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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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Chrono-Trigger
post Jan 15 2023, 04:55 PM

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Interest rate is reaching its peak at this current cycle.

If got money better quickly lock 12 or 18 months FD, as it may start to come down in 2024.

Good time over?
Chrono-Trigger
post Jan 15 2023, 05:00 PM

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QUOTE(joeblow @ Jan 12 2023, 08:29 PM)
I don't want too many bank accounts and still need approval. Is opening Bank Rakyat account troublesome? I might do it if it is not and can take cheque not needing it to clear to consider effective.

RCB needs maintaining, after 2 years I take out the money still need to close. Troublesome. Besides I don't need the priority queuing or cheque book or open that new account which I think need money. Key is I have too many bowls already... lol.

user posted image
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which bank ??
Chrono-Trigger
post Mar 4 2023, 06:53 PM

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QUOTE(ManutdGiggs @ Mar 3 2023, 11:14 PM)
https://www.theedgemarkets.com/node/657710

Hopefully
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wei... my mortgage also increases sad.gif
Chrono-Trigger
post Mar 14 2023, 10:32 AM

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looks like FD rates won't be rising anymore. Bank crisis in USA changes everything. Fed most likely is going to reduce interest rate sooner than later.

Better to lock up 12 months and 18 months FD with >4% rate now. my opinion

This post has been edited by Chrono-Trigger: Mar 14 2023, 10:33 AM
Chrono-Trigger
post Jun 28 2023, 01:59 PM

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seems like board rate for FD has come down...
does it mean banks are flushed with money?

Time to increase RRR (reserve requirement ratio)?
Chrono-Trigger
post May 31 2024, 10:45 AM

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wah the rates these days no more 4.5% ? all below 4%

This post has been edited by Chrono-Trigger: May 31 2024, 10:47 AM
Chrono-Trigger
post Aug 28 2024, 12:59 PM

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Some say OPR will maintain at 3.0% throughout 2025 to prevent inflation due to hot money flowing into stock market and bonds.

Good times for FD continues for another 1 year?
Chrono-Trigger
post Jul 9 2025, 03:17 PM

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oh no, the time for FD rates of 4.5% is over...

need wait another 10 years?
Chrono-Trigger
post Jul 14 2025, 01:38 PM

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4.7% days over... need wait another 3 years?
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