Asking on behalf of relative
1. Annual Income: >80k

2. Free Lifetime Annual Fee: Preferable

3. Card required for: best reward for online transactions 30-50k monthly

4. Existing credit cards (if any): pb platinum & signature visa, hsbc visa platinum, hong leong essential

1. Annual Income: RM72k

2. Free Lifetime Annual Fee: Yes

3. Card required for: Mainly Petrol (MYR200-300 per month), Dining, Phone bill , online shopping

4. Existing credit cards (if any):
RHB Cashback Mastercard (part of the duo, but cancelled the reward card)
HSBC M Power Platinum credit card (cash back)
HSBC Platinum credit card (reward)
Standard Chartered Visa Platinum

5. Interested in CC from: Citi Cash Back Platinum Mastercard

6. Others: I am looking to cancel both the HSBC card. Prefer cash back.

1. Annual Income: RM30K

2. Free Lifetime Annual Fee: Must

3. Card required: Petrol (Shell), E-wallet, Groceries, Online   
                          Shopping, Cashback, 0% Interest,Installment,

4. Existing credit cards (if any): don't have

5. Interested in CC from: Maybank Islamic Ikhwan Gold /Maybank 2 Gold Card (which better?)

6.Others: -

Looking for recommendation of credit card :

1. Annual Income: RM36K to RM60K
2. Free Lifetime Annual Fee: preferably no
3. Card required for: Groceries and Dining (RM 500+), AWS and Google Ads ( RM 1000+ )
4. Existing credit cards (if any): Cimb CASH REBATE PLATINUM MC
5. Interested in CC from: any
6. Others: preferably cashback

1. Annual Income: RM70K

2. Free Lifetime Annual Fee: Preferable

3. Card required for: Points

4. Existing credit cards (if any):
Maybank2Cards Gold
Maybank Barcelona
Maybank Visa Petronas
PBB Quantum Visa & Mastercard
Hong Leong Wise
OCBC Cashflo Mastecard
Standard Chartered Visa Platinum

5. Interested in CC from: Alliance Visa Infinite (Open for other suggestions as well)

I would like to cancel my existing cards and keep 1 card for all my transactions.
Spend mostly in E-Wallet Top-up, Utilities Bills, Phone Bills, Groceries, Insurance, Petrol, Dining, PTPTN repayment, Occasional Online Shopping and Physical store shopping.
Should I keep my Standard Chartered Visa Platinum or just get Alliance Visa Infinite or something else?
Much appreciated and thanks.

1. Annual Income: 60k

2. Free Lifetime Annual Fee: Dont matter

3. Card required for: Petrol, Cash Back, Online shopping, Retail, Groceries, Utilities, Dining

4. Existing credit cards (if any): Nil.

5. Interested in CC from: Uob - one card, Citibank business card, Maybank 2 cards, Maybank Ikhwan Platinum card

6. Others:

Thank you!!

1. Annual Income: RM24K to RM30k

2. Free Lifetime Annual Fee: Preferably yes

3. Card required for: Petrol, Groceries, and some online purchases. BUT my main purpose is to build a financial profile. 

4. Existing credit cards (if any): Nil

5. Interested in CC from: -

6. Others: As a fresh graduate and just started my first job, I wish to apply a credit card for the purpose of building up my financial profile. After reading some advice from people here, I noticed that it is recommended to apply from the bank where my salary is credited to (i.e Maybank).

Hi, looking to replace my existing cards with some that actually suits my needs.

1. Annual Income: ~RM100k

2. Free Lifetime Annual Fee: Preferable (unless cash rebate/benefits are worth more)

3. Card required for: Petrol (200-250/mth), insurance (400-500), e-wallet reload (300-500), F&B, medical

4. Existing credit cards (if any): CIMB Cash Rebate Mastercard, Maybank Barcelona, Maybank 2 Cards
5. Interested in CC from: NIL

6. Others: Planning to replace all of my existing cards - CIMB: can't hit 3k spending to get the measly 5% cb for only petrol, Maybank Barcelona: 1% no longer worth it, Maybank 2 cards: Most places I frequent do not accept AMEX so I've given up at this point

1. Annual Income: RM70k

2. Free Lifetime Annual Fee: Preferable / Waive with swipes

3. Card required for: e-wallet (Bigpay to TNG), retail/groceries, dining (physical swipe where e-wallet not available)

4. Existing credit cards (if any): CIMB Cash Rebate Master Platinum, PBB Quantum Master Platinum

5. Interested in CC from: None.

6. Others: Need a card to replace CIMB CR. I use PBB QM first, upon maxing out RM600 (usually maxed out) I will use the other card to top up e-wallet. Monthly CC bill around RM1000-2000 (all cards)

Hi, looking for cash back cards for current situation.

