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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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BWassup
post Nov 29 2022, 10:41 AM

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QUOTE(poco loco @ Nov 29 2022, 10:00 AM)
just back from ambank open new account...need to wait a week they say....i dun 1 to wait
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Sorry, wait a week for what?
BWassup
post Nov 29 2022, 06:04 PM

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QUOTE(CommodoreAmiga @ Nov 29 2022, 02:19 PM)
I believe whatever the difference is, it's very minimal and not worth talking about, based on my past experience with various Term Deposit.
This is actually my prefer method. There is really no advantage to have one large sum in one e-FD. Breaking it down to smaller deposits is the better way. Of course, if you have RM10 millions in the bank, then leceh lor. Tak kesah. Lump sum RM1m 1 deposit.  laugh.gif
What rates guy? Link?
https://www.maybank2u.com.my/maybank2u/mala...flash-deal.page

For 4 mths maybe ok. Bank Mualamat offers 3mths at 4% still the best.
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MBB's 2 month offer is also interesting. I believe it is the only Bank in town with this tenor.

It's a viable option for those who don't want to commit too long and who expect another hike in January.


BWassup
post Dec 2 2022, 06:05 PM

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QUOTE(fabu8238 @ Dec 2 2022, 12:55 PM)
Just to inform fellow users, BNM has replied to my MBB compliant and basically they said relay your complain to MBB first and if not satisfied then complain to BNM. So basically they hv no time for us so I would advise fellow users be careful, be happy MBB returned yr money. Meantime expect the same inefficiency from our leading banking institution as our authorities are apparently too busy
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BNM is busy preparing for their new boss at MOF, still not known at this moment tongue.gif
BWassup
post Dec 2 2022, 06:54 PM

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HSBC Bank
(Time Deposit Special Rate – only for new HSBC Premier Everyday Global Account customers)

- 4.18 (min placement RM200,000)

– 4.28 (min placement RM500,000)

– 4.38 (min placement RM1 million)

6 months tenor

19 Sep 2022 – 28 Feb 2023
BWassup
post Dec 5 2022, 11:19 AM

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QUOTE(Human Nature @ Dec 5 2022, 10:37 AM)
All banks are required to offer BSA with no fee. But as shared above, need RM8 for online access. Else just otc.

For FD that gives monthly interest, it is a convenience for online banking
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Good point. Muamalat said the same thing. No card, no fee means no online access. Banks can choose to wave the charge though.

However, not all banks follow the same rule. I have online access to my SCB account and can do online banking, even though I do not have a debit card. I opened the account with their RM out of office, and didn't bother to apply for a debit card since I can already do online banking.
BWassup
post Dec 6 2022, 12:00 PM

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QUOTE(Human Nature @ Dec 6 2022, 11:08 AM)
I see, So that’s what SPB stands for, Signature Priority Banking. Edited my post
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What is the point of the CASA 10k requirement if can withdraw next day. Just an annoyance huh.gif laugh.gif
BWassup
post Dec 6 2022, 09:00 PM

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Anyone has any experience placing FD with Agro, can share their experience on staff competence, efficiency, perceived system security, etc?
BWassup
post Dec 7 2022, 04:52 PM

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QUOTE(cclim2011 @ Dec 7 2022, 10:52 AM)
hi, updated a bit. cant keep up haha.
let me know on any corrections or updates. thanks

user posted image
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Think Agro Bank is not PIDM

This post has been edited by BWassup: Dec 7 2022, 05:50 PM
BWassup
post Dec 8 2022, 03:39 PM

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QUOTE(Human Nature @ Dec 8 2022, 02:58 PM)
They take the original cert and you keep the copy right? I just did the same thing today for a cert maturing tomorrow too.
-------------------
Anyone did Rentas this past few days? How long it takes to arrive? Abit jittery coz fund still not arrived after 1.5 hour.
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My own experience is 30 minutes to 2 hours.

BWassup
post Dec 10 2022, 11:37 AM

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QUOTE(BboyDora @ Dec 10 2022, 10:23 AM)
but the rates for PBB is low.

but 80% of my FD is with PBB. excellent services . peace of mind.

both my CIMB and MBB kena hack before/ illegal transaction , money kena curi
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What? FD or Current/Savings account hacked? shocking.gif

Did the banks reimburse you for the loss?
BWassup
post Dec 15 2022, 07:07 PM

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QUOTE(CommodoreAmiga @ Dec 15 2022, 06:25 PM)
If got please let me know!!!
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Is there any bank offering more than 18 month FD? Think Banks are just as cautious as depositors to go very long right now.
BWassup
post Dec 16 2022, 10:51 AM

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Below is the revised Alliance Bank FD rate:

Conventional FD:
3 months 3.40% p.a.
6 months 4.00%p.a.
12 months 4.25%p.a.

Islamic FD:
3 months 3.40% p.a.
6 months 4.00% p.a.
12 months 4.25% p.a.

Alliance matching the market high for 12 month FD smile.gif

BWassup
post Dec 16 2022, 11:06 PM

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QUOTE(gooroojee @ Dec 16 2022, 04:17 PM)
Erm, mana SOS ?
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My RM sent via whatsapp

biggrin.gif
BWassup
post Dec 16 2022, 11:14 PM

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QUOTE(gooroojee @ Dec 16 2022, 11:08 PM)
Oh for VIP customers only I guess.. with minimum deposits in 6 digits?
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I am not sure. Cos I already terminated my FD after 3 months, so no longer VIP customer.

But no mention of it being VIP or minimum amount required.


BWassup
post Dec 22 2022, 11:31 AM

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QUOTE(gooroojee @ Dec 22 2022, 10:18 AM)
Eventually we need to turn off battery saver for our apps and the phone battery will die pretty quickly..

For MAE, I have secure2u on my M2U app, and MAE will prompt the other app for approval. I need to approve while avoiding to login as logging in there will kick me out of MAE.. 😅
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Agree. Maybank having 2 apps causes a lot of confusion for users
BWassup
post Dec 29 2022, 09:22 PM

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what happened to Lowyat Forum screens? Suddenly become half-sized, with advertisements on the left and right sides rolleyes.gif
BWassup
post Jan 4 2023, 07:04 PM

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QUOTE(ikanbilis @ Jan 4 2023, 06:45 PM)
HLB 4.13% 6 months

[attachmentid=11380819]
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HLB highest for 6 months? smile.gif
BWassup
post Jan 4 2023, 07:06 PM

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QUOTE(TOS @ Jan 4 2023, 04:55 PM)
You haven't tried Spore banks yet. laugh.gif
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I don't know about banks in SG. But so far, I find that the SG banks in Malaysia provide efficient service la. And they have modern banking halls biggrin.gif
BWassup
post Jan 6 2023, 08:33 PM

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QUOTE(oldkiasu @ Jan 6 2023, 05:16 PM)
Next day can transfer out the 10k. Not immediately.
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sorry just saw the above explanation!

This post has been edited by BWassup: Jan 6 2023, 08:38 PM
BWassup
post Jan 9 2023, 05:24 PM

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QUOTE(gooroojee @ Jan 9 2023, 03:23 PM)
Your RM send you internal circular ah.. so nice 👍
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Exactly....luckily no major trade secrets revealed. Hahaha

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