Travel card. Citibank won.
Cash rebate. Uob & citibank

All less than 10% cash back. So sad, even petrol has capping. Bank wants to slaughter your money.

Now they open 'water tap' to lure more customers in.

Why Citibank? Did I miss something ?

1. Annual Income: RM43k above

2. Free Lifetime Annual Fee: Yes

3. Card required for: Cash Back for dining, applicable for all outlets

4. Existing credit cards (if any): At the moment 'No'. Planning to apply Ambank Carz credit card soon for petrol usage only

5. Interested in CC from: Any

6. Others: Seeking for a CC with highest cashback meant for dining and no annual free

Thanks for the recommendation.
I pump petrol mostly on weekdays compared to weekends. And I travel a lot too, average 80-100km per day. Usually I pump petronas/petron/bhp, while others very rare. I choose ambank carz because of the high % cash back. Monthly spending about rm300+- for petrol solely. Please share with me if you have better suggestion of CC that can benefit me more than ambank carz can provide

I don't think so...
https://forum.lowyat.net/index.php?showtopi...post&p=83463007

IF...
Your Income is RM100k p.a, you may try to apply PBB Visa Signature. It give 6% CB on Groceries, Dining, Online Spend (Max. CB $50) + It's a Lifetime Fee Waiver Card with 12x Swipes p.a.
https://forum.lowyat.net/topic/3991972

Citibank or UOB Cards got Annual Fees + GST punya...

I rather get:

AmBank VISA Infinite Card /AmBank World MasterCard be my Travel CC,
• Free-For-Life, NO conditions attached
• Unlimited lounge access without condition 
• Complimentary Hilton Premium Club Membership Card
(Note: Membership is automatically renewed annually with just a min retail usage of RM30,000)
•Air Miles Frequent Flyer / Travel Reward Programs (Note: 5,000 AmBonus points = 1,000 Air Miles)
http://www.ambank.com.my/eng/cards/visainfinite

As for Cash Back CC:
PBB Visa Signature -6% CB on Groceries, Dining, Online Spend It's a Lifetime Fee Waiver Card with 12x Swipes p.a. or MBB Ikhwan Mastercard -  5% Cash-Back on Petrol & Groceries, every Fri/Sat or CIMB CR Mastercard becos Its Free for Life.

Free is the BEST, Anything Free is Good. 

How about Maybank Ikhwan + AEON BiG Classic/Gold + CIMB CR? The first gives you 5% petrol cashback on Friday and Saturday. The second gives you 5% on Sunday only. The third gives you 2% cashback on any day. If you pump full tank on Sunday night and can survive until Friday, then you can easily get 5% for the entire month by timing your fuel ups. But if you fail to do so, at least you'll get 2% cashback from CIMB CR.

Maybank Ikhwan and CIMB CR has no annual fee. AEON BiG Classic/Gold does have an annual fee, but it can be automatically waivered with 12 swipes in a year.

Hi Team,

Sorry for the lazy way to drop the question here.

What card gives the best % rebate for these below since the Posonline case is being dragged for sometime;

- All other adhoc payments beside the norm, groceries, petrol, bills
- Direct/Auto Debit facilities such as gym memberships/insurance

I got a feeling we might be looking at 2-3 separate cards to get some rebates from the above.

Thanks

Looks like Maybank Islamic PETRONAS Ikhwan Visa Gold Card-i fit my needs than Ambank Carz.
"8% Cash Back on weekends (Saturday and Sunday) and 1% Cash Back on weekdays (Monday to Friday) for every PETRONAS spend. (capped at RM 50 per month)"
Just curious, is there a cc that have higher cash back if pump petrol during weekdays (Mon to Fri)? I usually pump petrol during weekdays 

hi all,
may i ask which cc give best discount on the purchase at Lazada?
thank you.

Hi fruitie,
thanks for the info.
i see you are so active in this forum.. Fujifilm topic oso see u there.

all purpose generic card - HLB MACH.

1. Annual Income: RM36K to RM40K

2. Free Lifetime Annual Fee: Yes/Minimum XX swipes a year

3. Card required for: Departmental store purchases (Metro,Parkson,Isetan,Robinson,Aeon) and/or clothings/pants/shoes/belts/accessories [Men/Women's wear] etc from other retail shops

4. Existing credit cards (if any): Maybank Ikhwan Petronas, Ikhwan Gold Mastercard, HSBC Amanah

5. Others: Only looking for CASHBACK. I won't be making purchases from departmental stores/retail shops often but it would be good knowing that I can get some cashback when I make some expensive purchases.

Thanks

1. Annual Income: RM45K above

2. Free Lifetime Annual Fee: a MUST

3. Card required for: Petrol, online, dining, movie

4. Existing credit cards (if any): Citibank Shell card (Planning to terminate by year end since they have already charged me after 1 year 1 day.  )

5. Others: Only looking for CASHBACK + annual waiver.

- The one I think fits into my category are Maybank and CIMB cash back.
- Won't be spending more than 2k so HLB is kind of out of question, plus they have annual fee.
- Have installment with HLB.

Any cards that fit or almost fit into my category? 2/3 is also acceptable.

Thank you.

What's the current best Mobile CB card ? I have been using HLB WISE but cancel it since Rm 2000 is kinda hard for me to achieve.  I Use Citibank to Get Maxis 2% but for Celcom and Digi i am not sure which card offers CB. Anyone can advise ?

But YOLO need to achieve RM 500 in order to get CB. i prefer card with any condition.. Even 2% Cash Rebate will do

Wow that MBB card seems perfect for me .... that annual fee is kinda hardcore though since Im only using it for Petrol, but Maybank is quite linient in waiving the fees no? Can use the usual tactic "u no waive i cut the credit card lo?"

1. Annual Income: 30-36k

2. Free Lifetime Annual Fee: Yes

3. Card required for: Dining Experience

4. Existing credit cards (if any):
a) HSBC Amanah [Annual fee waiver]
b) UOB one card [3 years annual fee waiver]
c) OCBC Titanium [Zero annual fee]
d) Public Bank Gold [Annual fee waiver]

5. Interested in CC from : Any bank

Hello guys.
Can share which CC has lowest income requirement that give excess to airport PPL? prefer from maybank, as can get within hour in certain branch.
Apart from maybank, in consideration for aeon big gold too.

Thanks sis. That was my plan B, from maybank is there any suitable CC?

1. Annual Income: RM42k

2. Free Lifetime Annual Fee: A Must

3. Card required for: Cashback from topup TnG, pay insurance, pay loan car, pay asb

4. Existing credit cards (if any): CIMB CashRebate Mastercard & Maybank Islamic Mastercard Ikhwan

5. Interested in CC from: dont mind any

6. Others: Wondering, can we get cashback from paying insurance, TnG and car loan using credit card? I only familiar with cashback for petrol and groceries.

1. Annual Income: 35k

2. Free Lifetime Annual Fee: Yes

3. Card required for: Cashback for groceries, utilities, petrol

4. Existing credit cards (if any): CIMB petronas (if u can recommend a card with better cash rebate for petrol, i might cancel this card.. please advise)

5. Interest in CC from: Any bank (i dont prefer MBB ikhwan because it only offers cashback on Friday and Saturday only.. i fill up my vehicle almost everyday )

thanks!