Its more selfish if u hold on to her u until u are 32 and then suddenly let go of her. By age 30 a women's value falls very drastically. By age 35 she can really consider living with 20 cats. Don't be cruel.

u dammm kaim siap.....

Really kenot brain ts. If she not mind spending less bcause of ur age..why not try?

U dun need water tight concrete finanxial planning to survive. I seen people with far less income get by.

Depending on how flexible your gf's family is, is it possible to have the marriage first (ceremony only) then only do the reception later? there are some people who do that, though it sounds unconventional.

Usually among my friends, most want simple but if the parents insist on a grand one, the parents are normally willing to chip in (one of my friend who did hers 60k with her parents insist to chip in for it).
For mine, i saved a lot by not having course dinner but instead chose a decent buffet set. That way also the guests actually have more to chill and catch up with each other while enjoy nice atmosphere. Managed to get it done in less than 14k (include rings, venue, decors,  simple gown, everything else necessary for the event). But granted i can only do that because my parents are okay with simple arrangements. Different family different way of handling.
Another friend also just have hers in cafe. No need big hoo haa but some nice food and activities to make the day sweet and lovely.

Tbh actually marriage very simple one. Most important is marriage ceremony. The rest (cake, door gifts, exorbitant decors) is optional. But there has been a lot of marketing involved + peer pressure + social media pressure that makes the costs of it crazy expensive, when money can be put to better use for the couple.

Just sharing some experiences in case these alternatives may work for you.

TS thanks for sharing, you saved a 20 y.o from repeating your mistakes