12:46 PM

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QUOTE(billycomeback @ May 19 2017, 12:36 PM)
Hi all sifu, is it still possible to open an account with ASW2020 and AS1M?

So far I only have ASM.
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Yes. Still possible. Subject to
1) unit availability
2) helpful staff (if units are available but staff doesn't want to help you open, you cannot open also)
Ramjade
post May 19 2017, 01:36 PM

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QUOTE(billycomeback @ May 19 2017, 01:32 PM)
Ahh I see.

So I just need to try my luck at the bank and ask to open an account?

How about for children? Can I open for my kids as well?
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Yes can. SOme say ASNB branch is best place. Not very sure. On the first page is listed places which we manage to open account before. It may/may not help.

Children also need to try luck.
Ramjade
post May 19 2017, 06:49 PM

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QUOTE(cklimm @ May 19 2017, 05:10 PM)
They are suspending the portal 27 Jun for 1 day, are they going to implement the online withdrawal?

http://www.asnb.com.my/v3_/pdf/media/berit...NB-Funds_BM.pdf
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I don't think so. Insider info mentioned before they have no intention to do that. I think it's for maintenance/make it official.

QUOTE(Hansel @ May 19 2017, 06:40 PM)
THis would be good news it it's true,... online withdrawal,... then more people who are interested can buy,..
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What does that got to do with people buying? Malaysian mentally with asnb products is buy and don't withdraw unless really needed. laugh.gif
You never give up do you whistling.gif

Well as insider said, they have no near future intention of implemening online withdrawal.

This post has been edited by Ramjade: May 19 2017, 06:50 PM
Ramjade
post May 22 2017, 10:30 AM

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QUOTE(hyelbaine @ May 22 2017, 09:09 AM)
Sorry to disappoint everyone but it's for the change of ASB to the new(old) system. It's a complete system blackout for those familiar in the IT industry  tongue.gif
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Hansel our resident insider have spoken. No online withdrawal for you tongue.gif
Ramjade
post May 25 2017, 09:37 PM

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QUOTE(OPT @ May 25 2017, 09:26 PM)
Wahahahaha

All 3 ada. ASM the most, ASW and AS1M pretty balanced.  Ratio = 3:1:1

But imagine...this is kinda hard work cause sitting in front of PC from 12-4 with just some break in between... sweat.gif

...The most I've ever got to top up since this online thingy by a wide margin thumbup.gif
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RM30k/RM300k brows.gif laugh.gif whistling.gif thumbsup.gif
Ramjade
post May 25 2017, 10:02 PM

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QUOTE(OPT @ May 25 2017, 09:50 PM)
Haha

Ringgit strengthening bro, what's your take?

Elections around the corner?
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USD is weak + suddenly good economy data. Wait la until june. Fed is expected to increase interest rate. See RM can tahan this round or not.
But election definitely coming. Malaysians stock market flying.

Good for ASM and ASW2020 thumbup.gif
Ramjade
post May 25 2017, 10:07 PM

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QUOTE(MGM @ May 25 2017, 10:04 PM)
Why only these two?
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Eh I meant AS1M and ASW2020 result for this year.
ASM already announced results.
Ramjade
post May 27 2017, 11:43 AM

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QUOTE(eastwest @ May 27 2017, 11:42 AM)
Ahb not included in asnb portal?
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Coming soon.
Ramjade
post May 28 2017, 08:59 PM

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QUOTE(Mr.Weezy @ May 28 2017, 08:55 PM)
How do u guys get lots ?

Walked into MBB few days ago, mentioned ASNB, few secs click comp then said No available

Donno serious or not sweat.gif
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People topup via online la.
Ramjade
post May 30 2017, 12:15 PM

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QUOTE(OPT @ May 30 2017, 12:13 PM)
Machiam mana top up activities for today? So quiet in here...

