I have received promo efd SMS from HLB. But unwilling to lock in the FD for 18 months. All fellow members, will you lock in  your money for tenure less than 1 yr or more than 1 yr ?

the FPX limit is not based on the instant transfer 50k limit. I have already checked and confirmed with CIMB. I am speaking from real life experience

open bank rakyat fd using a banker cheque. The staff said fd effective interest start today, but cert only ready next week.

maturity date is a Sunday, the staff also said got interest for the day.

Check with BR, they said until 15 oct, hope they don give me wrong info
Update from BR fb CS:

for AFFIN, interest paid every 6 months.

lets say i uplift the FD after getting the interest in CASA, but before the maturity, will I get to keep the interest paid on month 6 OR it will be deducted from my principal?

is that it is applicable for multiple times of apply e-FD in hongleong bank due to it is limitation to transfer FPX from other bank to hong leong bank.

has anyone experience before, upon your FD maturity, banks refuse to let you withdraw your money out? Heard stories like that before...

mbsb 4.25% is tempting but I don't have much confidence putting my money into a bank I barely heard of for 6 months.

Not review but just an overview (what are the interest rates for 12 mths from various banks).
Thanks!

I'm trying to open a FD via Hong Leong's eConnect for the 3.75% rate, however the limit on online transaction via FPX per day for retail is only RM30,000.

My question is, can I create an initial placement of RM30,000 and then deposit more funds into that account on the following days for the 3.75% interest rate? Or only the initial RM30,000 is eligible for the 3.75% interest rate?

Went to my nearest branch today for clarification but the staff there like blur blur, said they can't help me and ask me to settle everything via eConnect/online banking 

https://www.hlb.com.my/content/dam/hlb/my/d...romo-tnc-en.pdf

No. 8. Each New Customer is only entitled toONE (1) eFD / eFD-i placement with the Promotional eFD / eFD-i Rate of 3.75% p.a. under this Promotion.

Already got the account, stopped on pressing the submit button cause worried if only my first RM30,000 will have the promo rate and the rest 3.60% 

I have try to put in eFD and didn't see correctly and put at conventional FD. Then it state 2.55%. Now i want to uplift it keep say account is not authorised, Reject code 0076

Anyone can help why i cant uplift? last time can uplift immediately

Just put one 10k on 3rd april, and realised that maturity is on 5th April 2021.
Checked the FAQ and it stated that if maturity falls on weekend, it will be paid next working day.
So it means we wont be getting 2 days interest right ?

Maturity on 5th. By right should be 3rd but it is weekend.
But i think interest still based on 365 days. not 367 days. any sifu can confirm ?

Wonder if AmBank’s calculation will straight take our principal amount times 3.5%; or

Calculate based on no of days
- 3 Apr - 31 Dec 2020 - 272/366 x 3.5%
- 1 Jan -  3 April 2021 - 93/365 x 3.5%

MBB has FPX limit of 50k/day?
Can guide where to set it to 50k/day?

Is there a limit to the number of transactions or amount I can make in a day?
The minimum limit per transaction is RM1.00 and maximum amount is limited up to RM30,000* per transaction.

The maximum amount per day is RM50,000*.

*The above transaction value limit, however is subject to the customer's individual Internet Banking limit with the bank, whichever is lower.

Anyone did Rentas during MCO? How long it takes for transfer to be completed?

Thanks. Hopefully it will just take 1-2 hours for me tomorrow. The bank close at 3pm. Else Friday is a public Holiday, Monday only can make placement.

Was initially confident that I can renew at promo rate bt when I whatsapp the branch manager today, he said already transferred to another branch