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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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elea88
post Nov 25 2022, 02:58 PM

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QUOTE(ikanbilis @ Nov 24 2022, 08:31 AM)
After getting acc no. by sms yesterday, today i am able to open online account and then manage to place eFD with TD-i Booster 6 months 4%. My acc is PrimeWin.

Everything is done without the need of going to mbsb branch.
*
i got my ac no via sms. i just bank in RM100
tried the online register with ac no.. it says cannot

so need wait 24 hrs is it?
elea88
post Nov 29 2022, 03:58 PM

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wanna ask a noob question on calculation... or MBSB FD

i tested my MBSB ac with 5k fd

it says :
placement : 5k
term : 6 mths
profit rate : 4%
instruction: renew principal but transfer profit

maturity : 29may 2023..

maturity balance: 5099.18..
profit amount is 99.18

why the profit amount not 100?

5k x 4% = RM200 /2 .. so interest for 6 months should be 100 right?

This post has been edited by elea88: Nov 29 2022, 03:58 PM
elea88
post Nov 29 2022, 04:21 PM

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QUOTE(ikanbilis @ Nov 29 2022, 04:18 PM)
Counted by days

Rm200 x 181/365 = 99.18
*
oh.. not monthly like other banks..
elea88
post Nov 29 2022, 10:10 PM

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QUOTE(1282009 @ Nov 29 2022, 09:09 PM)
Same issue. Luckily I tried with rm1k only for 6 mths before trying with bigger amount. I need to check tomorrow morning on the transaction. With such hassle for 6 mths 3.85%, i rather go with Ambank for 8 mths 3.80%.

Some suggest me to go for Pbb with higher % but i need to use the money after 8th month. So can't go for longer tenure for now. Also i do not have any Pbb saving account.
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MBSB 4% for 6mths and open online.. no need go bank
elea88
post Nov 30 2022, 10:29 AM

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MBB - i just tested 5k for the islamic fd 3.5%

have to logout after all the placement .. then login again will be reflected

This post has been edited by elea88: Nov 30 2022, 10:29 AM
elea88
post Nov 30 2022, 10:56 AM

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QUOTE(Garysydney @ Nov 30 2022, 10:42 AM)
I also did 5k for 2 mths with Mbb Islamic fd and it says i got 3.5% as well.

Had to fill in all the details about myself and my employment (hope i don't have to do this all the time).

Good to know it works.
*
only need fill in 1 time.

the next one will be auto filled
elea88
post Dec 6 2022, 10:24 PM

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QUOTE(winterbear @ Dec 6 2022, 07:09 PM)
Agro bank
4.1% 6 months
4.25% 12 months

Min. RM5000

24 Nov 2022 - 24 Feb 2023
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wah.. agro bank so near my hse.. small little tiny bank. hv not walk in before.
elea88
post Dec 19 2022, 09:17 PM

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eh.. the public bank 4.5% 18 mths like no more?

i click same way only 2.8% for the ISLAMIC FD.
elea88
post Dec 19 2022, 09:19 PM

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QUOTE(kb2005 @ Dec 19 2022, 09:17 PM)
Go for Ambank!
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no la. its for my mum.. can only do
public bank or HOng leong where she hv an account.

at her age she will not want to open a new ac.
elea88
post Dec 19 2022, 09:32 PM

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QUOTE(Garysydney @ Dec 19 2022, 09:23 PM)
I can still see the 4.5% on my account for 18 months.

Maybe try again tomorrow.
*
haha ya. got. i click wrong.

thanks.
elea88
post Feb 17 2023, 12:19 PM

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QUOTE(BWassup @ Feb 17 2023, 09:40 AM)
Affin eFD 4.00% for 4 months, started yesterday
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where to find this?

elea88
post Feb 20 2023, 07:22 AM

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QUOTE(ikanbilis @ Feb 19 2023, 01:08 PM)
I see… i placed eFD thru their app cannot.

Upon seeing your post i try the web version and noted can select auto renewal as No. In future i will use the web to place eFD.
DBS special promo code that lasts for a few hours.  tongue.gif
*
how to get DBS promo code?

elea88
post Mar 20 2023, 11:16 AM

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CIMB 4.2% no more?
cannot find it already...
elea88
post Mar 21 2023, 08:36 AM

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QUOTE(AVFAN @ Mar 20 2023, 11:43 AM)
normally on the right side bar of their web page.

Its not there anymore...

elea88
post Apr 3 2023, 04:22 PM

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QUOTE(New2LYN @ Apr 1 2023, 10:06 AM)
RHB premier 3m 4.15%; 6m 4.2%

RHB 3m 4.05%; 6m 4.1%

MBSB combo 3m 4.1%; 6m 4.2%

Cimb 12m 4.2%

Ambank 12m 4.3% (someone said start on 3 April, but to confirm)
*
Where to find the MBSB comb 3m 4.1%

check the Mjourney click here and there could not find it.
elea88
post Apr 3 2023, 04:47 PM

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QUOTE(winterbear @ Apr 3 2023, 04:34 PM)
This combo is OTC. I placed it last month. Not sure got revise or not, please call to bank for confirmation before you go.
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otc then no need... i only want online.
elea88
post Apr 6 2023, 04:29 PM

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QUOTE(gooroojee @ Apr 6 2023, 04:03 PM)
A1addin 4.3%
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i just check today .. no more

4.2% for 12 mths (yesterday was 4.3%)
4.05% for 9 mths
4% for 6 mths
3.98% for 4 mths

this is today rate
elea88
post May 3 2023, 03:38 PM

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QUOTE(AndyMaurice @ May 3 2023, 03:38 PM)
Damn ....Last week i just put my fd in UOB bank , CIMB BANK and Alliance Bank  😔 all rate nearly  same  4.05 to 4.08
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if FD promo jump high.. i think can consider take out and put again
elea88
post May 5 2023, 06:11 PM

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QUOTE(joeblow @ May 5 2023, 11:50 AM)
I am in bank Islam now, yes 4.5% 12 months. Only this promotion nothing else, longer duration don't have promotion.
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guaranteed 4.5% or follow OPR when FD DUE?

my fd is due on Monday

any idea if maturity date says 8 may.. i appear at bank 8 may or 9 may?

This post has been edited by elea88: May 5 2023, 06:12 PM
elea88
post May 8 2023, 12:32 PM

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yes bank islam 4.5% confirm

my fd mature 8.5.2023.. so can uplift today and renew 24 mths to 8.5.24
written in slip. PROFIT RATE 4.5%



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