Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
19 Pages « < 11 12 13 14 15 > » Bottom

Outline · [ Standard ] · Linear+

 FundSuperMart v17 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

views
     
Avangelice
post Jan 20 2017, 06:25 PM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008


QUOTE(john123x @ Jan 20 2017, 06:22 PM)
ur right, i notice too late affin hwang got 31.9% Malaysia. I gonna slowly lowers its percentage by topping up other funds
*
just switch all to bond fund and top up any funds you have into Ponzi 2.0
Avangelice
post Jan 20 2017, 06:51 PM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008


QUOTE(voyage23 @ Jan 20 2017, 06:30 PM)
My portfolio since Dec2015. Been doing regular DCA and with only one major change when I got bored of libra asnita and switched all into Reits just before the major sell off. Will be holding this for the coming year as well and let it auto pilot. [attachmentid=8423959]
*
good portfolio but I still think you do need a bond fund to lock in your profits and invest in the said profits.
Avangelice
post Jan 20 2017, 06:52 PM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008


QUOTE(ic no 851025071234 @ Jan 20 2017, 06:30 PM)
WhAt you all view in this:

I have few friends been investing for some time and they say never buy unit trust but go for stocks. They show calculation that the same long term investment even with FSM 2% charge in losing over 100k in chrges.
*
lemme guess these kids are the day traders who intend to make a meal or two per week from trading?
Avangelice
post Jan 20 2017, 07:00 PM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008


QUOTE(wongmunkeong @ Jan 20 2017, 06:56 PM)
They are right IF their transaction size is large enough. Direct stocks doesn't attract mgmt costs
*
and the risk that nobody wants to buy your stocks and you are literally screwed if it happens
Avangelice
post Jan 20 2017, 10:35 PM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008


QUOTE(yklooi @ Jan 20 2017, 10:11 PM)
hope non of this ever happens to any of you...
a number of times it had happened to me.... vmad.gif
doh.gif  blush.gif
*
well you can never time the market when you sell or buy.what you can do is believe in every step you make today or tomorrow is that you have given it a high pillow to think over night before you sleep and when you do it, never look back.

xuzen my definition of plug and play is similar to the postal horses and the train that you were talking about a few pages before.
Avangelice
post Jan 21 2017, 08:59 AM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008


QUOTE(ykit_88 @ Jan 21 2017, 08:44 AM)
Infra usually more profitable and sustainable than properties.
*
you know how Goverment projects across third works countries are always convoluted with price increase due to corruption. I know this because my dad is in construction and every time there's a Goverment project they will tender with the lowest price first and suddenly the tender balloons up two times the price to pay for middle men and bureaucrats.

think this was my initial thinking when I chose AmAsia over the other fund.
Avangelice
post Jan 21 2017, 01:06 PM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008


QUOTE(ic no 851025071234 @ Jan 21 2017, 12:57 PM)
How is trump inauguration affect the fund market?
*
it won't.

your question should be how would his policies affect the fund market.

following is shit he is planning

- strike at china by calling it a currency manipulator and block it from controlling South China Sea

-Relook into Nafta and stop the TPP

-reduction of oil imports in the US
Avangelice
post Jan 21 2017, 01:37 PM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008


QUOTE(ehwee @ Jan 21 2017, 01:29 PM)
I think it need about 3-4 weeks before we know the concrete policy Trump has in his pocket and for the world market to digest his shit

should we wait another 3-4 weeks before we review our fund porfolio, what do you guys think?
*
no need a review. just prepare money and continue investing in funds that you already have that were affected by his policies.

be advised to new investors, try not to jump at everything. all this right now is just a small breeze in a bamboo forest.
Avangelice
post Jan 21 2017, 02:33 PM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008


QUOTE(contestchris @ Jan 21 2017, 02:15 PM)
0.351%
0.158%
0.267%
0.476%
0.396%
0.710%
-0.118%
0.079%
0.392%
0.230%
0.134%
0.008%
-0.238%
0.245%
-0.061%
-0.023%

[Gross growth: 3.043%, Net gains (taking into account SC): 0.311%]

Friends, the above is my day-to-day portfolio performance from the time I bought it (Dec 27) till now. As you can see 3 of the 4 most recent days are losses, and Friday will be another loss (pricing for Friday will only be published on Monday). Should I withdraw my money, and put it back in once the global markets stabilize? Another issue is that over the past week the ringgit has slightly strengthened from RM4.49 to ~RM4.45, hence this kind of reduces gains/increases losses for all the regional/global funds.
*
how come you aren't listening to us. don't keep switching back and forth you are acquiring more capital depreciation via switching and occurring more service charges beewtween switches.

any new investor would have seen it by now what we are trying to explain and would listen.
Avangelice
post Jan 22 2017, 07:22 PM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008


QUOTE(drcumee @ Jan 22 2017, 06:32 PM)
hi to all sifu
first of all i want to say thanks. i have been reading and learning so much. have just started some basic investment in UT via FSM. I got ponzi 2.0. after much reading and pondering. This is the portfolio I have in mind which i would like to execute and would like your kind opinions if I can as I am still very new in this. thank you in advance.

manulife investment us equity fund
KGF
manulife india equity fund
ponzi 2.0 -> i have
cimb principal global titans fund -> i have
libra asnitabond fund -> i have
cimb principal china-india-indonesia equity fund vs cimb greater china equity fund

would really value all opinion, criticisms and suggestions. thank you all!
*
if you have Manulife India you can get cimb greater china to compliment it.

if you don't want to have a specific nation fund the entire get the china India Indonesia.

