QUOTE(ahchat @ Apr 8 2017, 11:45 AM)
1. Annual Income: RM24K to RM30K
2. Free Lifetime Annual Fee: No.
3. Card required for: buying stuff with installment (rm1k++)
4. Existing credit cards (if any): Nil.
5. Interested in CC from: which ever easy for installment etc
6. Others: not gonna use it much, probably a one time usage or maybe for petrols
Installments based on merchants as well. You will need to check from them for the accepted cards for installments.
I don't recall many banks have 0% installment now, that means those you purchase first and convert into installments.
QUOTE(Eve90 @ Apr 9 2017, 12:43 AM)
1. Annual Income: RM60K to RM100K
2. Free Lifetime Annual Fee: Must
3. Card required for: Petrol, Cash Back/Rebate,Free LCCT Lounge Access
4. Existing credit cards (if any): Maybank2Cards
5. Interested in CC from: Any bank
M2Cards is good enough for petrol. Else, you can add Maybank Ikhwan MasterCard and Visa for petrol.
For free PPL access, you can try AmBank cards - VS, Plat and AEON cards. AmBank cards are free AF but AEON Gold cards can be easily waived with 12x swipes. AEON BiG Gold also has petrol cash back.
This post has been edited by fruitie: Apr 9 2017, 12:57 AM