You've taken video exceeding 4 seconds permitted?    Forgotten to smile and blink your eyes? 

May I ask, how to set to 50k daily limit for OCBC online?
Mine only max 30k.
Asked my RM before,  said max 30k

Mine is 50k too. Have you checked the limit setting at online banking?

That's the written instructions stated on page of selfie video verification page. I only found the instructions of max 4 second + smile & blink eyes on my 3rd attempt when the first two attempt failed. I guess this is to make sure it is a real person doing the selfie video verification rather than a patung / photo is used.

wahh fund big until kenanga offer up to 1M for 3%? 

Hah..? 
How to apply?
How to talk to KDI?

I posted that 19.9.22 thinking wah 3.7% so good from BI,
then saw MBSB 3.9% at only 12m, that BI  offer i kick  aside

4.5% FD, does not seem to be likely, unless some thing BIG happens over next 6 mths. 3.9% for now is unexpected.

Wow, 1M at KDI !   

Yes, but that was sometime back.
Will go check again.
I have 360 and SmartSavers.
Also opened Booster to park the leftovers pending the 30k daily limit.

But haven't checked online limit settings after opening Booster account.

Or perhaps,  the higher limit is for helang level account holders?

Thanks for info!

Stashaway now offers 2.9%, any amount...
This depends on the FD amount..

Wah u got quite good rate there 👍

Unlike one fellow.... Go lock with all time low rate for 5 years 😂😃

lai lai predict by 31 dec 2022 M'sian FD interest rate can hit 5%????  what say u guys?
US prob will head into recession in Q1 2023 alredi....

depends which bank lor...

i see BNM will hiking another 0.5% max by year end (indonesia, australia both just hiked 0.5%).

maybank, public bank, cimb... max 3.55-3.65% then.

Ambank, RHB, HLB 3.75-4%.

MBSB, BR 4.5%...?

but generally, will go up.

so... better do 3, 6 months now, imo.

I like that ur aware about MBSB offers now.... some banks maybe desperate for more cash... may throw crazy % , nvr did we expect that MBSB was able to offer more than 4% this year.... but they did offer by giving 4.05% for 18 mths.... hence 5% is not too far fetch by 31 dec 2022..... keeping cash to load it up...

Can get monthly interest?

It's crazy times! Seeing that in Singapore one can now get higher interests on S$ than we can have here with RM.
Also I hope we won't suffer too much longer on the Ringgit depreciation against all major currencies. BNM needs to step up.

Wah...   :thumbsup: Thank You Bro Woo 
https://www.alliancebank.com.my/alliance-pr...e-welcome-offer

Enjoy a 3-month promotional FD interest rate of 3.50% p.a. up to a placement of RM300,000 per eligible customer.

1 Be a Primary Alliance Privilege customer with minimum Net Investable Assets Under Management (“NIA AUM”) of RM300,000 in Deposit and/or Investment and open either Alliance SavePlus      Account or Alliance Hybrid Account with a minimum deposit of RM10,000.

2 The Promotional Fixed Deposit interest rate shall end when either the Bank has achieved the allocated Fixed Deposit fund size’s threshold of RM255,000,000 or at the end of the Campaign Period, whichever comes first.

This is a good timing to move fund from KDI now .. :thumbsup:

   

mooncake festival sudah over few weeks alredi...

5% so good? not so fast la..
bro u think i got money printing machine meh?
also 3.9% is not  high  enough for sailang
i also think BNM wont up OPR  so much ... only sikit sikit naik is ok.
if naik too much too fast my CIMB CIRA 5.5% will become  0%..
(quiely hoping wont go up so fast la)
just checked with my RM, i still entitlled for this,
but can only place it  once,
from KDI 3% to 3.5% at max 300k for  extra RM375
quite abit of trouble moving this amount..
your branch good.
me today placed 3rd FD, already 700k
elek putchi. lousy  branch.

One downside with local foreign currency FD account is their transaction fees will cost you an arm and a leg. To move money in and out, apart from TT charges, forex markeups are also another source of profit. In the end, one transaction in and another transaction out, you probably lose the entire 3.7% interest gained, say for a 1-year deposit.

there should be no charges if you transfer to another similar currency acct  and no FX loses within same bank including oversea location. At least that what i understood from hsbc.

Have not tried them yet. Anyone experienced them?

Do we have recent breakdown of unauthorized withdrawal or transfer of $ by bank? Which banks are safer to put in our fd or actually none is safe and depends on our luck? 😵😵‍💫