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Multiple Signs of Malaysia Property Bubble V20
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Jliew168
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Jun 10 2018, 06:20 PM
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QUOTE(icemanfx @ Jun 10 2018, 11:57 AM) Unless you bought cash or don't consider loan interest as cost. Indeed and price is yet to bottom. How much loan interest typical flippers like yourself have incurred in last 4 years? I not really paid for my interest.. My tenant pay for my interest plus principles Debt have 2 types.. Bad or good Depend how u manipulate and turn it to the best advantage for yourself
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Jliew168
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Jun 10 2018, 07:42 PM
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QUOTE(icemanfx @ Jun 10 2018, 06:40 PM) Rental enough to cover loan repayment is possible for property bought before 2012. What about those bought after 2012? This have to ask bearbearwong To my record u start talk about bubble since 2010 or before
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Jliew168
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Jun 10 2018, 07:45 PM
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QUOTE(wild_card_my @ Jun 10 2018, 06:47 PM) Interest payment cost is just one factor, there is also opportunity costs to look into. As we know property returns are in the form of rental yield and capital appreciation... If you are earning returns in the form of 5% p.a but your interest is at 4.5%m then you may be better off investing else where The problem with today's property is that the rental yield is too low, and there isn't much appreciation, so some may even end up with a loss. Im staying in Cyberjaya, plenty of untenanted condos here, the owners are losing out U forgot to mention leverage.. U only need 10% - 30% to start a game and your return should count on capital u put in not total price
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Jliew168
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Jun 10 2018, 08:09 PM
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QUOTE(wild_card_my @ Jun 10 2018, 07:52 PM) then you forgot about cash-flow, that debt has to be serviced Rental come in is positive cash flow Nothing comes free.. No pain no gain
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Jliew168
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Nov 26 2018, 10:52 AM
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QUOTE(icemanfx @ Nov 23 2018, 01:33 PM) Wow, do u have auction details?
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Jliew168
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Nov 26 2018, 10:55 AM
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Bearbearwong mana u? This thread is dieing without u
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Jliew168
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Nov 26 2018, 01:44 PM
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QUOTE(icemanfx @ Nov 26 2018, 01:28 PM) Property bubble formed in 2011-2016. As income didn't rise faster and higher than property price, property price become un-affordable to most; hence, disposable income/consumers spending drop when more properties are vped. Where are your bbb/uuu kaki? we need them to give inspiration to property investors. We need people like bearbearwong to kick start
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Jliew168
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Nov 26 2018, 11:54 PM
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QUOTE(bearbearwong @ Nov 26 2018, 10:45 PM) thread dying, haihh the prop market is gging undergoing correction Price is cheap... Good to buy now icemanfx ngam mou
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Jliew168
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Nov 27 2018, 03:49 PM
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QUOTE(icemanfx @ Nov 27 2018, 10:38 AM) believe it is a consensus; debate would be one sided on property market performance moving forward or in last few years. it is about time for those name calling uuu/bbb to apologize to bbw for the ordeal e.g called up his office/family members, posted his photo/love story, etc. whats goes around comes around; believe those did personal attacked are financially suffering. there is opportunity in every crisis, believe more money could be made during crisis than during bull run. I believe u should apologies to bearbearwong because he listened to your bad advise buy property at much more later stage which cause him to pay for over price... Luckily he still take action rather than do nothing otherwise his wife n baby bear still need shelter in rented apartment room at maharaja.. According to u property still need another 6 years to bottom then I really felt pity for bear bear his children only can have own house after reach primary
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Jliew168
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Nov 27 2018, 05:29 PM
