all about cost that these providers need to pay to the bank.

if they give lower than what they need to pay, defeats the purpose to charge the users.

even BNM approved so many ewallets to charge users, that means even BNM knows the providers proven their case (cannot bear full cost already).


boost got backer and get better rate

Kiple's MCC is different. 1% is worth it. Now if only they increase the reload by CC and yearly quota, then I'm 99999999% happy.

U mean it doesnt count as ewallet?

Yeap it’s not. Kiple iinm it’s 7399 but it’s not 6540

strangely previously didn't get cashback via pbb cards

pbb consider kiple and paydy as ew

How about maybank?

depends

there's is no fixed/standardized way to identify "ewallet"

most ewallets are using mcc 6540

some ewallets have other businesses, hence not using mcc 6540


banks/promos have few ways to identify "ewallet":

1) by mcc
2) by description
3) combination above

you got kangtao at kiple ka?

i saw the app limit updated to 5k per month cc reload liao

This post has been edited by cybpsych: Jan 6 2025, 05:27 PM

great news.

Don't have la hahaha if got i'll ask them to waive the 1% for me or at least enable AmEx for me

5k per month CC reload is, good. Easy for me.

which cc so gooding yo?

any cc that gives you >1% cb lo

problem many no more ewallet topup. maybe i try this month maybank FCB see got cashback ma

I tried b4 can get cb.
1% fee - 1% cb=0, but can use the cash.

Anyone manage to use KP on TNG recently? Me 2 days also shown unsuccessful.. KP deducted n returned.

can, but...

1) do it after 9am or something .... somehow failure rate is higher at early morning. i suspect because of their card processor is at different timezone (can see the url during otp page)

2) do at small-ish amount for tng ewallet reload, like 200 to 300. this one, is known that tng side is doing something ...

Thanks for the tip, I’m not aware on no. 1

my own usage observations:D

It's been a while since I manage to do it, and I usually don't do it too early in the morning and late, but mostly don't get the OTP