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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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bcombat
post Jul 4 2022, 12:01 PM

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QUOTE(BrookLes @ Jul 4 2022, 01:55 AM)
Well. If they fail to pay. Then you have to worry about your fixed deposits as well.
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For those who want 100% certainty then should opt for HL FD instead of investment term acc. On legal terms, HL has the right to pay less than 3.2 % and there is no avenue for the investor to complain later. For FD, if rate is 3% then they must pay 3% and not 2.99% etc.

just 2 cents….
bcombat
post Jul 4 2022, 07:55 PM

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https://www.theedgemarkets.com/article/mayb...-next-12-months

Maybank IB forecasts 100-basis-point hike in OPR over next 12 months
bcombat
post Jul 7 2022, 09:26 PM

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QUOTE(ManutdGiggs @ Jul 7 2022, 08:38 PM)
UOB FD wef 08 July 2022

Conventional ONLY

6m = 2.55% pa
Fresh Funds only
Min RM10,000

12m = 2.85%pa
Fresh Fund Only
Min RM 10,000

T&C applied
First come first served, until max fund size filled up

Uob rate doesn't look good
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Promo rate already there quite sometimes ago….

bcombat
post Jul 20 2022, 11:58 PM

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UOB Jln Tengah: Visit us on Tue & Thu in Jul22 for special 12mths FD Plus@ 2.90%pa with min RM10k new funds. Info: 03-79556576. T&C apply.


bcombat
post Jul 27 2022, 12:14 PM

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loss one day of interest? no much right?
bcombat
post Aug 11 2022, 04:27 PM

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UOB 12m FD rate revised to 2.95%
Min 10 k for new funds only
bcombat
post Aug 29 2022, 12:53 PM

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QUOTE(bbgoat @ Aug 22 2022, 10:50 AM)
From Affin RM

Affin Bank FD promotion rate FOR INVIKTA CUSTOMER:

ONLY FOR ISLAMIC FD ACCOUNT
- no conventional FD account promotion

9 months 3.20%p.a.
12 months 3.30%p.a.

Minimum placement amount RM50K

Applicable to both new and existing funds

Promotion period from 19 August 2022 until 31 August 2022

*rate subject to changes from time to time, will update again if there is any

*Invikta FD rate only applicable placement over the counter, not applicable for online FD placement
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invikta accounts needs to have minimum balance of rm200k. lol

bcombat
post Aug 30 2022, 12:59 PM

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QUOTE(bbgoat @ Aug 30 2022, 11:30 AM)
biggrin.gif Common knowledge here. If not just go for their normal promo, also not bad as well.  biggrin.gif
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Officer said rate likely will increase again in next few weeks…so keep figure crossed

by the way, to open FD need to open another SA/CA….debit card cost rm12 pa. interest only credited into SA/CA once it mature.
bcombat
post Sep 1 2022, 09:05 PM

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QUOTE(bbgoat @ Sep 1 2022, 09:33 AM)
Received from Affin RM. Please note INVIKTA accounts only. Also note 12 mth 3.5% for fresh funds !!

Affin Bank FD promotion rate FOR INVIKTA CUSTOMER:

ONLY FOR ISLAMIC FD ACCOUNT
- no conventional FD account promotion

For existing funds:
3 months 2.80%p.a.
6 months 3.15%p.a.
9 months 3.20%p.a.
12 months 3.25%p.a.

For top up fresh funds 10%-49%
3 months 2.80%p.a.
6 months 3.15%p.a.
9 months 3.20%p.a.
12 months 3.30%p.a.

For FRESH FUND and/or top up fresh funds more than 50%
3 months 2.80%p.a.
6 months 3.15%p.a.
9 months 3.20%p.a.
12 months 3.50%p.a.

Minimum placement amount RM50K

Promotion period until 8 September 2022

*rate subject to changes from time to time, will update again if there is any

*Invikta FD rate only applicable placement over the counter, not applicable for online FD placement
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Do you have the rate for non invitka customer?

bcombat
post Sep 8 2022, 08:55 PM

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QUOTE(bcombat @ Aug 11 2022, 04:27 PM)
UOB 12m FD rate revised to 2.95%
Min 10 k for new funds only
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Rate revised to 3.1% for 12 months FD
Min 10 k & fresh funds only
bcombat
post Sep 9 2022, 11:41 AM

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QUOTE(BrookLes @ Sep 9 2022, 01:08 AM)
When revised today?
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The sms never said when it start effective but mentioned can enjoy the rate if visit them tomorrow.
bcombat
post Sep 10 2022, 01:15 AM

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last week went to affin branch….invikta Islamic rate was 3.3%

non invikta for Islamic was 3.15% (was told conventional FD rate not available at that time)….well, significant or not is depends on the amount of placement and individual perception.
bcombat
post Sep 14 2022, 03:21 PM

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affin online placement rate if anyone don’t want to visit branch….




Attached thumbnail(s)
Attached Image
bcombat
post Sep 23 2022, 01:05 PM

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RM0 UOB whistling.gife're open from 10am-2.30pm on 24/9/2022. Visit us & you can enjoy exclusive 12mth FD Plus@ 3.20%pa with min RM10K new funds.T&Cs apply
bcombat
post Sep 23 2022, 01:48 PM

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QUOTE(imceobichi @ Sep 23 2022, 01:28 PM)
How does this work? Just put money in savings account and walk in their branch?
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walk into the branch and told them you want to open FD.

Staff will told you want to do next.
bcombat
post Oct 2 2022, 03:30 PM

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QUOTE(kplaw @ Oct 1 2022, 11:00 PM)
non-combo can be done online

user posted image
user posted image
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still need to visit branch first to open saving account and get debit card first right? For new customer
bcombat
post Oct 14 2022, 04:27 PM

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RM0 UOB Jln Tgh:We're open from 10am-2.30pm on 15/10/2022. Visit us & you can enjoy exclusive 12mth FD Plus@ 3.40%pa with min RM10K new funds.
bcombat
post Nov 2 2022, 10:10 PM

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QUOTE(Elisheva @ Nov 2 2022, 08:25 PM)
Yes.

Anyone here have the latest fd rates for UOB and Hong Leong?
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HLB online rate. OTC May have better rate

user posted image
bcombat
post Dec 8 2022, 05:46 PM

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anyone know when BNM will announce rate hike?
bcombat
post Dec 15 2022, 05:46 PM

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RM0 UOB Jln Tgh:We're open from 10am-2.30pm on 17/12/2022. Visit us & you can enjoy exclusive 12mth FD Plus-i@ 4.05%pa with min RM10K new funds.

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