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 FundSuperMart v17 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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Avangelice
post Jan 25 2017, 12:21 AM

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QUOTE(opticc @ Jan 25 2017, 12:13 AM)
he want to bully newby? very fair?
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who are you again? I don't recognize you much in the finance section. kindly let us know your portfolio and the funds that you are currently holding so we can help guide you?


Avangelice
post Jan 25 2017, 09:56 AM

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QUOTE(AIYH @ Jan 25 2017, 09:50 AM)
I feel like I had explained this before, but nvm sweat.gif

In mutual funds (ASB is also a mutual fund), when distribution declare, their NAV will drop accordingly.

But since ASB is a fixed price fund (NAV=RM! all the time), without performance, the distribution is reinvested as additional unit without NAV drop. Hence in ASB, you can say their dividend/distribution = performance.
This is not the case for most of the mutual funds where their NAV fluctuate and represent their performance instead of distribution, because distribution will decrease in NAV and when reinvested, your fund value doesnt increase, so distribution or not doesnt dictate its performance.

p/s: now i can understand how ASNB and PM's advertisement on their dividend declare mislead the public thinking distribution = performance sweat.gif
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meaning they can take freah income from new investors in the fund and take it as "dividend" to the other members. looks like a Goverment backed Ponzi scheme.
Avangelice
post Jan 25 2017, 12:58 PM

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sounds like xuzen received a brand new Samsung note phone. lots of drawn images lately. hahahahaha
Avangelice
post Jan 25 2017, 04:19 PM

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QUOTE(xuzen @ Jan 25 2017, 03:01 PM)
[attachmentid=8438368] 
cool2.gif

CNY mood already... things have quiet down at work a bit. My staffs are eating keropok / mandarin oranges and biscuits liao.
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lol just asked one of my staffs if she wants to come in next Tuesday to work with a big pay as I got a few patients who need me. no reply yet.
Avangelice
post Jan 25 2017, 04:41 PM

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QUOTE(xuzen @ Jan 25 2017, 04:30 PM)
D1U! WTF is that?
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alien language from the movie arrival
Avangelice
post Jan 25 2017, 07:02 PM

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QUOTE(ic no 851025071234 @ Jan 25 2017, 06:57 PM)
Guys! Just want to let u know that 0% bond fund is the best thing out there. With this there's no reason for fd to exist lol. In 3 months time u can get return of 1 yr fd investing in a good bond fund.

Performance is consistent and some even outperform fund that charges commission. It's low risk good return
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to you is good but to some people they may be looking at

1) paying the platform fee (deduct from CMF or EQ)

2) recent events showed that bond funds are not safe from black swan events. unlike fd your capital is secured bond funds aren't 100% safe.

some rather gave better nights of sleep rather than constantly worry about their monies
Avangelice
post Jan 25 2017, 07:23 PM

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QUOTE(ic no 851025071234 @ Jan 25 2017, 07:09 PM)
Rhb bond
The platform fee is pay once only right? It's just a different name for sales charge. It's so small % will not be significant.
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per annum bro. please look through fund details before buying.
Avangelice
post Jan 26 2017, 09:23 AM

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Attached Image

looks like xuzen was right again.

Looks like I'll need to initiate a switch soon.
Avangelice
post Jan 26 2017, 09:34 AM

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QUOTE(AIYH @ Jan 26 2017, 09:26 AM)
Didnt we discuss this before?  biggrin.gif
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Yeah we did. just wanted to place this through the chart center and have a look see how correlated these funds are. oh well I can always switch back to kapchai at zero charge. lolololol
Avangelice
post Jan 26 2017, 10:23 AM

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Looks like today is the last day of the 1% sales charge. anyone topping up?
Avangelice
post Jan 26 2017, 10:24 AM

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QUOTE(biastee @ Jan 26 2017, 10:18 AM)
Maybe not all bond funds on FSM MY have platform fees. FSM MY doesn't list any platform fee for RHB Islamic bond

[attachmentid=8440289]
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Rhb Islamic bond has a lock in fee. if you withdraw before 365 days you will need to pay a fee for it.
Avangelice
post Jan 26 2017, 11:17 AM

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just topped up 1k on Ponzi 2.0 and 500 myr on AmAsia REITs. Trump's protectionism is going to the the downfall of US economy and the now defunct Tppa is the process of being taken over by China.

