I am a believer in cashless payment methods and hate bulky wallets. Just like other men, i tend to end up having lotsa coins.

Of recent, discovered this new fintech player in town specialising in mobile wallet called 'Kiple' - www.kiplepay.com. They got a corny tagline: "Save. Earn. Pay It Cool" (not sure why it sounds like that lol)

They claim that they are a mobile wallet provider that gives you secure cashless & card-less convenience.
It let you save when you spend at your favourite stores.

Their benefits:

- 10% rebate (5% StoreValue and 5% KipleKash)
- Get access to 30% off deals
- Snap up promos that are FREE to redeem
- Enhance your shop & dine experience with digital innovations
- Carry less cash and cards, and wallet bulk
- Trusted Bank Negara Malaysia regulated e-payment partner and secure 6-digit pin with fingerprint option









At current they already have a bunch of merchants onboard across categories such as F&B, Health & Beauty, Travel, Auto etc - http://kiplepay.com/merchant-locator. But careful check, i found out that their merchants are mostly around DU and pockets of merchant as far as KL side and Shah Alam side.

Quite reasonable number of merchants for a noob

Their HQ is located in Paradigm Mall, Kelana Jaya and already many merchants Not sure, but looks like a promising start for this company though. Good to see another player trying to go against bigger fintech guys

Anyone here their user yet? Gonna try them out.

This post has been edited by astrosurge: Jan 6 2017, 01:14 PM

It is not the first time mobile wallet player tries the Malaysian market. Back in the days there are some tieing up with Telco but failed miserably.

The issue is on general consumer acceptance. China is on the tip of cashless transactions and you can't lose a mobile here. Cause every transactions are through mobile mostly, even transfer of money to individuals.

It all depends on general acceptance. Wechat for example is trying to penetrate international market, same like alipay. But unfortunately most market outside of China has yet to accept this notion of mobile wallet.

i would say malaysia mentality still prefer holding hard cold cash instead of wallet. you will never get any success unless some big players partner up really go into digital.

Eg, T&G forcing people go cashless.

https://www.theedgemarkets.com/article/uum-...campus-kiplepay


UUM morphs into cashless campus with kiplePay

KUALA LUMPUR (May 5): Universiti Utara Malaysia (UUM) has inked a strategic collaboration with kiplePay Sdn Bhd (kiplePay), a wholly-owned subsidiary of Green Packet Bhd, to enable cashless transactions to be conducted under a unified system in its campus in Sintok.

Available campus-wide, such cashless transactions include purchases at in-campus retail stores, zakat fund disbursements, facility bookings, and payments of university fees.

The memorandum of agreement was signed between UUM vice chancellor Prof Dr Ahmad Bashawir Abdul Ghani, and kiplePay chief executive officer Tan Kay Yen, witnessed by Kedah state executive councillor Mohd Asmirul Anuar Aris and National Higher Education Fund Corp, Wan Saiful Wan Jan. ....
....


So many ewallet player..
What would be the benefit for uum to choose kipple?

Practically? None.

Kiplepay is dying tbh, too many aggressive competitors around, and Kiplepay wasn't even aggressive in the first place.

For me this is just a beginning for UUM to create a cashless ecosystem in the campus. At least they can educate students and staff to use less cash. Oh ya, I have written about KiplePay in my blog, but it is written in Malay. Maybe you can read about it to find out more.
https://azmirshah.com/kiplepay-e-wallet-malaysia/

I noticed it can be used to pay for Domino's web orders too. Sadly, there is just no reward/benefits to adopting another e-wallet.
You also can't use Kiple at domino's outlet, but instead they'd just adopted GrabPay for cash payments.

Currently there are 40 approved non-bank e-money issuers in Malaysia.
http://www.bnm.gov.my/index.php?ch=ps&pg=ps_regulatees

I have seen Kiple's Pay demo - not bad. Its a big competition out there.

KIPLEPAY PARTNERS BANK ISLAM TO OFFER CASHLESS PAYMENT SERVICES
Has launched a cashless community in University Utara Malaysia
Will introduce a new payment channel for Bank Islam via QR

https://www.digitalnewsasia.com/business/ki...ayment-services

KIPLEPAY Sdn Bhd, a wholly-owned subsidiary of Green Packet Bhd has entered into a strategic collaboration with Bank Islam Malaysia Bhd to empower cashless communities, particularly in the education sector, and support the huge growth in payments for the e-commerce industry.

*double-post*

This post has been edited by cybpsych: Jul 19 2019, 11:48 AM

https://fintechnews.my/23952/payments-remit...-track-program/

How this going to be better than GoPayz (U Mobile)?

Anyone sucesful reload using cc then withdraw?
https://support.kiple.com/hc/en-us/articles...lePay-E-Wallet-

if reload max rm5000 use cc with 5% cb, total cb earned rm250
kiplepay charge rm2, so still can earned rm 248

Anyone using Kiplepay?
Can get cash rebate from CC? Mind to share more on this?
Just sign up and saw can pay SSPN, water bill, Telekom, Astro

Quick questions:
1) Which card can give 5% for RM5000? I want that.
2) You found the link for withdrawal limit. So, how did you calculate to earn RM 248?

depend on mcc code

rm2 withdrawal fee per rm200

also, will take 30 days

How long does it take to withdraw my kiplePay E-Wallet balance? – kipleCare


some user reported bad experience with kiplepay last time here

This post has been edited by cybpsych: May 23 2021, 09:47 PM

Anyone know the KiplePay MCC code?

7372