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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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cybpsych
post May 27 2020, 08:54 PM

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QUOTE(Qanxia @ May 27 2020, 08:45 PM)
Ooic, really weird issues and different from others bank. Anyway really thanks.
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which "others bank"?

hlb efd also cannot uplift on placement date.
cybpsych
post May 29 2020, 08:06 AM

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QUOTE(kinwawa @ May 28 2020, 02:09 PM)
QUOTE(kenny79 @ May 29 2020, 07:59 AM)
Hlb offering 2.9% but extra casa 10% lockdown for six month
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cybpsych
post Jun 3 2020, 10:58 AM

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QUOTE(buddy @ Jun 3 2020, 09:01 AM)
if i m using uob credit card..but without any savings acc or fd with uob..m i still eligible for 3.30% with 10% casa?
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without any savings acct, how do you park the 10% for earmark?
cybpsych
post Jun 15 2020, 08:37 AM

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QUOTE(Human Nature @ Jun 15 2020, 12:11 AM)
Hmm, the term Individual..means cannot do joint FD?  hmm.gif
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better call to check - 1300 80 5454

website not updated doh.gif
cybpsych
post Jun 15 2020, 01:47 PM

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user posted image

Bank Rakyat | T&Cs | FAQs | PDS
cybpsych
post Jun 18 2020, 08:36 PM

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QUOTE(batsashimi @ Jun 18 2020, 08:01 PM)
moved my fd to BR, took me all day! i almost gave up when they asked for documents for saving account  bangwall.gif

guys, is BR any different than those ordinary bank like maybank? when the cimb staff saw my BR bank book she looked surprised, then i asked why, she said BR is like bank agro and something.

i don't quite get what she meant and that scares me a little
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BR, Agrobank and others are technically known as DFI.

fyi, agrobank is getting (or already gotten) the full bank license. it will be left 5 DFIs in the country.

https://www.bnm.gov.my/index.php?ch=fs&pg=fs_mfs_dfi&ac=162


QUOTE(hammerjit @ Jun 18 2020, 04:25 PM)
RM0.00 CIMB: Enjoy indicative rate of 2.55% p.a. for 6 months with Term Investment Account-i! Visit any CIMB branch today to find out more. T&C applies

got this via SMS just only
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user posted image

This post has been edited by cybpsych: Jun 18 2020, 08:39 PM
cybpsych
post Jun 19 2020, 11:07 AM

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QUOTE(myroy @ Jun 19 2020, 10:05 AM)
hi all
any new promotion for fd?
i saw on 1st page but seems long time and outdated
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flip through about 10 pages here
cybpsych
post Jun 22 2020, 08:19 AM

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QUOTE(eujin @ Jun 21 2020, 07:19 PM)
Any promotion with Maybank fd since the last expired on 18 June 2020?
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if there is any, someone would share here.

if you cannot wait, keep checking maybank website or call Maybank for info. if you get any news, share the info back here. thumbsup.gif
cybpsych
post Jul 4 2020, 08:12 AM

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QUOTE(Human Nature @ Jul 3 2020, 11:57 PM)
Refer to previous page or so, there is a summary
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we seriously need a committed TS to maintain this topic and post #1 info
cybpsych
post Jul 5 2020, 05:02 PM

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QUOTE(okuribito @ Jul 5 2020, 08:34 AM)
Dealhunter was very committed imho... passionate imho.  Just checked - he last posted July last year. Any idea?
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he's committed to his own cause, but not periodically and consistently maintaining the info in post #1
cybpsych
post Jul 7 2020, 11:05 AM

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QUOTE(kochin @ Jul 7 2020, 09:39 AM)
tried placing the efd hlb 7.7 promo.
but unlike previous times, the multiple fpx from maybank no longer works.
thus it's capped to withdrawal limit of your setting (i.e. 50k).
so sad. can only do max cap of each bank transfer. wasted opportunity.

sigh

PS: hlb also offer term account which gives 2.95%. is that a better scheme compared to conventional fd?
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placed few this morning. no issue, but total below 50k.

if not mistaken, you still can transfer to another Maybank account (not sure other banks is separated). then HLB <- MBB (another account) again.

