do you know about BI? whether they have any such clauses? cause recently placed with BI

When can you view your e certificate? Mine was not shown up.

Hi,

Just curious, if put it under sole account, and family is not aware of it, what will happen to the money if the account holder has sudden death (accident or anything).

I suggest not to try anymore. I made a placement and it did not show up. I called up the maybank CS and they said there was no record. They will need to make a report now.

probate/letter of administration will query the bank, provided your family listed your bank.

not sure if they can query ALL banks automatically, but last i dealt with Amanahraya, they asked me to input all potential banks related to the deceased.

if explicit listing must be done, they if family didnt include your FD bank, iinm, FD will continue auto-renew until a 7 years before bank file for Unclaimed Monies.
speaking of unclaimed monies, assuming my FD already went to unclaimed monies, can my family/spouse use eGUMIS to retrieve it easily? 

if they can do it easily bypassing probate/loa, then they can wait after 7yrs after my death and claim it back from eGUMIS?

No major error. Just after clicking on the complete transaction, the page loaded for a while and went blank.

It says "up to" 4.0%. Don't know got anh hidden trick or not?

Smells like a step-up FD but one need to check the tnc to ascertain

Just to pray that the fpx goes through if want to place for this campaign. Already stated very clearly in para 2 that the funds will be returned in 3 working days. Guess, mbb doesn't  have full confidence in their system

Would like to know will I lose interest if withdraw Affin efd on the mature day?(it’s set auto renewal) Or be safe to do on next day?
Cuz still haven’t change new date, don’t dare to touch.

Based on the clause, we need an eIFD-i account to join this campaign.

If this is true, how to create this account as normally efd account will auto created as long as we have online banking with saving account.

I placed with MBB awhile ago and got only 3.88%

Hmm… it’s puzzlingly frustrating. I tried but it kept saying that I needed a savings or checking account. I have a private account with Maybank Malaysia and that’s preventing me from setting up the online FD!

I placed on 27 April for 3 months, the projected value is based on 91 days, at this moment the accrued interest only 90 days. Ya, indeed RHB FD is quite confusing.   

I also did the MBB 7mth @ 4% Islamic FD today with fund FPX transferred from CIMB.
Weird tho the money ws deducted from CIMB but have yet to show in MBB FD even after an hour. Is this normal?
I noticed once i completed the transaction in CIMB Clicks successfully and when backed in M2U screen, it showed an error message saying something the transaction is not successful. What could have gone wrong?

Maybank don't even state their FD rates in their eFD until AFTER you have made placement.

Only a few months ago they add a small link to show the rates, after all these years. And I don't think all banks will show EIR...some really sneaky. I still feel it should be banned. It's another way to confuse to trick financially illeterate people. In a way, it's a legit Scam.

just for record. i placed 22500 (75% of 30k) with mbsb. at 5.8500% profit rate in Jan 2024 for 12mth. deferred selling price is 23816.43.

22500 * 1.0585 = 23816.25. i dont know where the x.43 come from.
term deposit-i