ask the user who posted "1.99%"

[RinggitPlus] Best Fixed Deposit Promos – March 2021
https://ringgitplus.com/en/blog/fixed-depos...n-malaysia.html

Here’s a roundup of this month’s updates to the best fixed deposit accounts in Malaysia.

- Overall, Islamic FD products continue to offer higher interest rates compared to conventional FD products.
- Bank Rakyat offers the best rate for most FD products this month (1, 3, 6 and 9-month tenure). However, do take note that Bank Rakyat’s FD products are not protected by PIDM.
- For conventional FD products, Bank Simpanan Nasional offers a competitive FD interest rate of 2.1% (12-month tenure) for senior citizens. However, customers will need to make a minimum deposit of RM5,000.
- The highest interest rate recorded in this month’s round-up is 2.40% (KFH Malaysia; 12-month FD), whereas the lowest stood at 1.60% (AmBank; 1-month FD).

thanks for sharing.

my mbsb branch also offered 2.40% for 12m too.


questions about MBSB fd account (joint names) behavior.

previously got matured fd placement. no fd since, so far <1yr inactivity.

question 1) if I go make new placement (1 person) next week, they can create new fd placement without reopen new fd account (both individuals to be present again)?

question 2) will mbsb fd account go dormant if inactive >1yr?

usually this dormant policy applies to CASA, just wondering if it's applicable to fd account too

thanks!

Important Notice: Revision of Terms and Conditions for Fixed Deposit Account (FD) and Fixed Return Income Account-i (FRIA-i)
11 March 2021

Dear Valued Customers,

Please be informed of the revised Terms and Conditions for FD & FRIA-i shall take effect from 1 April 2021.

For detailed updates/changes to the Terms and Conditions, please click below:-

Revision of Terms and Conditions for FD & FRIA-i

Click below to read the revised FD & FRIA-i Terms and Conditions:-

Terms & Conditions - Fixed Deposit Account
Terms & Conditions - Fixed Return Income Account-i

3-month FD/FD-i Promotion for New Customers [ HLB | T&Cs ]
01 JANUARY 2021-31 MARCH 2021

Enjoy returns at 3.00% p.a. for 3 months FD/FD-i as a new Hong Leong Bank customer!



Terms and Conditions apply. The Promotion is applicable for New Customers only.
New Customers refer to customers who do not hold any products with the Bank prior to the Promotion Period.

Member of PIDM. Protected by PIDM up to RM250,000 for each depositor.

100k, can go for 2.5%. pure fd.

mbsb still having some issues. cannot "post" banker's cheque. but can accept fund transfer from CASA first before placement. problem is, CASA transfer is limited to source bank's transfer limit

cash accepted, but at your own risk, of course.

not sure if they fully recovered or not.

i just called them up before i drop by their branch, with $$

can mbsb issue banker's cheque instead?

standing instruction for Rentas also no point if they cannot initiate the transfer.

thanks for sharing.

i'll give them a call again just before visiting their branch.

PB Fixed Deposit / Term Deposit-i Campaign

Please be informed that the Campaign Period of “PB Fixed Deposit / Term Deposit-i” Campaign will be extended to 30 June 2021.

Click here for the revised Terms and Conditions in English.

We are offering two exciting new eFD/eTD-i promotions.
Choose from either 9 months at 2.5% p.a. or 18 months at 2.7% p.a., at the comfort of your own home via AmOnline with FPX using the applicable reward code.

Campaign period is from 1 April 2021 til 31 May 2021. Terms and conditions apply.

For more info, visit https://ambank.com.my/efd



This post has been edited by cybpsych: Apr 1 2021, 07:29 AM

if i got the bullet, i'd do this first

been long time FD rate hardly >2.4% for general pure fd placement. min rm10k and convenience of FPX, tempted!

i got some placements expiring end Apr-early May ... thinking to start having banking relationship with Ambank just for this

Riang Raya Sihat Sejahtera Fixed Deposit (FD) / Term Deposit-i (TD-i) + AFFIN CASA/CASA-i Campaign [ Affin | T&Cs (Conventional) | T&Cs (Islamic) ]
Campaign Period: 1 April – 31 July 2021



This post has been edited by cybpsych: Apr 3 2021, 09:14 PM

Enjoy amazing rewards when you apply for a new HLB Credit Card

https://www.hlb.com.my/en/personal-banking/...n-campaign.html

Note: e-FD/FD placement amount must be within RM2,000 to RM50,000.
Maximum allocation of e-FD placement pool is RM31,500,000 and maximum allocation of FD placement pool is RM160,000,000


*e-FD/FD interest rate of 2.00% p.a. is applicable with RM200 monthly spend for 6 consecutive months and will be credited as interest cashback into your credit card account monthly.

OTC https://www.pbebank.com/pdf/Banking/tc_fdtdi310321en.aspx

EFD


This post has been edited by cybpsych: Apr 25 2021, 09:48 AM

errrrr

1) promo ended

2) based on their T&C, seems to be fixed

Clause 10
(a) deposit an amount as specified in Table 1 below into any Participating FD Account
(b) deposit an amount as specified in Table 1 below into any Participating CASA

existing still ongoing

Fixed Deposit/Fixed Deposit-i RAYA Promotion [ HLB T&Cs ]
12 MAY 2021-28 MAY 2021


1 Should there be an Overnight Policy Rate (OPR) change, the Promotional FD/FD-i Rates may be revised.

Terms and Conditions apply. The Promotion is applicable for New Funds only.

Picture shown is for illustration purposes only.

Member of PIDM. Protected by PIDM up to RM250,000 for each depositor.

HONG LEONG ISLAMIC BANK BERHAD
“TIA-i PROMOTION INDICATIVE RATES
2.40% @ 3 months , 2.50% @ 6 months and 12 months”

Illustrations, T&C, PDS, FAQ >> https://www.hlisb.com.my/en/personal-i/camp...promotions.html



This post has been edited by cybpsych: May 13 2021, 09:53 AM

HLB: Revision of Terms and Conditions for Fixed Deposit Accounts/Fixed Deposit Accounts-i
21 May 2021

Dear Valued Customers,

Effective 12 June 2021, General Terms & Conditions of Accounts, e-FD Account Terms & Conditions, Flexi FD Account Terms & Conditions, Business Flexi FD Account Terms & Conditions, Terms and Conditions for Hong Leong Fixed Deposit-i, 3-in-1 Junior Account Terms & Conditions, 3-in-1 Junior Account-i Terms & Conditions and Fixed Deposit/Fixed Deposit-i Promotions Terms & Conditions will be revised as follows: