The min placement become so low now.. last time min 10k, now 1k also can enjoy the “promo rate”

Current Highest FD 6 months Bank Islam 4.15%. 24 months 4% (subject to approval).

MBSB no news on new promotion.

AMBank has a insurance bundle deal but no interest to pursue further.

Seems the rest of the banks not offering anything higher than 4%. I think soon need to move money to other places, FD getting low and ringgit value keeps tanking.

Happy CNY everyone!

12 months only, difference of 10k

got so much  money why go for 3.85% or 3.9% FD only?

what is that extra 0.05% when you can get 6x more at BI ..

Rize already can get 4%,  3.9% i wont even look

WTF , then what's the purpose for either one to sign??? 🤣

Anyway, Gong Xi Fa Cai everyone.... Huat ah..!!

60months for 3.9%?

Need some advise. Which would you take -
6m - 3.65%
12m - 3.75%

Should I take 6 months and hope the rates will go up later half of the year or just take 12 months now? Amount is 150K

Kena letak banyak mana bro.. and for how long...
Just renewed tdt 4.15 6M at BIMB

I think I must be in the "Leng Chai" category .

Is BIMB not aware that there is something called "either one to sign" which is used by other banks, where either party of the FD account can withdraw the funds? They are making it more difficult for joint accounts. 

few days lor for me...that was the maybank efd cases last year; happened to many users here. normally i dont use efd via fpx due to reliability issue.

even cimb has advised you normally refund will be between 3-5 working days mah

Just to ask. My PBB FD for 12 months is expiring in mid March with 4.1%. What is the expected rate upon renewal for another 12 months?

Hi have a question here...the interest that I suppose to get frm mature HLB efd is short of 1 cent... different from the selling price stated in bank statement. Should I make a complain?
I called twice and both promised to call back but no news.
Then 3rd time, the CS agent told me to withdraw the day after maturity to avoid certain interest being deducted...I'm quite confused...

Ohh maybe I didn't write properly, I placed a normal fd...so it's the fd interest😅 I think he's trying to say that I withdraw on the same day might not get the same fd interest as promised...😵‍💫

I'm so impressed that they don't know the answer but nvr want to transfer the call to someone that can answer my query 🥲

[attachmentid=11491500]

Gifts from Bank Islam.

My sister in law put 100k in AMMB n the officer came to the house. Maybe can get gifts at that amount.

When did Public give 4.8% last year? I placed FDs every month from March to September last year for 12 months each n was given 4%. Did I get conned?

Thought of want to win lucky prize in Al awfar contest, but still want to get some profit from Term Depo.

But i think al awfar is just BS one.
You see, I’ve been investing in al awfar for almost 3 years now, <RM50k put inside there. 

Satu habuk pun tarak menang. the consolation prize RM100 also never won, let alone the RM1 mil grand prize. LEL

got a few requirements. but basically you need to maintain minimum RM100 monthly.

Al Awfar 2024

You can find it on the top right selections, right before Settings

Term Deposit -> Placement -> Term Deposit

But maybe you didn’t have that selection due to you didn’t open up an investment account before?

Last time, when i requested to open Al Awfar investment account, the officer did all the process for me at the bank branch.
So maybe i can access the Term Deposit selection due to i have Al Awfar investment account. 

Possible. I get zero term deposit deals.

Why would they not wanting to get more customers... Or money with this weird setting.

Hearsay BI quota is filling up extremely fast. The officer mentioned this 6mths promo rate is closing soon really soon.

Need to hunt for the next best after this 😓