Really that much difference ah? 16.5% annualized for the past 5 years still cannot beat the benchmark? That's kinda ridiculous.

Yes. Manulife MY make a bad choice. S&P500 is not an easy benchmark to beat. There are only few who are able to beat it consistently (over 5 years every single year). (I think about max 10 funds in the world)

This post has been edited by Ramjade: Feb 4 2017, 05:03 PM

Indeed, the target fund returns not good. https://www.google.com/url?sa=t&rct=j&q=&es...-k6OXyvayEEM-dA

It's really shocking how much different the S&P annualized returns are for 5 and 10 year annualized (and rolling from the beginning). Really makes it clear to see that it's pointless to maintain your portfolio during a recession.

EDIT: Btw this is a good read guys. Keep a lookout for signs of doom and have contingency plans in mind. If you look at the last 2 major financial crisis in the US, the market overshoots at the last moment then crashes down. http://www.marketwatch.com/story/stock-ral...ycle-2017-02-03

This post has been edited by contestchris: Feb 4 2017, 05:06 PM

why need to port out all fund investment into cash when crisis?? dont time the market dude. what you can do if u foreseen crisis maybe you need to keep as much cash as u can ..when ur fund drop so much during crisis like 2007-08, just top up kaw kaw into those region dropped.

Fore seen US manulift and US fund wont be perform well with current trump direction..wait for Q3/Q4 17 maybe we will see a better reward...

If trump wont choose to co with china then india will be another choice, russia as well...TABRIC any one ??

Some of msia big cap still
undergoing restructure like Sime Darby..short term will see kap chai performance up, up and up...

bro - just sharing an idea ya, especially for a new investor.
investing Vs trading

very different methodologies, $ / risk management & average time of holding
some fellows (including my mum ), say they are traders but when kaka hits the fan, they hold onto a trade & say it's for long term heheh

best to be clear with what one is doing when buying/selling and follow one's process.

just a thought - no absolute right / wrong yar

LOL! LOL!

Market good, all the mice come out to play show off their portfolio.

Market kantoi, all hide under the tempurung!

Such is human nature.

This post has been edited by xuzen: Feb 6 2017, 11:38 AM

Next time I shall show mine regardless of its colours.

By the way, for the PolarBearz Calculator, I can't seem to update fund price. I already enabled Macro. It's stated there ActiveX error? I am using Excel on MacBook. Anyone managed to get this worked on a Mac?

I also had the same issue, PolarBearz calculator showing ActiveX error when updating fund price. The only thing I could do is to update each latest fund price manually.

Not sure if this a mac problem.

This post has been edited by hong823: Feb 4 2017, 06:39 PM

while waiting for value added assistance....
I attached a file....it is in Excel Windows
not sure if it can be used for MAC

instead of manually updating individual NAVs, I am using this file to auto update my portfolio NAVs from FSM...
just key in the parameter, press CTL+U to update,
then copy and PASTE (Value) into your portfolio excel file

try it ??


Attached File(s)
 Auto_Nav_update_4_feb_2017.zip ( 26.24k ) Number of downloads: 30

CTL + U = Underline, isn't it? It's the shortcut key for underline.
Correct me if I'm wrong.

I think it is an MACRO enabled worksheet
CTL+U will activate that MACRO

FUNDS TO LOOK OUT FOR IN 2017


Attached thumbnail(s)

Where you snapped it from?

Thanks for sharing it! It seem that the excel marco just doesn't work on mac. (It worked on windows)


I think you're trying to click on "Command + U" (Which is underline), what yklooi mean was "Control + U". However, I tried and it just showing Active X error again. I did some read up and it seem like the marco in excel doesn't support in mac. Maybe will just have to use windows for this. (Excel from yklooi worked on windows)

Source: https://support.microsoft.com/en-us/help/31...en-using-access

Self created based on my indepth analysis of the MPT, by looking at the Sharpe ratio, alpha, beta and SD of the funds compared to its peers and benchmark for the past 5 years....

Wait that sounds so wrong. Actually it is from the Smart Investor Feb edition. They attended the Unit Trust Investment Fair 2017.

More snapshot from me.


Attached thumbnail(s)

Is there any alternative that I can use with Mac?

The macro uses Windows-specific functionality to download the contents on FSM's page; that's why it will give you an ActiveX error. I can rewrite it to work for Mac OS X but I will have to get access to a Mac for testing. Additionally, the Mac code will not run on Windows.

What to do...kecik mouse like me can only flaunt the portfolio now. Such a chance is hard to come by given my 1yr old portfolio. Give some chance le..


This post has been edited by spiderman17: Feb 4 2017, 11:48 PM

i can test it for you

Thanks for the offer to help......
btw, "idyllrain" was the macro code creator of that file that i attached earlier....
if he can managed to do a MAC macro without a MAC in hand....that would be great.