Still on until 29 February. Go to their main website under promotion and you will see the offer

If you check your app, 2 days later the 25% is locked ie you can it as total balance but it not available balance.

Some it does reflect immediately after deposit.

If you able to withdraw before it is locked, as some say they may not honor the % and you find out 12mths later....

i went to maybank2u website to create fd. at the end of the last page, i got an error "Our service is currently unavailable. Please try again later."

is this normal? how long has it been going on?

Do 3m placement first...
Later OPR goes up.
Can get higher rate later on...
Old rate don't get locked longer 👍

I went with my relative to open account previously.
Same experience as well. We were told that they need HO approval if applicant is director/ shareholder of a company. My relative is a shareholder in a small family owned company. Looks like the bank runs  some background checks on applicants coz relative didn’t mention anything about share holdings in the company in the application form.

P/S
Don’t understand why my earlier post was reported . Just sharing the reason given by MBSB for the long wait during account opening.

I only want to know how much more in interest can we make in a year for RM100k with all the knowledge, strategy  math - is it RM10?

Ambank 3.98 still available 

The FD I mentioned that matured last November on a Saturday was also No Auto-Renew. When I made the placement originally, had been informed that special rate FD done OTC are not auto-renewed on maturity date.

I was thinking to do partial online withdrawals on the Saturday maturity date, plus Sunday and Monday. However, the FD had been extended by the system to the next Monday, and proceeds were credited on that day, with additional profit for 2 days. Went to the bank on Monday, withdrew one shot via RENTAS.

Did the girl say that the principal and profit will be credited to your account on 11.1.25?

due to low deposit rate in malaysia ,foreign currency deposits is increasing significantly since 2021.

2 months ago Bank Negara Malaysia (BNM) deputy governor Adnan Zaylani said “Demands by corporates and investors to invest abroad, exporters holding back conversion, importers purchasing foreign currency and hedging well ahead before its necessary. Individuals, businesses, opening foreign currency accounts and converting their ringgit savings for the higher foreign currency interest rates.Undoubtedly, collectively, these add further downward pressure to the ringgit,”

UOB islamic seems not under PIDM, correct me if I am wrong.

Just got update MBSB FD promo 4.4% bundle effective ends 5th Feb 2024. My FD matures after 5th....

Need to hunt for new FD promos again... sad.

MBSB FD promo effective 4.4% for 12 months, last day is this Friday, 2 Feb 2024.
Because target has achieved.
My MBSB 12 months FD will mature and fall into Saturday (FD cert printed maturity date 21 Dec 2024).
MBSB counter clerk said MBSB would pay 2 days interest for Saturday and Sunday, but I doubt MBSB will pay.

What I am going to do is to transfer mature FD fund to MBSB Cash Rich saving account to earn 1.85% for Saturday and Sunday.

I dont understand... why are the FD rate for over the counter higher than online?

Why are banks encourage us to go to Bank when it can easily be done online?
Is it their counter staffs have nothing to do? Or is it they want many people to squeeze inside the bank to make the bank looks very busy and lively?

Many. For example this msbs promo FD

I have a few big FD maturing next month. Can't wait have to get from my housing loan full Flexi and deposit first . Later on replenish. I already ask counter girl today is really last day for this promotion , so whoever wants 4.4,% effective FD rate, must do it by today. I was told cheque not accepted as need 2 days clearance, so have to transfer to MBSB casa

As a Premier customer, i gain extra 0.10% on interest rate, but I lost the conveniernt of doing it over the internet.

RHB wants me to go thru all the hassle by stucking in the traffic and expose to the sunlight for 30 minutes and then queue up for the counter for another 1 hour, just for the 0.10% extra?

How is this "Premier"? I dont get it

I feel cheated by becoming a premier customer

What is personal RM?

The rhb pretty lady banker told me to apply for premier because i will get many priviledge/benefits.
The requirement is easy, i just have to maintain my savings/FD at least rm100k. And pay rm100 premier fee every year.
No need to be a big boss or manager.

And i have never gained any benefits after 3 years since i became premier customers

HLB, MBB got good fd promo now?

Usually where u guys get fd promo information? U call the bank direct?

I forgot to mention that RM100 is charged if you dont have at least RM100k in the account.
Since im frequently moving funds around for the best promo FD, that means im sure to be charged.
If i dont want to be charged RM100, then i have to stick with the low FD rate in RHB.
And when i see there is a good RHB promo FD for premier customer, I have to go thru all the hassle and time just for the extra 0.1%