okay..

saving account is needed then...
just minimum balance good enough.... just to make sure account active 

thanks boss 

rates getting higher 

for 12m now, u almost getting 18m rate level

the 6 mths interest in SA from the 18m FD right? since it's longer term type...

Bank Islam saving and FD placement can be operated thru online banking or not?

it's out officially... CIMB

Campaign Period: 10 May 2023 - 10 July 2023
eFD/eFRIA-i Tenure  Campaign Rates (% p.a.)  Minimum Deposit Placement Amount
Three (3) Months  3.58% p.a.  RM1,000
Six (6) Months  3.88% p.a.  RM1,000
Twelve (12) Months  3.95% p.a.  RM1,000

https://www.cimb.com.my/en/personal/promoti...fd-efria-i.html

disappointing....

Yes.
sadly for this promo...
needed to walk in to place $$$....

u want 4.5%
so needed to work harder....

really no time,,,
just placed your $$$ in ASM... since can online... and buy up to 100k for now easily...

case close 

I suggest wait for MBSB to revise the FD rate. Based on my brief discussion with mbsb staff, they maybe revising the FD rate after 31 May. They didn't mention how much but did indicate there maybe revision due to recent opr hike

My MBSB eFD auto renew 6 months 4.25%

Went to Bank Islam took the 4.5%. Opened a basic saving account with ATM card charged only one time RM12. Took one hour to finish all stuff.

Straight forward FD down down down

Affin 12m 3.85% now

Ambank 10m 4% / 15m 4.05% / 18m 4.1%

Alliance 6m 4%

Hardly any bank giving above 4% for 12m liao

i waiting for bank islam to provide 4.5% again
wait till neck become giraffe

Is the 30% can be taken out after 1 day?

read t&c clause 3.2 https://www.bankislam.com/wp-content/upload...sh-Campaign.pdf

https://www.cimb.com.my/en/personal/promoti...i-campaign.html

Earn up to 6.80% p.a. returns for 6 months when you bundle your Term Investment Account-i (TIA-i) with your new or existing Current/Savings Account/-i (CASA/-i) today!

Campaign Period: 14 November 2023 – 31 December 2023
Qualifying Criteria



Important Notes

1. This Term Investment Account-i (“TIA-i”) bundle with Current or Savings Account/-i (“CASA/-i”) offer is for new and/or existing individual customers only.
2. *To view TIA-i historical fund performance click
3. The placement of the deposit into the TIA-i and CASA/-i shall comprise solely of Fresh Funds deposited with CIMB as defined in the Terms and Conditions.
4. 6.80% p.a. TIA-i Campaign Indicative Rate when earmarked with CASA-i or 6.40% p.a. TIA-i Campaign Indicative Rate when earmarked with CASA for 6 months is at a ratio of 50%:50%.
5. The Effective Rate for this bundle is up to 4.32% p.a. which varies according to the placement amount and type of CASA/-i.
6. Maximum capping per customer is RM2.5mil in TIA-i with a RM2.5mil earmark into the Eligible CASA/-i throughout the Campaign Period.
7. The deposit and placement of funds into the Eligible CASA/-i and TIA-i must be made over the counter only at any CIMB’s branches during the Campaign Period.
IMPORTANT DISCLAIMER

THE TERM INVESTMENT ACCOUNT-i IS AN INVESTMENT ACCOUNT PRODUCT THAT IS TIED TO THE PERFORMANCE OF UNDERLYING ASSETS AND NOT A DEPOSIT PRODUCT.

If the 30% in savings account earns 0.05%, the melded effective rate will be 4.145%.

Mine is my previous Nov 2022 4.2% FD matured, so no need to xfer. Renew FD. Actually asked the officer last week, she told me the rate.

But she has to ask again to get approval. Amt is low 6 figures.

Their 30k xfer limit is low compared to other banks.

Will they give us additional FD interest up to Monday for maturity at weekends if we choose the non-renewal option for the FD? Or they just credit proceeds to savings account.

just back from mbsb ATM

2 transfer options. bank casa (instant transfer) and duitnow...

if transfer to casa, there is 50sen fee.

if duitnow, no fee. however, you cannot input bank account number!
just did duitnow transfer to my nric (linked to bank) for about rm42k

this morning already did online duitnow transfer of rm30k (daily limit)

thanks for sharing this tips

Hong Leong eFD accepts only single name saving account.

What I do is to open another joint name saving account together with this single name saving account, link both accounts in online banking.
Once FD mature, can transfer FD fund from single name saving account to joint name saving account in online banking.

Alliance Bank eFD promo at 4.2% for one year. This could the the best FD promo at this moment?
[attachmentid=11486123]  -----> No more available 

I had a problem with my limit as it reverted to the low default limit.

Have you checked all you settings to ensure that whatever you selected previously remained intact after the upgrade?