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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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ikanez
post Mar 3 2025, 06:11 AM

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finally Be U's latest TD campaign is up! more details at https://getbeu.com/campaigns/BeU-TermDeposit-i-Extra-2

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ikanez
post Mar 3 2025, 06:12 AM

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finally Be U's latest TD campaign is up! more details at https://getbeu.com/campaigns/BeU-TermDeposit-i-Extra-2

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note: for ios users on app release 1.14.1, please note that your experience might be buggy. a fix is due to be released sometime this week though.

This post has been edited by ikanez: Mar 3 2025, 06:14 AM
ikanez
post Apr 7 2025, 09:05 AM

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QUOTE(babysotong @ Apr 6 2025, 11:27 PM)
Bank Islam

Got the info from their website

5 months - 3.65% pa
9 months - 3.75% pa
12 months - 3.85% pa
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Same rates also available via Be U by Bank Islam app, just in case you don't want to go to branch.
ikanez
post Apr 11 2025, 05:51 PM

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Be U / Bank Islam has new TD campaign out . Now up to 4% for 12 month tenure. More details at https://getbeu.com/campaigns/BeU-TDT-Advance

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ikanez
post Apr 14 2025, 09:46 PM

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QUOTE(btfan @ Apr 14 2025, 07:43 PM)
Thanks for the info.

If after the maturity of the TD and the amount is credit back to the Qard open through the app, can you still go to Bank Islam branches to withdraw or to make an IBG transfer to another bank? Or everything need to transact through the Be U app?

Wondering for those with bigger amounts how do they transfer it out in case no more promo rate. Would be difficult to just do online transfer of RM50k/day. Even if it's the PIDM limit, you still need to do 5 days in a row and then another 5 days in row if it needs fresh funds.
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1. Currently Be U max transfer limit is 50k/ day (align with DuitNow Transfer limit)
2. ⁠Unfortunately, Be U customer cant go to Bank Islam branch to withdraw money over the counter. Be U, for now at least, is a strictly digital bank proposition.
3. Yes, customer will require multiple days to withdraw more than 50k

This post has been edited by ikanez: Apr 15 2025, 12:46 AM
ikanez
post May 18 2025, 12:29 AM

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btw, if anyone got problem with beu or have feedback (UX, UI, support, app etc) can feel free to pm me. would always like to learn on how we can make the experience better.

This post has been edited by ikanez: May 18 2025, 12:29 AM
ikanez
post May 18 2025, 01:07 AM

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QUOTE(ericlaiys @ May 18 2025, 12:35 AM)
How come saving no interest on beu?
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the contract structure for QSA currently prevents us from promising profit, hence any profit giving would be discretionary.

we've recently introduced al awfar as well within Be U, but this one is more on chances to win big prizes (got multiple category - https://www.bankislam.com/personal-banking/...ents/al-awfar/). but yeah, still no profits.

our initial angle with savings account is more about encouraging people to have better ways at managing their savings (via Nest) and daily finances (via Budgeting). for long term profit rates - that where our TDT comes in.

profit rates or some form of returns tied to balances in savings is something that we're still cooking.

This post has been edited by ikanez: May 18 2025, 01:09 AM
ikanez
post May 27 2025, 06:20 PM

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The 4% TD campaign in Be U/BIMB has been extended till end of June.
The campaign info in app has been updated. The website and other marketing collaterals are still in progress tho.

This post has been edited by ikanez: May 27 2025, 06:20 PM
ikanez
post Jun 11 2025, 11:24 AM

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QUOTE(fruitie @ Jun 10 2025, 03:33 PM)
Raised a query, and kudos to the team for calling me back on this issue. It's because I don't have an SA in Be U, so I have to go through this process every time. Additionally, once you attempt to place an FD, you cannot abandon it halfway, as it will become stuck and unable to view other placed FDs. This needs their team to cancel it on the backend. They said they will provide feedback to the team for future enhancement.
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sorry for the late response. yeah - your experience is currently is legit bug at our end and is inside our backlog. appreciate you sharing the info (the ones you got from our customer support) with the group smile.gif

ikanez
post Jun 12 2025, 05:34 PM

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QUOTE(fartbrat @ Jun 12 2025, 03:10 PM)
My fd at BI is due soon, but i might not be in Malaysia for a while. Does anyone know if the bank side allows renewing OTP (over the phone) rather than OTC for their latest promo XD

Edit: Or visiting the branch two weeks before due date for placement
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alternatively can maybe create new FD using Be U by Bank Islam? whole journey is doable via app (and yes, you can get the promo)

ikanez
post Jun 26 2025, 02:01 PM

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Term deposit 4% campaign at Be U/BIMB is now extended until end of August.

More details: https://getbeu.com/campaigns/BeU-TDT-Advance
ikanez
post Jun 26 2025, 02:40 PM

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QUOTE(fruitie @ Jun 26 2025, 02:05 PM)
Nice. thumbup.gif
Can I ask if foreigners also can apply? My foreign colleagues who are working in Malaysia (with work permit, earning MYR) are also interested.
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Currently Be U app can only accept applications from Malaysians. For foreign nationals, he/she may proceed to the nearest BIMB branch.
ikanez
post Jun 26 2025, 03:18 PM

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QUOTE(fruitie @ Jun 26 2025, 02:57 PM)
I see, but still can enjoy this rate too, or just the BIMB board rate?
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can enjoy campaign rate.
ikanez
post Jun 28 2025, 10:49 PM

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QUOTE(bbgoat @ Jun 26 2025, 08:20 PM)
The extension only for BeU ? Bank Islam website still show 30/6/2025.

https://www.bankislam.com/campaigns/tdt-advance/
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ought to be legit for BIMB branches as well. i think it's just some delays at their (the team that manages the website) end.

ikanez
post Jun 30 2025, 02:43 PM

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QUOTE(gamenoob @ Jun 30 2025, 01:00 PM)
Ya the daily 50k limit can be a bit inconvenient.

I never use their BEU. What the different vs BIMB apps? BEU pure digital banking?
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yes. Be U is pure digital banking.
ikanez
post Jul 2 2025, 09:58 AM

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QUOTE(Human Nature @ Jul 1 2025, 11:57 PM)
I am still not able to make online placement at BIMB desktop/app. Same issue as last time. Already tried from 3 different banks
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have you tried Be U app?
ikanez
post Jul 10 2025, 08:43 AM

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Be U's TD campaign rate have been adjusted accordingly following the OPR change. It only goes up to 3.75% until 31/8.

Updated campaign page: https://getbeu.com/campaigns/BeU-TDT-Advance

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This post has been edited by ikanez: Jul 10 2025, 08:44 AM
ikanez
post Jul 25 2025, 09:21 AM

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Just wanted to share, Be U is no longer offering Term Deposit at campaign rate. Rates go back to standard - starting from 1.95% to 2.15%
ikanez
post Aug 20 2025, 02:27 PM

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QUOTE(ericlaiys @ Aug 20 2025, 12:04 PM)
wait for date announcement. should be merdeka promo
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eh no lah. that's just a recap of our past campaigns. sorta like showing what we've done in the past.

TDT Advance dah habis dah.
ikanez
post Aug 23 2025, 01:36 AM

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sweat.gif fuh.. tough crowd.

for merdeka i know for sure xde. later this year though not sure got or not.



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