Yes, if i am a general,.. I would want them to focus more on significant n impactful work...
Not by mere thinking about the effect of "compounded interest" kind of benefits...
Well, Unless the variance of rates or the amount placed is extremely large.
Else it would be just insignificant.... Yes it will have impact,... But insignificant....
If really wanted to hv just impact without considering the quantum of impact,... Just go concentrate on getting more net saving from the monthly income..
(*insignificant adverbs used is from my POV may not be same as others)
Really no points of telling and talking about how much you can do squeeze more or better in FD... If the value inside or the variance of rates is low, very low.
A 100k inside @ 0.5 % variance is just RM42 a month. (Having 2x less Starbucks coffee would hv saved that n a more healthier life style too)

I would think it is better to just spend time doing a more productive things....ex: Like doing some housework to ease your spouse daily chores or just try to make her happier than writting a none focused or too heavy in details or none specific focused details of what you can do in FD. While critising others whenever there is a new chance

This post has been edited by yklooi: Jul 18 2022, 02:02 PM