This post has been edited by cybpsych: Jul 7 2020, 11:05 AM
cybpsych
post Jul 7 2020, 03:49 PM

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QUOTE(TheEquatorian @ Jul 7 2020, 03:47 PM)
Any changes to OCBC booster or SCB Privilege Saver after the OPR cut?
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wait for bank's announcement
cybpsych
post Jul 7 2020, 04:04 PM

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QUOTE(jenli_84 @ Jul 7 2020, 03:55 PM)
should i choose 2.8% for rhb (12 months) or HLB (3mths)?
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if u can wait for long tenure, of course 12mth ....
cybpsych
post Jul 8 2020, 04:57 PM

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Public Bank reduces lending rates, takes effect Friday

https://www.thestar.com.my/business/busines...s-effect-friday

KUALA LUMPUR: Public Bank will reduce its base rate (BR) and base lending rate (BLR)/ base financing rate (BFR) by 0.25% effective this Friday.

The bank said on Wednesday the reduction was in line with Bank Negara Malaysia’s Overnight Policy Rate (OPR) cut by 25 basis points (bps) from 2% to 1.75% the previous day.

Public Bank’s fixed deposit rates will also be correspondingly adjusted by 0.25%, effective on the same date.

Its managing director and chief executive officer Tan Sri Tay Ah Lek said the 25bps cut in OPR would further stimulate the country’s economic recovery process.

“Public Bank is committed to provide continuous financial assistance to its customers to tide over this unprecedented challenging period, ” he said.
cybpsych
post Jul 10 2020, 09:22 AM

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QUOTE(BacktoBasics @ Jul 10 2020, 09:04 AM)
any good eFD that is higher than 2.28% for 1 MONTH?
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unlikely for 1 month.

mostly just 1.xx
cybpsych
post Jul 13 2020, 03:40 PM

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PB 3-Month FD / TD-i Campaign

Please be informed that the promotional interest / profit rate under the “PB 3-Month Fixed Deposit / Term Deposit-i” Campaign will be revised with effect from 13 July 2020.

Click here for the revised Terms and Conditions in English.

For Campaign Period from 13 July 2020 to 31 July 2020:

TenurePromotional Interest / Profit Rate (% p.a.)
3-Month2.05

cybpsych
post Jul 17 2020, 08:31 PM

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PB eFD via FPX Campaign [ PBB | T&Cs ]

user posted image
user posted image


PB Journey Golden Savers Campaign [ PBB | T&Cs ]

user posted image

This post has been edited by cybpsych: Jul 20 2020, 08:56 AM
cybpsych
post Jul 18 2020, 03:17 PM

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QUOTE(cybpsych @ Mar 17 2020, 02:57 PM)
no, this is placement directly from PBB Account.

in PBe eFD, you will choose the "From Other Banks Account" to transfer the fund from. After this, you will be redirected to the "other bank"'s login, authorize/approve the transaction, then it will redirect back to PBe.

user posted image
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QUOTE(Hoochygal @ Jul 18 2020, 02:49 PM)
How to do fpx mbb to pbb for efd?
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example screen above
cybpsych
post Jul 18 2020, 03:34 PM

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QUOTE(Hoochygal @ Jul 18 2020, 03:24 PM)
Thanks, but i cant find from mbb efd .. i read it says from payment, but still cant find... any idea for mbb?
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u wrote from mbb -> pbb

so, trigger the efd placement FROM pbb first.
cybpsych
post Jul 18 2020, 04:39 PM

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QUOTE(Hoochygal @ Jul 18 2020, 03:45 PM)
Initially i tot hv to be from mbb, so i was curious why u show me pbb, then i check pbb and finally understood..
Then was jz about to inform u all good, but u so fast reply me ady.. thanks yah smile.gif
Hahaha i jakun, first time try fpx...
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cheers

think FPX as a tool 'to retrieve fund'.

source of fund = Maybank
destination of fund = Public Bank

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