I noticed that a while ago when I tried to use stock index to correlate to fund performance.

I thought the correlation was bad, but no, it was due to this lagging.

Is it something could be utilized towards our advantage ?

Did you do inter fund house switching or intra fund house switching from bond fund to equity ?

People are reporting intra switching does not get promo rate. Only inter gets promo rates.

I thought you are able to spot trend, or at least spot it correct most of the time? That being the case no matter how many funds you have you are still able to get the highest return.

Keeping MY and APAC as permanent funds ? Why ? These are easy targets for people to goreng up and goreng down. For that matter, I wonder which fund will be most stable .... Bond funds were badly hit also recently.

I sort of browse through it but still don't understand how it works. But it appears to me individuals have to keep track of the accounting of the portfolio, there is no system involved, and people just post to the thread what they buy, sell and switch.

I look at it, it is just too much work.

This post has been edited by puchongite: Jan 11 2017, 09:48 AM

There is no difference. It's all about money on paper. Nav increases, you also increase in paper gain. Distribution revested, it's also paper gain. And mathematically they are directly related.

If you want to convert paper gain to real money, just sell part or all the units.

This post has been edited by puchongite: Jan 11 2017, 04:43 PM

Something big happened to Europe ? Everything is red.

This post has been edited by puchongite: Jan 11 2017, 04:49 PM

That's why some of the investors are advocating idea of skimming the profit, ie sell the units corresponding to the profit amount and invest it somewhere else.

For me, I think that's is effectively the same as scaling down ( a bit ) the investment on the previously performing funds and thereby reducing the risk, but also mean reducing the possibility of making bigger gain. Can't totally be risk free, a bigger market drop will still wipe out the previous years gain.

I love to know about this. Thanks.

No I mean I love to know about your moves to invest more in US. That's reassuring for me.

Noted.

But these funds have been on the up trend for some time. So going in more at this time meaning you think it still have got strength. You wouldn't go in now if you think it is 'spent' right ?

What you observed is correct, but you only caught the later part of the curves.

The earlier part of the curves were that US has been going up and up sharply since after presidential election, and during the time China was up and down and averagely flat, and APAC was all the way one direction going down !

The question is whether when reading trends, are we supposed to only account for the latest trend or we should also consider the earlier ones.

In other words you entered the Asia market at the best timing when there was a flow of foreign fund back to Asia, and US seems to be at the tail of the Trump effect ( which I suspect still have some further rooms ).

My reading of the trend.

eUT is starting their CNY promotion for roughly a month

https://www.eunittrust.com.my/fundInfo/promotions.asp#

eUT's promotion is way better if you intend to invest bigger amount ( > 5k per fund ).

As usual, certain funds are not inside the promo list.

Please show the hyperlink. Thank you.

https://www.fundsupermart.com.my/main/fundi...t-Fund-MYAMBITF

the return is as low as 3.42% in 2016 upto 15.52% in 2014, it's a big range. You averaged it yourself and make it like 8-10%, that's very misleading.

I don't know about others, yes, I think it better to invest in both platforms.

The eUT promotion is always 0% SC for amount > 5k. One can use it for switching funds and invest new funds. And they have it as long as one month duration, you can use it without making rush decisions.

Compare this to the FSM 1 day promotion which invites so many funny funny questions such as what time lar and which day lar and so on so forth !

But not all funds are under promotion. TA funds and CIMB funds ( except Ponzi 2 ) are usually not under promo in eUT. So buy these in FSM.

Bond funds also there is difference. Bond funds are 1% SC for eUT ( non-promo rates ). Whereas for FSM is 0% + 0.05% platform fees per quarter. So better keep bond funds in FSM, it will take a long while before it reaches the 1% SC.

FSM has this credit points and a long time investor will some how accumulate some credit points where he will find it useful.

I will keep the more aggressive port in eUT and I could switch the port just over night without paying a single cent during promotion. That could work as double edge sword, which I have to constantly remind myself not to make rush decision. But so far my port in eUT performs much better than those in FSM. Maybe due to different funds nature.

This post has been edited by puchongite: Jan 12 2017, 05:12 PM

That's just incorrect, there is no such error message '404 panic'. LOL.

There is another message '404 page not found'. These are very common web page error, can't blame 100 % to the web server. Sometimes bad internet connection can give this error.

There nothing so worrying about it. The backend is likely a manual process. Everything can be resolved later by phone calls.

Just make sure the trails or transaction logs are recorded properly.

This post has been edited by puchongite: Jan 13 2017, 07:14 AM

Switch to gold. LOL.

People say gold will go up in time of unknown and dropping USD.

Anyway thanks for the heads up.



This post has been edited by puchongite: Jan 12 2017, 09:14 PM

Hey guys US market is closed now. It has recovered from most of the earlier big sell off but market still closed lower than previous day.



Currency also regained from previous loss. At one point USD to ringgit was 4.42 but now back to 4.45.



If the correlation of stock to fund is good then can treat this just ripples in the ocean lar.

Eastspring right ? That should be Chen Fan Fai.

This post has been edited by puchongite: Jan 13 2017, 10:46 AM