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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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chinkw1
post Apr 1 2019, 02:40 PM

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Just went to Ambank Subang Jaya, staff there says AmBank 12 mth 4.35% expired on Mar 31.

No more promo now.
chinkw1
post Apr 1 2019, 03:25 PM

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Dear All,

Bank Islam 4.40% 6 mths. Min RM 5K. End date 30 June 2019

Above FD need open a Savings Ac or not?
Interest how they bank in ?
chinkw1
post Apr 1 2019, 04:42 PM

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I heard....

MBSB if you open FD account, have to open Saving Accounts as well because the interest will be bank into the savings accounts.

But we can only withdraw $ from Saving account over the counter only, cannot use ATM, cannot use online banking. Am I right?

So once the FD matured, can get bank cheque from them?
Or mati mati must withdraw CASH over the counter?



chinkw1
post Apr 1 2019, 08:03 PM

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QUOTE(bbgoat @ Apr 1 2019, 05:53 PM)
Bro, your first post is too short.

Now u made your point clear.
*

Bbgoat,

Does MBSB has bank draft or bank cheque facility?
What i meant was, when our fd matured, can we ask them prepare bank draft/cheque for us (at a fee)?
chinkw1
post Apr 1 2019, 08:20 PM

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QUOTE(bbgoat @ Apr 1 2019, 08:08 PM)
So far I have not done any BC from MBSB.

But if u have followed this FD thread, MBSB is issuing BC. Also can do ibg or Rentas for u to any banks. Used to be to MBB only, but now can go to any banks.
*
Tq very much bbgoat. Thats great.
chinkw1
post Apr 2 2019, 09:22 AM

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QUOTE(gsc @ Apr 2 2019, 02:31 AM)
till 7/4

3 mths 3.9% (drop .1%)
6 mths 4.1% (drop .2%)
12 mths 4.25% (drop .1%)
*
I went personally to Ambank SS15 Subang Jaya, OTC staffs says no more.. sad.gif

Lousy branch.
chinkw1
post Apr 4 2019, 08:08 AM

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QUOTE(jusjul @ Apr 2 2019, 07:57 PM)
MBSB 12 months 4.48 % got monthly interest?
*
Interest only paid upon maturity.
& on Maturity Date, both interest + principle will be credited into your SA.
chinkw1
post Apr 9 2019, 05:29 PM

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I find that Maybank this year has NOT had good FD promos like last year.

Maybe Maybank not keen to achieve target on FD,.
chinkw1
post Jul 8 2019, 03:50 PM

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(1) Affin Islamic promo FD p663m15 at 4.23% for 15 months end 31 Dec 2019, no CASA
(2) RHB 4.00% 15-mths. Min RM10K. End 31 July 2019

If make FD placement in Affin Islamic or RHB, need open SA there?
The interest credit into SA monthly?
chinkw1
post Jul 9 2019, 11:12 AM

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My Public Bank FD matured July 17, wonder what's the promo rate FD for Public Bank now?
Anyone can help ?
chinkw1
post Jul 9 2019, 12:13 PM

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QUOTE(cybpsych @ Jul 9 2019, 11:50 AM)
very likely no movement after May opr revision.

now just dump to whichever fd that suits us.

i'll be doing my last placement today at affin 15mth 4.23%. lock it down and dont have to keep chasing.
*
Only Affin Islamic sahaja
chinkw1
post Dec 17 2019, 11:10 AM

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On January 6th, I want to place FD.

Looks like MBSB is giving the best rates ?

chinkw1
post Jan 2 2020, 02:45 PM

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MBSB pun ok juga. But only for 6 months. If 1 year is better.

This post has been edited by chinkw1: Jan 2 2020, 02:51 PM
chinkw1
post Mar 9 2020, 11:35 AM

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Seems that currently the best FD offer is Affin bank for 15 months 3.45% ?
chinkw1
post Mar 9 2020, 01:38 PM

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QUOTE(Hoochygal @ Mar 9 2020, 12:31 PM)
13months oso can... so long >12mths
*
This post has been edited by chinkw1: Mar 9 2020, 01:39 PM
chinkw1
post Mar 27 2020, 04:39 PM

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I recalled Affin Bank offers 15 months at 3.45% ?

Still valid?

chinkw1
post Jul 3 2020, 12:11 PM

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RENTAS transfer in Maybank is RM9 now.
chinkw1
post Jul 12 2020, 09:14 PM

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It seems that 3% PA in FD now is a norm.
chinkw1
post Oct 14 2020, 03:05 PM

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[quote=joeblow,Oct 12 2020, 11:43 AM]
Just back from affin, their 2.45% 12 months fd no need fresh fund expiring 15th Oct 2020.
*

[/quote

]oh, next Monday I go Affin Bank, 2.45% is quite OK for now.
chinkw1
post Oct 18 2020, 04:37 PM

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QUOTE(GrumpyNooby @ Oct 14 2020, 03:07 PM)
But this promo rate is ending tomorrow (15/10/2020) unless they extend it.
*
IC, wonder what's new promotion in Affin now?

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