Which is the better card for paying bills online via Uobpayonline?
Cimb cashback/Public bank Quantum?

Alright thanks.

1. Annual Income: ~RM45k

2. Free Lifetime Annual Fee: Free

3. Card required for: Groceries on weekdays 5% cash back no need min spend (any amount to entitle to cashback (something along the line of Amex and ikhwan))

4. Existing credit cards (if any): Maybank 2 Amex, Maybank Ikhwan

5. Interested in CC from: any banks as long furfilled criteria above

Guys and girls, any such card? Asking for family.

Thank you.

So there's really nothing for weekdays spending?

Salary cannot reach. Even if can reach, won't spend so much. Just need something to complement maybank amex and ikhwan.

1. Annual Income: RM50k

2. Free Lifetime Annual Fee: Yes/NO

3. Card required for: To pay TnB about RM50/month via online.

4. Existing credit cards (if any): Maybank Visa Signature Barcelona, Maybank ikhwan gold card, Public bank Quantum Mastercard

5. Interested in CC from: Any bank which can offer cash back min 5%.

This post has been edited by Ramjade: Jul 20 2019, 05:41 PM

To be honest your cards sucks. Don't know what you want with your cards (Do you want cashback or airmiles?)
If airmiles best card is Maybank 2 Primer card (use amex only. Nothing come close).
If you want cashback definitely the above cards are lousy.

Ask your questions here.

A. I will say none of the above us useful.

For cashback
Petrol - Maybank ikhwan gold, Maybank ikhwan Petronas, Maybank 2 amex, Public bank visa signature, Maybank visa signature

Grocery - Maybank ikhwan gold, Public Bank Islamic MasterCard, Maybank 2 amex, Public bank visa signature, Maybank visa signature

Bills - Public bank Quantum Mastercard, Public bank Islamic visa platinum, Public bank Visa signature deposit into Bigpay and and can use for bills payment up to RM1k
For bills go that respective card thread and see if they accept insurance or not.

Food deliveries -
Public bank Quantum Mastercard, Public bank Islamic visa platinum, Public bank Visa signature

Wave - regardless of category
Public bank quantum visa card.

For airmiles
Maybank 2 Primer card (use amex only. Nothing come close).

What's the best card to use to pay for cukat tanah/cukai taksiran?

Or just bank transfer and don't get anything?

0.5% is like chicken feet.

I am leaning more towards OCBC Ti.
But not sure if there are cards lgiving like 3-5% cash back for all this cukai.

Ah. I do t think MPK is inside there.
Later I go home time I check.

This post has been edited by Ramjade: Aug 23 2022, 11:55 AM

Would like to have suggestion :
1. Annual 60k
2. Annual Fee waived or free
3. Usage: Online, grocery. petrol
4. Existing Credit Card
- Public Islamic Bank Visa Platinum-i
- Public Islamic Bank Visa Mastercard-i
- Affin Duo Cashback Card
- Maybank ikhwan gold

Seeking for Dining usage

Percentage of cashback targeted: 4-5% cashback

Maybank ikhwan
Affin duo
UOB one classic

This post has been edited by Ramjade: Nov 26 2022, 08:49 AM

You will only get cashback if you pay the minimum. This is a big no no when you come to credit card. You pay on-time and in full. Never ever pay the minimum.

Maybank ikhwan gold - grocery and petrol 5% cashback on Friday and Saturday only up to max RM50/month. Free for life. No min spend.

Public bank islamic visa platinum -online transaction. 4% cashback on TnG ewallet or bigpay topup. Use TnG ewallet and bigpay where applicable. 4% cashback uonto max RM30/month. Subsequent years’ is subject to a minimum of 12 swipes over the preceding 12 months aka basically free for life if you use once a month. No min spend required.

Ewallet public bank islamic visa platinum, affin duo visa cb
Online Maybank Islamic Ikhwan Amex-i, affin duo visa CB

Any good card for dining?
Annual salary RM70-80k/year
Annual fee: free or free with swipes
Cashback required 4-5% for dining without stupid stuff like spending min RM100 or need say RM3k/month spend.

Affin duo visa (don't activate the MasterCard) can be used to get cashback from insurance. Not much better than nothing. Maybank Petronas card I think 8% cashback on petrol?

Public bank always have promo. Look out it. Might be worth keeping.

I never even use pbb app. If you do lots of online transaction Maybank ikhwan amex is a very good card for online retail transaction.

This post has been edited by Ramjade: Jan 6 2024, 12:27 AM

Ask here.