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QUOTE(bearbearwong @ Nov 27 2018, 04:57 PM) property market will mostly now best ard 500k, those more than that suffers majoritily.. wait correction, pay more to bank installments, i saw so many units, not to say bank loans, DBKL assessment also cant afford to pay... till DBKL seize, many office towers starta type adoii Property about holding power.. In bad time do what the best to reduce your cost.. Cheaper rental is better leave it vacant.. Top up a bit to pay for installment.. During good times u will enjoy the fruit.. If unable to pay nego with bank for longer installment and rent out asap.. Reduce portfolio and cash out some to pay for others.. Refinance Many ways to overcome... If can't take risk then don't invest in property.. Only loser will keep on whinning and waiting
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Jliew168
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Nov 27 2018, 11:17 PM
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QUOTE(bearbearwong @ Nov 27 2018, 05:31 PM) now all renting at loss , or what they say , rent out to cover a bit the loans.. the problem is many are like that... with rental so low, ppl are discourage to buy and will continue to rent, with more and more affordable projects ard more competition. dont forget tenants sign tenancy agreement, you are bound by it as well Good la let them continue to rent then u can be a landlord
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Jliew168
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Nov 27 2018, 11:21 PM
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QUOTE(icemanfx @ Nov 27 2018, 06:06 PM) Uuu/BBB were the one advocate don't miss the boat. Many of current price are cheaper than a few years ago. More cheaper price are to come. Owning a home is not a necessity to start a family, renting is an option. Only some property is cheaper than last few years due to sudden increase of supply under jibby n tengku Adnan time... After market fully absorbed all unsold units price will uuuu again to another higher level...
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Jliew168
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Nov 27 2018, 11:37 PM
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QUOTE(bearbearwong @ Nov 27 2018, 11:25 PM) u no feel suffocating or unease with the burden? the tenants also give problems leh... leaking, this spoilt, that spoilt, fire insurance yearly, u stay jb, property at midfields sure jialat, unless got trust able agents It is more easy to pay a property than owning a BMW yet many youngster still owning a god car
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Jliew168
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Nov 27 2018, 11:51 PM
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QUOTE(bearbearwong @ Nov 27 2018, 11:49 PM) ya lor nowadays partially furnished, aircorn, lights, if furniture in beds etc, only extra 400 to 500 Your sg long apa macam? Got people moved in dy? Regret mou stay so far away from kl
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Jliew168
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Nov 27 2018, 11:57 PM
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QUOTE(bearbearwong @ Nov 27 2018, 11:53 PM) fully sold except corner units.... new phases launching... access bo good, rental 1400, property value ard 7xx, partially furnished, if fully a few hundred more Not bad still can rent for 1400 lol.. Still can cover 80% interest payment U got invite your sifu iceman go your place sit sit mou
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Jliew168
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Nov 28 2018, 12:13 AM
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QUOTE(icemanfx @ Nov 28 2018, 12:10 AM) Unless you know what dt is going to twit tomorrow morning, next tuesday and 28th december then you could calculate when overhang will peak. however, at current market sentiment, it should take longer than most expected. Wah your prediction is going longer and longer When u wan to invite me to your bukit tunku mansion to open my eyes This post has been edited by Jliew168: Nov 28 2018, 12:13 AM
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Jliew168
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Nov 28 2018, 12:14 AM
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QUOTE(bearbearwong @ Nov 28 2018, 12:05 AM) got meh? not even half the installments. he stay bukit tunku wor ManutdgiggsU been there before meh
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Jliew168
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Nov 28 2018, 02:26 PM
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QUOTE(bearbearwong @ Nov 28 2018, 12:16 AM) Manutdgiggs we went but stop at guard house, how to go. we kacang putih nia Ah bear lu si citibank panel bo
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Jliew168
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Nov 29 2018, 02:39 PM
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QUOTE(bearbearwong @ Nov 29 2018, 09:46 AM) sorry not panel for citibank, citi housing loan/refinancing? package seems great? mau cash flow? Mau buy something lol
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Jliew168
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Dec 4 2018, 11:01 PM
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QUOTE(icemanfx @ Dec 4 2018, 09:55 PM) When blood is knee deep on the floor. Why not just give a straightforward answer... Ini banyak pusing
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