May I know which branch got 4.5%? I'm now at kuching kulas branch, the person in change told me the promo rate is up to 4.25% only despite increase in opr but will drop accordingly if opr drops 😅

from my understanding, the 1st condition for existing customer is without holding any casa

Went to mbsb n ambank today in kuching. No promo for the time being at mbsb but can request for approval for 12m 4%. At ambank, only got 4% for 10m if I remember correctly. But they have an interest rate-linked investment product. Interest is at 4.6%pa for 3yr, pay out every quarter. Invested amount is min rm50k n is protected by the bank only. Tomorrow's the last day to take up the investment. I think it's not a bad alternative! (sorry not fd related product)

This post has been edited by kplaw: Oct 3 2023, 01:53 AM

At mbsb kuching branch now, renewed fd at requested rate of 4.15% for 13m. My amount is rm135k. Was at bank islam, their maxcash fd bundle promo is still available, expected effective rate is 4.145%

Alliance bank fd promo 3.9% for 12m otc is on going. I've done 2 deposits as don't want to put all eggs in one basket at mbsb.

Didn't work for me. I'm an existing customer with hybrid account and its mobile app user. There's nowhere to enter any promo code (if required) and the saveplus account was created straight away after entering basic info in the first page and confirming entered info on 2nd page then clicking on the proceed button. I do not see any SavePlus eFD promo option when trying to add new fd under the created saveplus account. Or maybe the quota is full already..



This post has been edited by kplaw: Jun 27 2024, 02:17 PM

Got a 12m fd at bi, made on 7-7-23 n matured on 8-7-24. 7-7-24 was sunday n at the same time muharram so the maturity date fell on 8-7-24 (?). But 8-7-24 was a replacement public holiday, so only today I could go to the bank, hoping to renew the fd at the 4% promo rate n with start date on 8-7-24. But was told that they could only break the fd which had been renewed on 8-7-24 at board rate n start a new one today. I argued with them on the starting date as it was public holiday yesterday but to no avail so I lost a day of interest. Don't understand how their system work..

Installed BEU app n made 2 fd deposits. Think it's still kind of half-baked, maybe still depending on users complaints for improvement. When I called for help because there's no cancellation button for trial fd creation, surprisingly the machine greeting was in english only! The support then told me the solution was either to wait for 3 days if I wanted it to be escalated to the relevant team or wait for the process to expire by itself in 10 days time 😅 I couldn't wait for so long so proceeded with the fd creation n made another one with the actual desired amount.

This post has been edited by kplaw: Aug 5 2024, 07:24 PM

Just sharing my experience here. A fd at bank islam was due recently n i only managed to transfer it to beu after a few hiccups. These are the things that I realised or learnt during the process. The fd was actually bundled with al awfar account, it isn't a saving account but actually an investment account, so can only be found under investment category in the go app. Although beu belong to bank islam but the account is considered a 3rd party account in bank islam. We can't transfer funds from bank islam to beu using go app but need to use the website to do it. I tried to transfer rm45k, the go secure approved it n said successfully done but the website logged me out automatically n said unable to process my request. The bank islam help center said the problem was at beu side. Called beu help center, she said would send me guidelines on the transfer n asked me to report it if facing problem. I was already facing problem n she wasn't listening.. Called back bank islam but no answering, guessed he was trying to avoid me (around 845pm n the 1st call was kind of immediately connected). Anyway I later tried transfering smaller amounts n they went through without problem. Other lessons I learned were it needs 12 hours cooling period for both online access activation (I changed phone n the activation had to be done at atm) n online transaction limit changing.

Max 3rd party transfer is 50k, I managed to transfer a total of 45k to beu n another 2k+ to rize on the same day. According to what u said, I really should have used the atm instead of online for the transfer, wasted me two days for the cooling period (the FD matured on Fri).

Got one fd matured today at mbsb, I shifted the fund to their term investment account-i for 1 year at 4.1%. According to the assistant bm, it's their first such product so will be very committed to achieve the projected rate at maturity. The opening of the account can be done online, I did it in front of her. Actually initially wanted to transfer to muamalat for the attractive monthly interest payout FD (but with the need to re-issue debit card for online banking as I cancelled the card last year to avoid annual fee) Btw, the mbsb 12m 4% FD promo is still available.

This post has been edited by kplaw: Nov 5 2024, 04:24 PM

For friends in kuching, 12m FD rate will be 4.03% during the event (according to a bank staff) n come with free gift



This post has been edited by kplaw: May 8 2025, 11:54 AM

I received the invitation in the hlb connect app, 3.99% for earmarking fresh fund in saving acct for 45days

The roadshow at kuching is from 23-28 may 25. My RM told me they should be able to offer the special rate at kuching branch also during that time but with fresh fund only. They will give out free gift if it's done at vivacity.

"We do accept account opening and term deposit/ term investment placement (thru debiting of Current Account / Savings Account) at Vivacity during the event. For placement thru cheque / cash, shall only accept over the counter at branch."

For beu fd placement, better wait for the fd application to be approved first before transferring money into the saving account for the fd placement because the approval may not be on the same day. I believe the app also won't notify u when the application is approved, u have to keep checking it yourself!

*🎉 MBSB Bank Term Deposit / Term Investment Account Promotion*
✨Both TDi and TIA rate effective from *July 1 to July 15* as below:

Tenure TDi TIA
🔥3 Months 3.70% 3.72%
🔥6 Months 3.75% 3.75%
🔥9 Months 3.95% 3.97%
🔥12 Months 3.93% 3.95%

4% 12m at muamalat is still available. But according to the staff, they may revise the rate next week (16th?) because of the lower opr.

Booster fd won't be affected once locked. Tia maybe affected. A staff said change on monday but another more senior n relevant one said on 16th..

Hi didn't get the update here, did anyone else try the "early withdrawal" button and getting the profit? I've one fd due today and the money is still not in my saving yet, and i wish to transfer it to bmm before the bank closes today. I did contact the beu support n the feedback is wait until 11pm, saying that 11pm is still today as stated in the contract!