I don't like the later because Indonesia isn't that great. no idea why they lump three of these vastly different nations together.

Avangelice
post Jan 22 2017, 07:24 PM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008


QUOTE(ehwee @ Jan 22 2017, 06:28 PM)
I need some help from you guys about ABERDEEN ISLAMIC ASIA PACIFIC EX JAPAN EQUITY FUND

as there are 2 different type of same aberdeen islamic apac ex-J fund that one has nav price on  - CLASS USD and another one with nav price on  - CLASS MYR

which one is better in middle period investment of 5-10 yrs?
*
they are the same just that they are priced in different currency.

select class myr. don't think they allow you to select anyway since all our transactions are priced in myr
Avangelice
post Jan 22 2017, 07:27 PM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008


QUOTE(contestchris @ Jan 22 2017, 07:25 PM)
Manulife got switching charge. My advice, don't get both, just one enough.
*
lol. I am genuinely laughing at this bro. normally you look at a fund based on its returns, volality and past/future history

NOT THE SWITCHING FEE
Avangelice
post Jan 22 2017, 08:07 PM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008


QUOTE(Dogta @ Jan 22 2017, 08:02 PM)
Dear sifus, if use RSP can't get the silver member discount? Must pay at full sales charge (i.e. 2%)?
*
silver members are for those who have a total do 50k in fsm account. RSP spent give you discounted sales charge but merely reduce minimum investment amount

Regards.
Avangelice
post Jan 22 2017, 08:28 PM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008


QUOTE(tjuin @ Jan 22 2017, 08:23 PM)
I have some money for FD, just trying to try something new since I still have some money that I can use. Thanks for the advice  rclxms.gif
I would say im referring to buying the wrong funds but thanks. thumbup.gif
*
if it makes you feel better I took out my 30k fd and placed into fsm because fd rates now are shit.

Regards.
Avangelice
post Jan 22 2017, 10:31 PM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008


QUOTE(tjuin @ Jan 22 2017, 10:28 PM)
wow how has it been for u so far? do u think its better? i do agree tat the fd rates weren't tat good now and it doesn't seem like they r trying to improve anyhow as well.
*
all i can say is that I am much more happy that my money now appreciates and at the same time it is invested.

Problem with FD is that the rates are locked and its close to being inflation rate which means the money you put in is getting smaller and smaller while the banks make money off from you.


Avangelice
post Jan 22 2017, 11:06 PM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008


QUOTE(wengherng @ Jan 22 2017, 10:57 PM)
I fully agree with you, and not only that, I've been diligently withdrawing from my EPF for investment purposes as well.
I just don't have enough confidence in our government to handle my money.
sad.gif
*
can't wait to see what the Dividends are this year for epf. if it's lower than 6% I'm taking account two out again for a second time.
Avangelice
post Jan 23 2017, 01:16 AM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008


QUOTE(shankar_dass93 @ Jan 23 2017, 01:06 AM)
Still in a process of building my portfolio.

Would be investing in a few more funds once my FD matures

[attachmentid=8428601]
*
hmmm.... wrong approach there by investing in Australia and US first. why? please read this.

https://secure.fundsupermart.com/main/artic...wo-Years--11991
Avangelice
post Jan 23 2017, 10:00 AM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008


QUOTE(ehwee @ Jan 23 2017, 09:39 AM)
This might provide some clues on the effect of the Trump policy if go thru

These Companies Are at Risk in a U.S.-China Trade War http://bloom.bg/2khtXOI
*
I do not think he will be that stupid to start a trade war with china. he has to appeal the Affordable Care Act, fix the American economy, get companies like Ford to Apple to set up their factories within US by offering tax cuts which will cause a domino affect. this disease America is now experiencing has been systemic and gotten worst over time.

also because of Obama's using the espionage act on whistle blowers and media reporters, trump will be using that same act to suppress the free media.

All in all. US is fucked.
Avangelice
post Jan 23 2017, 10:35 AM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008


QUOTE(puchongite @ Jan 23 2017, 10:31 AM)
Always want to put me int the sifu category and therefore not giving respect to the real sifus ....

I strongly protest that ....

No, that's not my objective.

My objective  :-

It seems people are disagreeing on certain views posted here but they reply by making general comments instead of doing head on collision to bring out their alternate views ......

I would prefer people to bring out their alternative views directly.
*
Yeap. +1. if all of us follow a regime with no one to challenge our views then we can never be better

how can one be a revolutionary when he follows the old ways.
Avangelice
post Jan 23 2017, 10:56 AM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008


QUOTE(adele123 @ Jan 23 2017, 10:52 AM)
Vague is to prevent flaming on the forum, especially on such an active thread and also the opinions here affect your money $$. Very real. Also to be fair, we are entitled to our opinions on the market but understand that nobody can tell the future. Also when someone put up their portfolios for discussion, understand that there will be opinions again these opinions come from people who can’t tell the future.
seasoned but still inexperienced. 2 years investing is just giving me enough heart muscle not to get heart attack if anything bad happens in the market.
*
Those who went through China's Great Short Circuit of 2016 have grown accustomed to black swan events. many new members are young. Their fires are strong. Time and experience will control these fires of theirs

19 Pages « < 11 12 13 14 15 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.1227sec    0.77    7 queries    GZIP Disabled
Time is now: 12th December 2025 - 01:09 PM