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Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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elea88
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Nov 25 2022, 02:58 PM
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QUOTE(ikanbilis @ Nov 24 2022, 08:31 AM) After getting acc no. by sms yesterday, today i am able to open online account and then manage to place eFD with TD-i Booster 6 months 4%. My acc is PrimeWin. Everything is done without the need of going to mbsb branch. i got my ac no via sms. i just bank in RM100 tried the online register with ac no.. it says cannot so need wait 24 hrs is it?
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elea88
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Nov 29 2022, 03:58 PM
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wanna ask a noob question on calculation... or MBSB FD
i tested my MBSB ac with 5k fd
it says : placement : 5k term : 6 mths profit rate : 4% instruction: renew principal but transfer profit
maturity : 29may 2023..
maturity balance: 5099.18.. profit amount is 99.18
why the profit amount not 100?
5k x 4% = RM200 /2 .. so interest for 6 months should be 100 right?
This post has been edited by elea88: Nov 29 2022, 03:58 PM
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elea88
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Nov 29 2022, 04:21 PM
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QUOTE(ikanbilis @ Nov 29 2022, 04:18 PM) Counted by days Rm200 x 181/365 = 99.18 oh.. not monthly like other banks..
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elea88
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Nov 29 2022, 10:10 PM
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QUOTE(1282009 @ Nov 29 2022, 09:09 PM) Same issue. Luckily I tried with rm1k only for 6 mths before trying with bigger amount. I need to check tomorrow morning on the transaction. With such hassle for 6 mths 3.85%, i rather go with Ambank for 8 mths 3.80%. Some suggest me to go for Pbb with higher % but i need to use the money after 8th month. So can't go for longer tenure for now. Also i do not have any Pbb saving account. MBSB 4% for 6mths and open online.. no need go bank
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elea88
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Nov 30 2022, 10:29 AM
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MBB - i just tested 5k for the islamic fd 3.5%
have to logout after all the placement .. then login again will be reflected
This post has been edited by elea88: Nov 30 2022, 10:29 AM
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elea88
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Nov 30 2022, 10:56 AM
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QUOTE(Garysydney @ Nov 30 2022, 10:42 AM) I also did 5k for 2 mths with Mbb Islamic fd and it says i got 3.5% as well. Had to fill in all the details about myself and my employment (hope i don't have to do this all the time). Good to know it works. only need fill in 1 time. the next one will be auto filled
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elea88
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Dec 6 2022, 10:24 PM
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QUOTE(winterbear @ Dec 6 2022, 07:09 PM) Agro bank 4.1% 6 months 4.25% 12 months Min. RM5000 24 Nov 2022 - 24 Feb 2023 wah.. agro bank so near my hse.. small little tiny bank. hv not walk in before.
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elea88
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Dec 19 2022, 09:17 PM
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eh.. the public bank 4.5% 18 mths like no more?
i click same way only 2.8% for the ISLAMIC FD.
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elea88
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Dec 19 2022, 09:19 PM
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QUOTE(kb2005 @ Dec 19 2022, 09:17 PM) no la. its for my mum.. can only do public bank or HOng leong where she hv an account. at her age she will not want to open a new ac.
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elea88
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Dec 19 2022, 09:32 PM
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QUOTE(Garysydney @ Dec 19 2022, 09:23 PM) I can still see the 4.5% on my account for 18 months. Maybe try again tomorrow. haha ya. got. i click wrong. thanks.
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elea88
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Feb 17 2023, 12:19 PM
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QUOTE(BWassup @ Feb 17 2023, 09:40 AM) Affin eFD 4.00% for 4 months, started yesterday where to find this?
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elea88
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Feb 20 2023, 07:22 AM
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QUOTE(ikanbilis @ Feb 19 2023, 01:08 PM) I see… i placed eFD thru their app cannot. Upon seeing your post i try the web version and noted can select auto renewal as No. In future i will use the web to place eFD. DBS special promo code that lasts for a few hours.  how to get DBS promo code?
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elea88
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Mar 20 2023, 11:16 AM
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CIMB 4.2% no more? cannot find it already...
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elea88
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Mar 21 2023, 08:36 AM
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QUOTE(AVFAN @ Mar 20 2023, 11:43 AM) normally on the right side bar of their web page. Its not there anymore...
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elea88
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Apr 3 2023, 04:22 PM
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QUOTE(New2LYN @ Apr 1 2023, 10:06 AM) RHB premier 3m 4.15%; 6m 4.2% RHB 3m 4.05%; 6m 4.1% MBSB combo 3m 4.1%; 6m 4.2% Cimb 12m 4.2% Ambank 12m 4.3% (someone said start on 3 April, but to confirm) Where to find the MBSB comb 3m 4.1% check the Mjourney click here and there could not find it.
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elea88
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Apr 3 2023, 04:47 PM
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QUOTE(winterbear @ Apr 3 2023, 04:34 PM) This combo is OTC. I placed it last month. Not sure got revise or not, please call to bank for confirmation before you go. otc then no need... i only want online.
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elea88
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Apr 6 2023, 04:29 PM
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QUOTE(gooroojee @ Apr 6 2023, 04:03 PM) i just check today .. no more 4.2% for 12 mths (yesterday was 4.3%) 4.05% for 9 mths 4% for 6 mths 3.98% for 4 mths this is today rate
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elea88
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May 3 2023, 03:38 PM
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QUOTE(AndyMaurice @ May 3 2023, 03:38 PM) Damn ....Last week i just put my fd in UOB bank , CIMB BANK and Alliance Bank 😔 all rate nearly same 4.05 to 4.08 if FD promo jump high.. i think can consider take out and put again
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elea88
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May 5 2023, 06:11 PM
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QUOTE(joeblow @ May 5 2023, 11:50 AM) I am in bank Islam now, yes 4.5% 12 months. Only this promotion nothing else, longer duration don't have promotion. guaranteed 4.5% or follow OPR when FD DUE? my fd is due on Monday any idea if maturity date says 8 may.. i appear at bank 8 may or 9 may? This post has been edited by elea88: May 5 2023, 06:12 PM
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elea88
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May 8 2023, 12:32 PM
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yes bank islam 4.5% confirm
my fd mature 8.5.2023.. so can uplift today and renew 24 mths to 8.5.24 written in slip. PROFIT RATE 4.5%
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