I can see a pattern that China is filling into eh gaps as Us now is adopting a closed door policy eg Nafta agreement, reducing funding for obortions for the poor around the world and etc.
Avangelice
post Jan 26 2017, 03:24 PM

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QUOTE(xuzen @ Jan 26 2017, 03:23 PM)
[attachmentid=8441372]

kasi support sikit.... all this goes into Xuzen Jr college fund.

Xuzen
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wtf hahahahahahahaha how did you do that drawing?
Avangelice
post Jan 26 2017, 03:48 PM

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QUOTE(ivzh @ Jan 26 2017, 03:46 PM)
user posted image

hi guys, i had started maintence this porfolio since last june, so far only doing switch once, from kenanga growth to AH select bond.
TA global tech (8%) , and Cimb Titan (12%) really performance well especially since after trump win.
i wonder if i should skim the profit now and reinvest in other fund...

anyway noted fsm have added a new fund, Affin Hwang absolute return fund II,  global equity but with initial investment 100k.. the 5 years annualized return seem very attractive, any comment?
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You asking this question means you got 100k to spend on?

Avangelice
post Jan 26 2017, 04:00 PM

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QUOTE(Nemozai @ Jan 26 2017, 03:57 PM)
50% Kapchai
50% AmAsia REITs

My port. Any opinions ?  rclxms.gif  biggrin.gif
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save more money. get a more diversified portfolio. now it's just two parts of a running engine. need more parts for it to go vroom vroom
Avangelice
post Jan 26 2017, 04:18 PM

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QUOTE(ivzh @ Jan 26 2017, 04:04 PM)
fd matured soon, but as usual, unlikely put all egg in the same basket.
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go to page 64 ish. there's a member by the name of Guy123 something something who posted up his 240,000 portfolio with no wholesale funds available. take his for example.

Good luck.

QUOTE(Nemozai @ Jan 26 2017, 04:04 PM)
Yes. In the process of building up my port, now is just the starting phase.  console.gif
Plan to inject some into India and Affin Hwang Select Bond fund. biggrin.gif So far looking good?
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investing in India may be too late as it's golden time was Q3 2016. I would suggest you however to take up Ponzi 2.0. look at FSM portfolio you won't go wrong from there.

QUOTE(mois @ Jan 26 2017, 04:12 PM)
Year 2016 was stagnant year. Maybe this year should rally?
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rally for? malaysia? us? Asia? developed countries?

2017 should by right be a year of rally for Asian funds but wild card Trump's everything isn't normal these days.
Avangelice
post Jan 26 2017, 04:20 PM

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QUOTE(puchongite @ Jan 26 2017, 04:16 PM)
Are we at euphoria now ? If yes, take note of what's coming up .....

user posted image
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that's why it's compulsory mindset to have a pocket called depression fund where you use those funds to buy more funds at a cheaper price. where others panic you take charge and fill the void left by these emotional investors.
Avangelice
post Jan 26 2017, 08:46 PM

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QUOTE(contestchris @ Jan 26 2017, 08:32 PM)
Edit: Also a shame Taiwan, India and Australia markets were closed today. They couldn't take part in the bull run.
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uhhhh WHAT?
Avangelice
post Jan 27 2017, 07:47 AM

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QUOTE(Ramjade @ Jan 27 2017, 07:38 AM)
He trades UT la. doh.gif
RM5k in 2 weeks is good :thumbsup:
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hahahahahahahah hahahahahahah that cracked me up. waiting for guy to diaw him upside down
Avangelice
post Jan 27 2017, 10:02 AM

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QUOTE(David83 @ Jan 27 2017, 09:58 AM)
Just received statement for platform fee. doh.gif
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Yeap. got mine too 3.55 myr. okay lah. no complaints from me. what's 4 myr these days

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