That's what i do....lol.

Hmm...i have just uplift my matured FD from BI back into my savings account Al-Awfwar something.

But when i try to do DUITNOW, there is a 50 cents charge? Even IBG has 10 cents charge? WTF?? Is this new rule with Bank islam?

UPDATE:
Never mind. Found the answer. Apparently >RM5K, Bank can charge you for transfer. So far i haven't encounter with other banks. So i just made multiple 5k transactions.

This post has been edited by CommodoreAmiga: Sep 27 2024, 02:10 PM

So far, all other banks waived. Only Bank Islam kedekut sial.

US start cutting rates. But our OPR will likley remain at 3% for next year. FD rates will probabaly hover slightly above OPR.

Like another MBSB case? What bank is this? Basically, bank should just stop any FD withdrawal in the middle of the night. Who the hell malam malam buta withdraw FD? Can't wait next day? Ah Long also need to sleep wei.

Liu F uck Sing.

Go for BEU. Bank Islam Digital Bank. 4% 12mth.

btw, anyone has feedback on Public Bank new App? I think it sucks. Like redundant password and biometric validation over and over. Today i have added a new favorite DUITNOW transfer and PBB hold my money for 12 hours. Is this normal for PBB? Really jalat old Ah Pek Bank.

RM1000.

Nothing lah. Withdraw jer.

Guys, yesterday i tried to make one FD with BEU, but it is stuck in Limbo say waitng for approval. Usually it's very fast like a few seconds. Something wrong here. And there is no number to contact BEU? Anyone knows how to contact them???

Lol. Can't find the contact us yesterday. Only found it just now.

But it has been approved now. I wonder what is the problem need to wait. All other banks online efd once confirmed immediately done. Only BEU ask you to make coffee???

Actually the bank Acc created is somehow Bank Islam also. I remember to transfer money to BEU from Maybank or something, i need to select Bank Islam. But yeah, just register and scan face one time only, much better than OTC at Bank Islam.

I always transfer in and out within 3 minutes.

Transfer out and FPX back.

This post has been edited by CommodoreAmiga: Mar 12 2025, 02:19 PM

A few precautions:
1. Your Bank phone don't go surf dodgy sites or use Facebook (my sister's phone just got hacked because she download some stuff from FB...supposely it's a menu, but actually a malware. They don't ask you to download app anymore. JUST DON'T USE FB TIKTOK or whatever crap socmed).
2. Do not use same id and password for bank accounts, all use different id and passwords.
3. Don't download any apps more than what's required. Don't play shit mobile games on it. Don't watch porn on it.
4. Install good paid internet security like BitDefender on your phone.
5. Have a dedicated dumb Nokia phone for your OTP SMS from banks. So even malware hack your main phone, they can't get the SMS as it's sent elsewhere.
6. Your main phone make sure has security software update and support. When the software support EOL, then change new phone with at least 4 years of security updates or more(which is what i did recently).

Of course it's not 100% foolproof, nothing is, but surely it makes everything just more secured and more difficult for bad actor.

I don't really bother about limits nowadays.

My Nokia 110....


Not really. I have just changed phone.

Maybank, RHB, Islamic Bank all need ATM to activate new device. HLB is crazy, although don't need ATM to activate, send SMS multiple times, then send email with PDF, then use code in PDF, then send SMS again.

CIMB is very unsecured, can straight login to new phone to remove your registered device. WTF.

This post has been edited by CommodoreAmiga: Mar 14 2025, 07:23 AM

Not true at all. Just changed my phone, need tons of OTP SMS from so many banks. First thing hacker needs to do is to change your phone to theirs. Until banks stop using SMS for everything, i will still be keeping this phone. Just pay RM3 every month.

This post has been edited by CommodoreAmiga: Mar 14 2025, 08:00 AM

If this is PURE FD. I POTONG.

BI FD done over the counter must uplift/withdraw from counter. I don't know about BM. MBSB FD done over counter can be uplift online via your phone. So this is something to consider.

Their rates also no good. I already closed my UOB account 2 years back. Aji ajo, banyak problem.

Same. Juist withdraw via BIMB mobile just now. You can check the detail the FD already matured and your FD amount has been added with the interest in it.

Regardless it's Islamic or conventional , once locked up it's fixed. OPR only affects new placement.