Enlightenment please, don't get the point.

This one is eFD or OTC?

Campaign poster uploaded:



Promotion Rate:
5 months @ 1.90%
6 months @ 2.00%
9 months @ 2.18%
12 months @ 2.28%

Promotion Period:
21 September to 30 September 2020

Minimum Placement Amount For Each Certificate RM10,000
Maximum Placement Amount For Each Certificate RM200,000

Click here for full Terms and Conditions:
https://www.affinonline.com/AFFINONLINE/med...n2109TnCEng.pdf

If I remembered correctly, should be tomorrow.

This post has been edited by GrumpyNooby: Sep 22 2020, 05:29 PM

If transfer large sum from Bank A to Bank B with the account holder name is the same person at OTC, does such letter still needed?

Affin eFD rate is per advertised:



Promotion Rate:
3 months @ 1.80% (not advertised)
5 months @ 1.90%
6 months @ 2.00%
9 months @ 2.18%
12 months @ 2.28%

This post has been edited by GrumpyNooby: Sep 23 2020, 07:59 AM

eFD no need fresh fund.

The OTC promo that you shared earlier need fresh fund.

If one has a lot of time to spare, of course going to bank will be beneficial.

But with COVID-19 and long queue due to SOP, one may need to take leave in order to pay a visit to the branch especially for those who're still under employment.

But do you still need to present at the branch for such renewal?

Any different between Frank and Neon?

August's CPI within expectation, further OPR cut unlikely

KUALA LUMPUR (Sept 23): The 1.4% year-on-year decline in Malaysia's Consumer Price Index (CPI) in August 2020 — the sixth consecutive month of contraction since March this year — was within analyst's expectation due to the lower retail fuel prices compared to a year ago.

Despite the negative inflation rate, Peck believes Bank Negara Malaysia (BNM) will maintain the Overnight Policy Rate (OPR) at the current level of 1.75% for the rest of the year.

"Excluding the fuel prices, inflation is still growing, rising 0.2% in August 2020 compared to July 2020.

"Furthermore, with economic conditions gradually improving after the easing of lockdowns and subsequently likely to pick up pace in 2021, we think BNM is done with the OPR cut," he told Bernama.

https://www.theedgemarkets.com/article/augu...pr-cut-unlikely

It has been always like that.
Can't place eFD at Affin Online for tenure 12-months and above.

Maintain below AUM amount with PB:


https://www.pbebank.com/Personal-Banking/Ba...Privileges.aspx

This post has been edited by GrumpyNooby: Sep 24 2020, 09:40 AM

his promotion is only valid from 15 Sept till 3 Nov 2020. Make a placement online via FPX to enjoy the promo rate. Online placement is not available via OCBC Malaysia Mobile Banking App.

Campaign link: https://www.ocbc.com.my/personal-banking/ac...ed-deposit.html
T&C link: https://www.ocbc.com.my/personal-banking/ac...TC%20Sept20.pdf

OCBC 360 is a conditional high yield saving account.
Discussion is over here: https://forum.lowyat.net/topic/3920681/+2560#entry98204495

Promotion Rate:
5 months @ 2.35%
9 months @ 2.38%
12 months @ 2.38%

Promotion Period:
24 September to 15 October 2020

Minimum Placement Amount For Each Certificate RM10,000
Maximum Placement Amount For Each Certificate RM200,000

Click here for full Terms and Conditions.
https://www.affinonline.com/AFFINONLINE/med...n2409TnCEng.pdf

PB eFD (via FPX): 3m @ 2.2% ending tomorrow

Not seen upon checking in Affin Online.
Could be probably after current campaign ends on 15/10/2020



This post has been edited by GrumpyNooby: Sep 29 2020, 12:09 PM

Eastspring Investment has a lot of funds.

Do you have specific fund name?
https://www.eastspring.com/my/funds-and-solutions/all-funds

Anyhow, since it's unit trust, there's risk associated to investment even though for unit trust.

Principal guaranteed is most likely to be offered by most of the fund managers/wealth product managers.
I'm highly doubt so for guaranteed return.

PB eFD via FPX Campaign [Extended]
Please be informed that the Campaign Period for “PB eFD via FPX Campaign” will be extended to 31 December 2020.

Click here for the revised Terms and Conditions in English.
https://www.pbebank.com/pdf/Promotions/tc_e...px-1020-en.aspx

Revision of T&C of PB eFixed Deposit
Dear Valued Customers,

Please be informed that with effect from 1 November 2020, the “Terms and Conditions of PB eFixed Deposit” will be enhanced in terms of eligibility and illustration of interest payment for premature withdrawal for clarity purpose.

The revised “Terms & Conditions of PB eFixed Deposit” will be made available in the Bank’s website from 1 November 2020 onwards.

Thank you.

- 1 Oktober 2020



This post has been edited by GrumpyNooby: Oct 1 2020, 03:41 PM