Oh no… not pursuing that kind of return as FD still good. more like trying to understand how all these work as alternatives especially that klibor rate..???? Noobie.. sorry.

So far how is the return in general? Acceptable?

This post has been edited by gamenoob: Jun 9 2023, 08:38 AM

Wonder if they willing to do 24m too 😝

I wonder if Bank Islam need bank book to do FD?

Left them on the way out.

This is limited to online banking but not the GO app ya?

Kinda of security issues isn't it with OTC FD cert although it's convenient


This post has been edited by gamenoob: Jun 16 2023, 12:00 PM

BOE is expecting to increase their rate as well. Our FX is looking to get worst...

Not so simple. I believed BNM will freeze such acvt if they aware of such death reported.

Maybe others can elaborate if indeed they have been through such.

My bankers from uob HSBC say joint account have such issue if one party deceased. Need to settle probate etc etc

My comment is clarifying nexona comment that just bring death cert to proceed.

What you suggested is what all banker recommended to do in any death that involves joint accounts.

Either to sign is the "unwritten" rule to address that narrow window of withdrawal opportunity before the system pick it up. Hope and pray bnm system is still not up to the minutes on death reporting ......

What other bank with highFD other than BI? Need to diversify the FD portfolio. Too much in BI liao

USFed easing up somewhat... MYR USD got some reprieve hopefully until state election.

UOB slamic FD 12m 3.9%



UOB corrected to Job in original post

This post has been edited by gamenoob: Jul 27 2023, 11:16 AM

Sorry. Stupid tablet corrected to Job instead of UOB

Which bank 4.3%?

Mbsb 4.3% 12m now?

I going there Monday...

I got mbsbFD maturing as well. Hope they give me the 4.3%

Is the 4.3% effective rate?

What the regular FD promo rate?

Nice. Pure FD and no bundle ya?

Mbsb have to sign up primewin FD bundle with saving account. 25% 75% split. Effective rate still 4.3%. Why they do such saving split. N you not supposed to touch that 25% in the saving account.

And I didn't take the ATM debit card either

This post has been edited by gamenoob: Sep 25 2023, 08:43 PM

Too late... done with primewin as that is required for the combo. The effective % is 4.3 despite almost zero% on the primewin.

Anyway will close them once fd matured.

They say cannot withdraw the saving 25% ratio until fd matured. You withdraw yours?

Strange though. I can see the current balance which is higher from the 25% deposit split. But available balance is the minimum amount ie rm100 which was deposited to open this primewin SA account. The system doesn’t seem to allow withdrawal/transfer out beyond the rm100 for now.

Went to counter and ask, they say cannot transfer out/withdraw . Must maintain that 25:75 split ratio…