At this point in time, 6 months is too short, I regretted putting into CIMB & Hong Leong 6 months tenure over the past few months as initially I thought the BNM governor was joking in January when she said there is still a lot of room for OPR adjustment and thereafter got shot down for making such a statement.

So on Monday I put in whatever spare cash I had in 3 years BR 3.7% and the worst part is I don't have any FD maturing in February or March.

but hor....
Hong Leong Investment Bank Bhd economist Jeremy Goh sees a third OPR cut as early as May.

https://www.msn.com/en-my/money/topstories/...ocid=spartanntp

so that mean this (above) also have to depends on this (below) too....

me too felt the same too,
as I remember    when i read India's actions on rate cut in 1 year...

I was    as i try to feel those that relied on FD as a passive income for their expenses...
they must be feeling 

ME too....
I got the first hand      when the KWSP rate was 0.5% off my targeted rate....
1 month expense gone like that...Puasa for a whole month 

Sounds like the bank perceives that it will be another rate cut in less than 6 months

Went to SCB PJ branch to take up their 4% offer on FD
They say tomorrow onwards drop to 3.8%
Do note that need fresh fund and also for PB only
It is 70% 30% split
70% in FD for 6 months that will get you 4%
30% in PSA Earmark that you need to hit
I every month also hit so no issue

then when is the best time to enter stock?

i believe most people will believe this because it's "easy" to do so. hahahaha

omg you all stalked me?

https://edition.cnn.com/2020/03/15/economy/...bcz26kk5iOsd8j0

any comment?

possible cut another 25 points or directly cut 50 points?
comments?

just spoke to scb...

promo rate is islamic 3.4% 12m, conventional 3.2% 12m

need to earmark 50k in savings account for any fd amount below RM1m. earmark 100k if fd amount > rm1m

1st of all, you are not asking, u are making a statement.
2nd, it is also not correct for him to do so.

It looks like the same as the previous campaign. After the campaign rate finishes, it auto-renews at the normal rate for another equal period.