First time placement?

It should be shown in PBe after placement successful.
Do you get email that the FPX is successful?

There're two emails:

Email (1) from Paynet <<fpx_pymt_supp@paynet.my> titled: FPX Transaction Status

Email (2) from Public Bank <ebkg@publicbank.com.my> titled: PB eFixed Deposit

It will only show in Affin Online on the next day.
You will receive email to acknowledge about the placement almost immediately.

For Affin eFD, yes.

Email acknowledgement:


eFD in Affin Online:

Affin eFD campaign (campaign poster & TnC not out yet)

Chinese New Year eFD/eTD-i Campaign

Promotion Period : 21 January 2021 to 15 February 2021

Promotional Rate:
a. 1 month - 2.00% p.a.
b. 3 months - 2.30% p.a.
c. 6 months - 2.40% p.a.
d. 8 months - 2.40% p.a.
e. 12 months - 2.45% p.a.

Minimum Placement Amount For Each Certificate RM10,000
Maximum Placement Amount For Each Certificate RM200,000

This post has been edited by GrumpyNooby: Jan 26 2021, 08:23 AM

Poster and T&C are out:



Usher in an Oxpicious CNY with Fixed Deposit/Term Deposit-i (FD/TD-i).

Campaign Period:
21 January – 15 February 2021

This is also applicable via eFixed Deposit (eFD)/eTerm Deposit-i (eTD-i). FD/TD-i/eFD/eTD-i and AFFIN INVIKTA Account/Account-i are protected by PIDM up to RM250,000 for each depositor.

Higher FD rate for AFFIN INVIKTA™:


Click here for Oxpicious Chinese New Year (CNY) with Fixed Deposit Campaign’s full terms and conditions..
https://www.affinonline.com/AFFINONLINE/med...ampaign-ENG.pdf

Click here for Oxpicious Chinese New Year (CNY) with Term Deposit-i Campaign’s full terms and conditions.
https://www.affinonline.com/AFFINONLINE/med...ith-TD-i_EN.pdf



This post has been edited by GrumpyNooby: Jan 26 2021, 07:17 PM

Spend your retirement doing the things you love with a peace of mind.
Enjoy higher returns when you invest your wealth in RHB Commodity Murabahah Deposit-i (CMD-i)* and RHB e-Term Deposit account* now.



CMD-i T&C: https://www.rhbgroup.com/235/files/TnC1_CMD...r_12_months.pdf
eTDi T&C: https://www.rhbgroup.com/235/files/TnC2_eTe...12%20months.pdf

https://www.rhbgroup.com/235/index.html?utm...tm_campaign=235

RM 1000 for tenure 2 months and above using the old style.

I believe it only impacts the new placement should there'll be any OPR change during the campaign period. The promotional rate during campaign period would be revised if there'll be any OPR change.

This post has been edited by GrumpyNooby: Feb 5 2021, 05:01 PM

INVIKTA™ account can be opened easily?
I thought it's by invitation only.

Got referral programme?

Invitation channel could be anything; on-top-spot when you're at the branch; by call, by SMS or even by email.

Yes, they have been offering service at your doorstep and this has been seen when they started to launch/offer the new Affin Duo credit card during the period of MCO/CMCO/RMCO.

Well, they can do either way:

1. Move everything to online like SC and RHB (recent RHB Shell card launch)
2. Offer doorstep service like Affin or Hong Leong (as confirmed by LoTek

This post has been edited by GrumpyNooby: Feb 6 2021, 10:40 AM

eFIXED DEPOSIT [from CIMB]

Usher in the New Year with Ox-cellent eFixed Deposit Rates from the comfort of your home!
CIMB digital solutions, simplified for you.




Campaign link: https://www.cimbclicks.com.my/efd-feb21.htm...a8:login-banner
Placement link: https://www.cimbclicks.com.my/efd

Campaign period: 3/2/2021 to 4/3/2021

Important Notes:
1. Eligible Customer(s) must open a CIMB eFixed Deposit (eFD) at CIMB Clicks with a minimum single deposit placement of Ringgit Malaysia Five Thousand (RM5,000.00) for the tenure of 3 Months, 6 Months or 12 Months during the Campaign period.
2. Campaign Rates are applicable for one cycle only. Upon maturity, the eFD will be automatically renewed to its respective tenures and the prevailing CIMB Bank's board rate applicable to fixed deposit at the time of renewal shall apply.
3. These Campaign Rates cannot be used in conjunction with other offers, promotions and/or privileges unless otherwise stated.

Campaign T&C: https://www.cimbclicks.com.my/pdf/tc-efd-feb21-en.pdf

CNY exclusive! [for Hong Leong]
Grow your savings even more at 2.40% p.a. interest/profit rate for 6 months with eFixed Deposit/-i.




HLB CONNECT | DEPOSIT | 11 FEBRUARY 2021-26 FEBRUARY 2021
Save and grow your money with convenient eFixed Deposit/eFixed Deposit-i placements.

Campaign link: https://www.hlb.com.my/en/personal-banking/...fd-i-promo.html
T&C link: https://www.hlb.com.my/content/dam/hlb/my/i...tion-tnc-en.pdf

Term Investment Account-i Chinese New Year Promotion [from Hong Leong]

INVESTMENT | 11 FEBRUARY 2021-26 FEBRUARY 2021
Realise your goals with Term Investment Account-i placement today via HLB Connect







Campaign link: https://www.hlisb.com.my/en/personal-i/prom...2021-promo.html
PDS link: https://www.hlisb.com.my/content/dam/hlisb/...tion-pds-en.pdf
FAQ link: https://www.hlisb.com.my/content/dam/hlisb/...tion-faq-en.pdf
T&C link: https://www.hlisb.com.my/content/dam/hlisb/...tion-tnc-en.pdf
Contest T&C link: https://www.hlisb.com.my/content/dam/hlisb/...test-tnc-en.pdf

Isn't this happened last month?
Majority of the analysts and economists said will cut OPR back in January 2021 but BNM final decision is to keep the OPR

Maybe this fuel OPR cut


Malaysia’s 4Q GDP contracts 3.4%, full-year 5.6%

KUALA LUMPUR (Feb 11): Malaysia’s gross domestic product (GDP) shrank further in the fourth quarter of 2020 (4Q20), registering a contraction of 3.4% compared to a decline of 2.7% in 3Q20, as the recovery of the economy was impacted by the tightening of movement restrictions.

This brings full-year GDP performance in 2020 to a contraction of 5.6%, the biggest decline since 7.4% in 1998. The contraction is more severe than the Ministry of Finance’s projection of 3.5% to 5.5% for 2020.

For comparison, Malaysia’s GDP contracted 17.1% in 2Q20, while it grew 0.7% in 1Q20. On a year-to-year basis, Malaysia’s GDP grew 4.3% in 2019.

https://www.theedgemarkets.com/article/mala...034-fullyear-56