OT From FD thread...looks like MBB eGIA no more liao?
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No more but can consider this as alternative parking if you know how to play it devil.gif
Ramjade
post May 30 2017, 12:19 PM

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QUOTE(OPT @ May 30 2017, 12:17 PM)
Wah, very free bro.

Nowadays full time broker? Sudah habis studying right?
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Sudah. Not broker.
Ramjade
post May 30 2017, 03:40 PM

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QUOTE(murv90 @ May 30 2017, 03:37 PM)
Hi guys, how do I check for available units from the portal or online?
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You can't. You just need to put how much you want and see if got unit or not. Just randomly put any number.
Ramjade
post May 31 2017, 02:30 PM

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QUOTE(Timmy365 @ May 31 2017, 02:14 PM)
Hi guys, have read through the post before asking .
But please forgive me as i do not really understand how is the process of openning an amanah saham account like.
First of all i am non Bumi and i know some of the AS are only for bumi.

If i would like to invest where should i go to open up an account? I heard ppl said that can open account with bank but is it ok to walk in to any branches or theres only certain branches that can help?

How much can an individual invest in one AS?
Is there a cap on individual ownership?

And can i have some suggestion on which AS should i max up? Anyone kind enough to let me know the sequence which fund should i fully invest before i move to another AS?
Sorry for the long question.
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For non bumi, only choose these 3: ASW2020, ASM, AS1M

You can go to bank/pos office/asnb branches. Some say asnb branches easier as they can see availability of units in real time. Really depending on staff. If staff not helpful, cannot open. First page have places to open but I think it's outdated.

Of course can. There's no cap on ASW2020, ASM, AS1M. The cap is how much money you have devil.gif

Just choose all 3.
Ramjade
post May 31 2017, 02:44 PM

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QUOTE(Timmy365 @ May 31 2017, 02:35 PM)
Thank you so much for the guidance bro i owe you smile.gif
Actually i have another off topic question here:
Say i have the money i have is 100%
The instrument for me to invest for now
FD
AS
UT
Stock
How should i proportionate my money?

I am a balanced investor with medium risk appetite.
Thank you.
*
Up to you. Different to people have different allocation. I don't hace any more FDs. devil.gif Transferred majority of my FDs into amanah saham. Reasons:
1) no need to go chase FD promo every year
2) higher retuns of extra 2% vs promo FDs
3) FD money cannot outrun inflation and devaluation of RM
4) Highly liquid

My amanah saham is my FD on steroids as it acts like one. No chance of losing money as long as NAV remains at RM1/unit.

Ramjade
post May 31 2017, 05:23 PM

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QUOTE(plumberly @ May 31 2017, 03:34 PM)
Ha ha. That steroids are approved by Ministry of Health, BNM, BursaM? Any long term dependency?

QUOTE
I guess one of the side effects from that steroids are smiles on your face during dividend days! Ha.

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High dividend minus by deprecation of RM + increase in cost of living macam mana nak smile. Syukurlah at least we got something in malaysia which "protect your RM" sad.gif

Wonder is it nett zero or at least we managed to fet maybe 1% from above? hmm.gif

QUOTE(theevilman1909 @ May 31 2017, 03:48 PM)
ignore FD..

I can give some suggestion.. but please also do your homework too..

AS - 50%
UT - 25% (please pick those have huge foreign exposure) Refer to FSM website or Topic
Stock - 25%
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Agreed.

Ramjade
post Jun 1 2017, 12:53 AM

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QUOTE(shankar_dass93 @ May 31 2017, 11:06 PM)
Whats the cost to replace my AS1M book ? Searched all over and can't find it!
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I think RM10+?
Ramjade
post Jun 2 2017, 01:21 PM

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QUOTE(Ancient-XinG- @ Jun 2 2017, 01:19 PM)
The calender can request. I requested lol

I don't need any gift tbh.

I rather they give me 8% for ASM
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You can dream on. They won't give so high for non bumi fund. Cukup makan cukup.

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