1. Annual Income: RM123k

2. Free annual fee: Yes.

3. Card required for: Petrol (250 - 300), insurance (380), groceries (300 to 500), mobile postpaid (200), electricity (150 -200), online shopping and food delivery  (100 - 200), casual dining (200 - 300), e wallet (50 - 100), other retails (100 - 500).

4. Existing credit cards (if any): currently a supplementary cardholder of MBB ikhwan Mastercard. I have settled my restructured loan with mbb, rhb, citi, hsbc and bsn. Need to apply for my own card to take care of own expenses and reduce the exposure of the principal cardholder...

5. Interested in CC from: I think mbb and pbb have the cards meeting my needs but love to hear more from sifus here.

6. Others:  Used to travel (family vacation)quite often before COVID-19 and was thinking of get a card that offer travel related benefits but the plan has been changed now

1. Annual Income: >300k

2. Free Lifetime Annual Fee: Preferable

3. Card required for: alternative card for daily spending, high cashback/point would be perfecto

4. Existing credit cards (if any): HSBC Premier, Citi Prestige, AMEX Platinum

5. Interested in CC from: No idea yet

6. Others: Just received Amex Plat and plan to cancel Citi Prestige. HSBC Premier for auto debit transaction only. Thinking to get a spare card for daily spending, in case merchant doesnt accept amex

Thanks alot in advance!

Hi pls recommend CC for below spec;

1. Annual Income: RM60k

2. Free Lifetime Annual Fee: Preferred

3. Card required for: Petrol, Cash Back/Rebate, Daily Use

4. Existing credit cards (if any): N/A

5. Interested in CC from: N/A

6. Others: Already have a supplement MBB Duo, but prefer to have own cc. Probably will need for furniture installments in near future.

Thanks in advance 

Thanks, I heard PB quite hard to apply true ah? haha 

1. Annual Income: RM70k

2. Free Lifetime Annual Fee: Preferred

3. Card required for: Day-to-day use, Petrol, e-wallet top ups

4. Existing credit cards (if any): None

5. Interested in CC from: Any

6. Others:

Thank you

Hi is the maybank visa signature still good to get? I'm planning to get one. Is the valet club still applicable for this card?

1. Annual Income: RM36k

2. Free Lifetime Annual Fee: Prefer free or Easy conditions to be waived.

3. Card required for: Online service subscription fees (e.g Netflix, Website membership, Malaysiakini subscription etc), Top-up e-Wallet, Dining, Petrol, Online shopping ( not frequent, probably once every 1- 3 months ).

4. Existing credit cards (if any): Nil. Just started working.

5. Interested in CC from: Open to suggestions.

6. Others: Looking for cashback on the expenses listed above. Which credit card would allow me to get the most value out of it?

Good morning, everyone! Can help to recommend CC?

1. Annual Income: ~RM60k

2. Free Lifetime Annual Fee: Free/waived is best

3. Card required for: Online shopping (mostly only Shopee & Steam), eWallets (BigPay, Grab, TnG, Boost), petrol

4. Existing credit cards (if any): HSBC Amanah

5. Interested in CC from: Open for suggestions

6. Others: Currently doing a lot more purchases online for my parents, so something that can provide some benefits would be nice

Thank you very much 

seek for recommendation for Jompay transactions. TQ

Alliance Younique 1.3% if >RM3k? i doubt
Should be 0.3% > RM3k

Hello everyone,

1. Annual Income: >RM70k

2. Free Lifetime Annual Fee: Free or Auto Waived, or any

3. Card required for: petrol, occasionally for travels and online purchase

4. Existing credit cards (if any) : no cc

5. Interested in CC from: any

6. Others: also interested in cashback and rewards

for petrol (rm250~350),
ewallet (rm200),
online shopping (100~300)
groceries (rm300~rm500)
going to spend some money on harvey norman for my new house furniture, not sure if there is cc benefit for this purpose?

Any recommendations for e wallet reload which can get points or rewards? Mostly for shopee . But the shopee Maybank card I think limited to 5k coints per month only.