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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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chinkw1
post Jan 5 2018, 09:40 AM

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The MBB and HLB FD promo is until when pls?

chinkw1
post Jan 5 2018, 10:00 AM

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QUOTE(Milo_O @ Jan 5 2018, 09:43 AM)
If u are referring to HLB Online FD/-i, the promotion will end on 7 Jan 2018.
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Thanks for response, I read somewhere,

HLB branch FD promotions until 28 February 2018 for the Conventional product:-

1. 4.10%p.a for 6 months
2. 4.30%p.a for 12 months

Wonder this is still valid?

If my existing FD is in HLB as well, on the day of maturity on Jan18, which is the best and fastest way to move the $ to Maybank and then move the $ again back to HLB (to qualify it as FRESH fund) ?
chinkw1
post Jan 12 2018, 10:26 AM

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Next week, I will go HLB counter, do placement for 4.30% FD...smile.gif
chinkw1
post Jan 17 2018, 07:56 PM

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QUOTE(mrhseinpingq @ Jan 17 2018, 05:57 PM)
HLB 4.3 12m
MBB 4.3 15m OTC
AmB 4.25 12m
RHB 4.25% 13 months OTC
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MBB 4.3% 15m, OTC,
Need CASA? Any other terms & conditions pls?
chinkw1
post Jan 18 2018, 02:38 PM

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QUOTE(ahpaul82 @ Jan 18 2018, 08:53 AM)
Thanks ahpaul82, Just did placement OTC at MBB.
I wrote a HLB cheque, pass to MBB counter, they do the certificate, but ask me to collect next week , bcoz they want to clear the hlb cheque 1st.
chinkw1
post Jul 16 2018, 02:52 PM

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Tomorrow FD matured in PBB, will withdraw, and go to AMBANK open FD at 4.4%
chinkw1
post Dec 4 2018, 03:21 PM

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QUOTE(naruko85 @ Dec 4 2018, 02:36 PM)
HLB eFD

minimum RM 10k fresh fund
6 months 4.00% pa
12 months 4.20% pa
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Wonder when is this promotion ends?
chinkw1
post Dec 20 2018, 03:45 PM

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my HLB eFD matured Jan 4, 2019.

Wonder any good HLB or MBB FD at that time?
chinkw1
post Jan 2 2019, 10:49 AM

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QUOTE(bbgoat @ Jan 2 2019, 10:06 AM)
AmBank 12 mth 4.3% only, no more promo for seniors of 4.4%.

CIMB 6 mth 4.5% and 12 mth 4.4% for Islamic FD still available.

Anyone has other new FD promo info?
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Hi bbgoat,

For Ambank and CIMB FD, is it OTC placement?
Need CASA ?


chinkw1
post Jan 2 2019, 03:52 PM

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QUOTE(avdnowhere @ Jan 2 2019, 02:43 PM)
When the promo will be end?
I am planning to go CIMB tomorrow.
Btw what are the requirements to open Islamic FD?
Is it same as the conventional FD?
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Hi avdnowhere,

I also thinking of CIMB 12 mths 4.4%, or Ambank 12 mths 4.3%.

I just called CIMB, it ask me to go to bank counter sad.gif

Can you share your findings after you visit CIMB counter tomorrow pls?
chinkw1
post Jan 3 2019, 11:20 AM

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QUOTE(Vizhai @ Jan 3 2019, 10:59 AM)
Thank for the info MBSB 4.6% 13 month.
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MBSB is Maybank?
chinkw1
post Jan 4 2019, 11:26 AM

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QUOTE(avdnowhere @ Jan 3 2019, 04:00 PM)
May I know which branch is that?
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Ya, CIMB 4.5% 6 months still got at SubangJaya branch.
No need CASA, interest add to principle on expiry.
chinkw1
post Jan 7 2019, 02:44 PM

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QUOTE(cclim2011 @ Jan 7 2019, 12:14 PM)
Just put 4.5 6m Islamic with cimb queensbay. Otc
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CIMB no monthly interest right?
chinkw1
post Jan 8 2019, 03:24 PM

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QUOTE(bbgoat @ Jan 7 2019, 08:16 PM)
CIMB 6 mth 4.5% no monthly interest. 12 mth 4.4% got monthly interest. Both Islamic FD, min 10k.
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Hi bbgoat,

I did mine at CIMB Subang Jaya, 12 months, 4.4% Islamic, NO monthly interest sad.gif
chinkw1
post Jan 9 2019, 10:47 AM

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QUOTE(bbgoat @ Jan 8 2019, 08:40 PM)
Today RENTAS fund from HL to Bank Islam (BI).

Went to BI to place their 2 yrs step up FD of average 4.65%. Got the cert the same day. About 30 minutes from opening of FD account to getting the cert. Interest every 3 months.  Got a diary as gift biggrin.gif

FD shown in online account already. Was told their PB is only 100k, so now their PB already.  tongue.gif
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Hi bbgoat,

Do u need to have an account (example savings account) in BI prior to RENTAS from HLB ?
chinkw1
post Jan 10 2019, 04:00 PM

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4.4% PA is quite lovely, Imagine if put RM3Mil in, every month interest is RM11K.

Can retired oledi.
chinkw1
post Mar 13 2019, 11:04 AM

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QUOTE(bbgoat @ Mar 13 2019, 10:01 AM)
Yesterday went to MBB to withdraw FD, again get BC totally FOC, not even RM0.50 charge for the cheque.  rclxms.gif

Moved to AmBank Islamic 12 mth 4.35%. This was asked previous day, however was told on Tuesday the rate came down !! So the ABM has to contact HQ for approval. Waited for few minutes, finally got through.

For FD renewal heard can only get 4.25% yesterday in AmBank.

So it seems AmBank is like CIMB, becoming dynamic on FD promo rates.
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Hi bbgoat,

My FD in MBB matured mid April, wonder this Ambank still valid at that time?
chinkw1
post Mar 21 2019, 02:45 PM

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April 18th, my MBB FD matured.

Hope MBB offer new promotional FD, bcoz its more convinient to make placement in the same bank. No need bank cheque, RENTAS etc.
chinkw1
post Mar 30 2019, 10:46 AM

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By April 1st, all banks new FD promo oledi. Hope rates higher.
chinkw1
post Apr 1 2019, 12:07 PM

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QUOTE(bbgoat @ Mar 31 2019, 09:05 PM)
For the AmBank 12 mth 4.38%, it is through the branch Assit BM. U can try your RM to request.

Their promo is 4.35% for 12 mth. So with higher amount, of say >100k, u can ask RM or BM to try getting higher rate.

But as compared to BR or others, the move from 4.35 to 4.38% is not that high.  biggrin.gif
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Hi bbgoat,

I will drop by Ambank later to make placement.
Will just write a cheque from Maybank & make placement in Ambank.

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