Just went to Bank Islam, here are the conditions if want to place FD with joint name:

(1) Cheque to place FD must be 2 names
(2) Both must present when place FD
(3) Both must present when withdraw FD

Question: Then why Bank Islam can put "one to sign" on FD cert?
Answer from Bank Islam: "one to sign" is to allow one of depositors to come to check balance (is it necessary to check..??  )

Question: Why both must present when withdraw FD?
Answer from Bank Islam: Because there were some cases happened in the past that after one depositor had withdrew FD, another depositor complained.

If submit banker's cheque, FD can effective on the same day. But maybe can only collect FD cert after cheque clearance.

For Bnak Islam, whether if can collect FD cert on the same day or not depends on the branch how to evaluate customer.
Especially if you are existing old customer plus leng chai or leng lui, then maybe can get it on the same day.

Hey, what BI promotion with True Savers?
The last one I know about ended in Jun.2023

Asked a few bank for FD promo but sadly it’s hard to find abv 4% pa now. Anyone can share bank with FD abv 4%pa now?

Anyone placed MBSB, Bank Rakyat? Can share latest rate?

FD hunters, BI 4.15%pa for 6m still available today. I believe it’s the highest in the market now.

because I receive that message from friend saying closing which prompt me to find suitable branch (flexible type) to do placement.

btw from my experience (may differ from yours) using banker cheque (not personal) without SA for same day effective with cert;

- seksyen 18 branch very closed minded everything cannot, must follow book & open SA.
- Subang branch also a solid NO even when you pull the "your lost, shall take my money and invest elsewhere" card. must open SA
- PJ state must open SA and will consult with HQ but in the end cannot too
- menara BI will only be flexible if high figure and must open SA, guess need 7 figures as mine upper 6 also cannot.
- Sri petaling branch allowed after some logic exchange + "invest elsewhere" card pulled, no need open SA.

HSBC


Rm100k max FD placement for premier acc 
so another rm100k sit in normal FD rate?

Apparently I think Bank Islam promotion cannot be finalized because this Thur upcoming OPR? or is it next week? So now still MBSB 4%, even AMBANK is waiting for the next OPR decision.

Most banks I talk to, their HQ doesn't give special rates for big amount because of the upcoming OPR decision. Maybe will not stay 3%, up or down no one knows.

Anyone receive tis invitation frm HLB? Not sure whether something to do wit FD o saving + other product require in order to get promo rate

I reckon it will be similar to last year's.

Wow  HLB promo is 4.5% interest on new top up up to rm100k. Worth it. Moving all my money from gxbank to here now after 5% interest expired yesterday

Those who have invitation, go to hlb mobile, press the bell sign on left corner, press news, you shld be able to see the invitation

I have a feeling they data mine those using hlb acct to transfer to gxbank. Seems they time this right after expiry of of gxbank 5%

Not happy with HLB no invitation to loyal customers. I have performed the following action as my sign of protest.

1. Switch my Duitnow binding from HLB to PBB.

2. Remove KDI account binding and change to Ambank.

3. Transfer out all my fund from HLB and leave RM10 there to become inactive account.

I just got the email invitation. I'm not a priority account, just a regular saving account used to bank in salary. They offer me also I don't have 100k to put in.

I am priority client with several investment products over past few years, and purchased a bond last year.

Elek juga

My RM still checking with marketing on eligibility.

Still no notification

I've checked with the nearby branch, seem like no point went there. First i ask CS then they refer me take number ask counter. Then when ask counter, they din aware tis campaign thus i show the PDF file then they check again and told me juz follow the term & condition as stated. Thus wasting time, since he juz read back as per the PDF file to me. Asking how m i confirm the eligible but cant answer. Juz told me tranfer to SA and max is 100k. 31 july interest will credited and receive sms.