best I managed to squeeze from Ambank is 4.37% @12mths

If you don't mind, can you share the picture of FD receipt printed with 4.5% rate ? I want to nego with OCBC Manager. Thanks.

OCBC so far for all FD I placed, always start on the day of placement. No need to wait for cheque clearance. U should check with them again on this.

Another point is for monthly interest, tell them to open Mi FD. If not it will be normal FD acct, no monthly interest.

final squeeze, managed 4.38% @ 12m @ Ambank. Monthly interest if you are over 49.

Thanks for the assistance, but I'm in East Malaysia, so can't go to Damansara Heights branch as mentioned. 

I've just got a call from OCBC RM and he said the highest they can offer now is 4.38%, the 4.5% is for 360 account which needs to fulfill few criteria like additional top up into a/c, swipe the credit card, and perform online bill payment.

The RM from OCBC sounds professional and have invited me to go to their branch to understand more on their services.  I can expect that they will provide a better CS than MBSB and Ambank (from my personal experience).  But their location in my area has high traffic and really difficult to find a parking.  If the rate is same as 4.38%, I'm too lazy to manage all the hassle and move my fund from another bank to them. 

Yes.  Ambank 4.38% is upon request or it's offer to everyone?

Thinking of signing up for priority banking, to reward myself. Anyone can recommend a Premier/Priority bank account which is giving high deposit interest rate?

Ask again as this is FRESH info. 

Oh, OCBC reach their target ? Hope UOB will not lower their 4.3% FD promo. 

400K to join CitiGold! Forget about it la .... where got so much money

5 yrs, kind to share the FD rate that u got ? Or PM me. 

I also think I got enough in AmBank, better put elsewhere even though lower rate than AmBank.

Unfortunately, I was not able to get 4.4% even asking the branch manager. She said maybe if is a very big amount brought to the bank then only can consider, and not including existing deposits.    so your relative must be some big tycoon. 
Yes need CASA as the requirement is interest must be credited to CASA upon maturity.

If you put 50k in UOB E-account which is just an electronic savings account,you will get 3.6% p.a. So why do you still want to place for 3.38%.
If you place with the OCBC 360 or 360-i savings account and you can meet the 3 easy to meet  bonus interest conditions besides the basic rate, you get 0.5+1.2+1.2+1.2=4.1%.
Your FD rates are even worse than available savings rate. Are you really serious to earn interest/profit? You can withdraw or put in any amount at any time besides getting interest creditted each month to earn more interest for the next month which cannot be done with a FD.
Why don't you just go to OCBC or UOB and ask? Do you know what you are missing?

There is only one bank near my house, so I use their ATM for cash. But their savings rate too low, so I put it in OCBC which is far away for the interest. Nowadays with the internet transfers, I do not need to go to my home branch after my initial visit to open the account. It is a good way to hold, wait and collect enough funds for FD promos at better rate.

Update on my earlier post:

AmBank for fresh fund can still ask for 4.4% 12 mth. Probably is for big or small tycoon like u.   

Am rate is changing weekly. Received from RM on the 4'4%.

FD rate *12/3 til 31/3/18* fresh & existing
(min RM10K only) respectively
3mths - 4.10%
6mths - 4.20%

*Renewal FD/renewal with top up*
12mths - 4.40% (interest must credit into SA/CA)

*Fresh fund*
12mths - 4.35% (interest must credit into SA/CA)

Bbgoat was reporting 4.38% for fresh fund. If Am bank is targeting their customers who renew their  FD, then 4.35% for fresh fund may be correct.
May be other members can confirm?

My RM said 4.4% is for renewal only, fresh fund only 4.38%.

This is what I mentioned in my last complete post....for renewal

taikor, extra free money (quote famous forumer @ramjade) you dun want? 
bro, ambank 12 month 4.35 or 4.38%, fresh money?
alliance bank >100k then 4.38%. <100k 4.3%, for 12 month fd.