check your total assets , any increase of RM$$ 

think you are entitled to some Dividends
from Sept 2016 - Jan/Feb 2017.

No need to wait. I have received mine. Not shown yet but if you count back from the round chart (which shows the funds and total amount you have), the difference between earlier amount and current amount is your total dividend.

Of course this is provided that they didn't change the old system. If they change system so that once withdraw, dividend is forfeited, then just too bad.
Apa invited? Me tak ada priority banking and only ikan bilis who want to invite me?

6% is too low
expect is higher by taking more risk

Hi Hansel,

Sorry for late reply as im in holiday mood...i believe u found out the amount ady right?luckily u keep RM100 , otherwise u will classified as non active member which will not entitle for single cents of dividend.

Interested for what u talk bout SG, got to learn from u soon...keep in touch...

new update myasnb.. nice

Yes. You must have miss it. But also got quota for bumi and non bumi la. But of course plenty of units available. How to buy? Don't know. Have to ask asnb on this.

Who said for bumi only??
Bankers told u???

More info, u directly ask asnb because I don't know much about it.. Sure they can get units for u.

just checked mine, investment thru EPF already incorporated in the statement....

Can be done. Insider info said before. I think even list out the procedures. But forgot when it was posted.


Hmm,... why different parties saying diff things abt the same subject : 

Guessed that's the thing abt this ctry,.... no certainty at all,...

Lots of new people topping up. Me just waiting for SGD to down some more before I make a withdrawal. 6% don't seems very attractive anymore. Park any unused money inside here first while waiting for chance.

Still want to wait? Later it climb back up to 3.17 and you will hold and curse MYR again. It's lowest since July, apa lagi lu mau

Other currencies like AUD, Euro shows signs of strengthening already. MYR strength as you can observe for the past 2 years doesn't hold longer than 2 weeks. It's likely the end of this wave

AS1M
5.55%

no data no fact

Guessing only. Not confirm.

If really below 6%.. Like 5.9% or so..
Then prepared for some "big" withdrawal by unit holders     

Those still keep & want to top up.. It's your best time to sapu-ed

Higher than mortgage loan interest as well

I mean the return much higher than mortgage loan interest 4.++ %
4 figure today for ASW

True...
The rate is much better...
Low risk & decent % is that matters.

Not everybody want to venture out. Asal more than FD is more than enough for most people.
No money how to invest overseas? Eg. Some platform require USD10k to open. Now tell me how many can cough up RM43k just like that. To some people RM43k is one year salary.

Not everyone is loaded. Normal people have car loan, house loan, student loan, insurance, bills. Leftover how to invest overseas? If invest say USD500, bank TT + brokerage fees already eat up 20%. So how to invest?

LOL FINALLY FINALLY FINALLY

That's what I have been trying to tell him don't know how many threads/posts already but he thinks everyone got rm10m in bank account.

Malaysia interest rate cannot go up. Too many people have debts.

Depend on how you use debt leverage. Can use for trading or use to gain double amount of dividends. 6% dividend can be 12% - debt interest.

Me? Rather than channel what I have into malaysia anymore, slowly I shift them to SG. Nothing much but enough where returns are decent 3 digit cash per year. In SG I pay nothing for their UT. No service charge, no platform fees. If buy from FSM MY I lose 1.75% already.
I am also conservative.

If you have no money, stay in malaysia first. Build up your cash. Start slow.

Once you have sufficient cash, start going out. That time you have a choice to choose continue investing locally or overseas. Eg. You have RM12k cash in hand. You can choose to continue to dump that RM12k into amanah saham, or you can dump into SG reits/UT and earn that same 6% I park in amanah saham first until I see favorable rate, then I convert. That's is what I am doing now. Go slow. Invest say SGD2-3k/each time as I am not loaded. If 3x is too high for you, can consider HK. Only 2x our currency.
Reason: RM long term trend will go down (10 years+)
A 6% returns in malaysia is not the same as 6% overseas over the long term.

Hope this help.

1) How do a Malaysian open a simple CA or SA account in SG?

2) What are the fees to maintain the SG account(not premier account)? ...especially at the initial stage when you have little knowledge of investable products in SG.

Please share your thoughts or experiences. TIA