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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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fabu8238
post Nov 4 2022, 09:14 PM

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Can the uob fd be placed online or otc?
fabu8238
post Nov 7 2022, 10:09 AM

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QUOTE(xiaomoon @ Nov 7 2022, 09:54 AM)
UOB 4% walking in only? not found in their website
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OTC only for UOB
fabu8238
post Nov 19 2022, 06:22 AM

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QUOTE(umboy @ Nov 19 2022, 12:48 AM)
3.45% for 5 years
Different from one branch to another
HSBC is well known to be stingy
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Some more if your FD matures on 20/11/23 you will get the funds in the evening of that day not in the morning like other banks. What did you expect from this western bank?
fabu8238
post Nov 19 2022, 09:53 AM

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QUOTE(prophetjul @ Nov 19 2022, 09:19 AM)
Is this electronic or physical transaction?
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My transaction was electronic
fabu8238
post Nov 19 2022, 09:59 AM

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QUOTE(prophetjul @ Nov 19 2022, 09:54 AM)
Like cclim mentioned could be Rentas problem.
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What I meant was not transfer from HSBC to another bank. Mine was on FD maturity funds were only credired to my nominated account in the evening not in the morning of date of maturity.
fabu8238
post Nov 22 2022, 03:22 PM

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QUOTE(NextDoorMan @ Nov 22 2022, 03:16 PM)
May I know which bank is offering monthly interest payment for FD?
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UOB, AmB
fabu8238
post Nov 29 2022, 07:37 AM

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Tried to do MBB FD and funds deducted from my FPX bank but not reflected in MBB! Always got problem with MBB
fabu8238
post Nov 29 2022, 01:31 PM

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MBB must be the most inefficient bank, every promo sure got problem. They shud just return to the stone age and forgo online banking as their people suck at IT apps
fabu8238
post Nov 30 2022, 08:53 AM

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Continuing with the MBB saga I spoke to their customer service dept again today and they said it is not their fault but lies with the FPX system and i should monitor for a credit back to my bank account. IMHO I fail to agree as FPX seems to fail only with MBB promos
fabu8238
post Nov 30 2022, 09:07 AM

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They told me most likely 24 hrs but can be up to 3 days
fabu8238
post Nov 30 2022, 10:24 AM

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QUOTE(Nerdyfred @ Nov 30 2022, 10:19 AM)
Guys, I just made a MBB FD deposit with FPX and it did display immediately. Not sure why you guys are having issues.
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Mayble they corrected it after quietly noting our complaints. MBB never ever known for transparency and complete honesty in its explanations, always give you the automated legal response. I did my FD placement on the 29/11, don't know when others did theirs.
fabu8238
post Nov 30 2022, 11:11 AM

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MBB never apologises and despite being inefficient makes $$ that's why it couldn't be bothered with improving its image
fabu8238
post Nov 30 2022, 11:21 AM

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QUOTE(contestchris @ Nov 30 2022, 11:19 AM)
What happens to those who applied yesterday? Manual approve or system refund?
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Presently, as one person said "gone with the wind"
fabu8238
post Nov 30 2022, 04:47 PM

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QUOTE(LoTek @ Nov 30 2022, 04:10 PM)
Just received the fpx refund.
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Tks for the notification friend, I just checked and mine also just recd
fabu8238
post Nov 30 2022, 06:13 PM

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Even if MBB does not give financial compensation for their continuous online slip-ups, a public apology is the very least they can do for their account holders. But it is obvious that we account holders are NOT key stakeholders so they let nature to take its course. I for one will have a policy of making them last resort for placement
fabu8238
post Nov 30 2022, 10:32 PM

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QUOTE(contestchris @ Nov 30 2022, 09:24 PM)
This is the correct process, but according to the CS, they cannot manually do it as they have "a lot of system issues" yesterday. I won't be surprised hundreds/thousands would've been affected.

I'm considering reporting to BNM. They shouldn't be allowed to do FD promotions unless they can support whatever happens.
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I have reported to BNM as someone should force them to clean up their act seeing that their internal management is simply sleeping
fabu8238
post Dec 1 2022, 08:48 PM

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Apart from the online FD transactions that went in limbo I read also that some customers' duitnow transfers became giro instead. Common result people's transactions are delayed by 2-3 days. Is someone making a fast buck on 2-3 days interest off our money? Inside job? I would stay away from doing any MBB online transactions as I don't trust them now.
fabu8238
post Dec 2 2022, 09:56 AM

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QUOTE(wayton @ Dec 2 2022, 09:51 AM)
For HL eFD or TIA, when is the principal being credited back into saving, if opt renewal option as "No"?

Need to wait after business hour? Or early in the morning already credited back when matured?

Please share your experience. As I need to do transfer out in the early morning before go to office, can't access via office computer.
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Cannot remember exact time but credit should be done in the morning say before 7am
fabu8238
post Dec 2 2022, 12:55 PM

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Just to inform fellow users, BNM has replied to my MBB compliant and basically they said relay your complain to MBB first and if not satisfied then complain to BNM. So basically they hv no time for us so I would advise fellow users be careful, be happy MBB returned yr money. Meantime expect the same inefficiency from our leading banking institution as our authorities are apparently too busy
fabu8238
post Dec 3 2022, 07:34 PM

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Just boycott them, they are not the only bank in town. Just not worth the hassle dealing with them

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