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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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Vickyle
post Nov 11 2022, 12:25 PM

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eTerm Deposit-i Promo via AmOnline (Ambank) 3.80% 8m
Vickyle
post Nov 11 2022, 12:40 PM

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QUOTE(bamboo1 @ Nov 11 2022, 09:47 AM)
RM10,000 in fixed deposit vanished from retiree’s account in Ipoh

Another case of missing FD! (Getting very common):
https://www.thestar.com.my/news/nation/2022...account-in-ipoh

Then often there are no follow up news/press releases from the bank.
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How to protect ourselves from having this kind of cases? Cant even imagine how I gonna feel if 400k hilang anytime. icon_question.gif
Vickyle
post Dec 14 2022, 07:16 PM

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QUOTE(kplaw @ Dec 14 2022, 05:02 PM)
They whatsapped me for renewal today with their 6m 4.05%pa, I took the opportunity to request for similar rate as at ambank n public bank for 18 months tenure. They helped me to get approval with some top up n got approved! My amount is nearly rm200k btw.
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How do you transfer so much money from bank to bank? Rentas? I split everything under 50k for different banks cause of fpx daily limit icon_question.gif
Vickyle
post May 15 2023, 01:22 PM

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Placed OTC bank islam last Friday. Definitely 4.5%.
Vickyle
post Oct 16 2023, 11:07 AM

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QUOTE(CommodoreAmiga @ Oct 16 2023, 10:09 AM)
I can concur with don123. The messages are very misleading. Probably done on purpose. i have withdraw on maturity date as well, no issue.
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I noticed it early this year. The message left a bad experience on me as it tried to deter me from collecting my money. Is this tactic acceptable in the industry since it still exists until today?

This post has been edited by Vickyle: Oct 16 2023, 11:07 AM
Vickyle
post Jan 31 2024, 10:31 AM

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Anyone has problem with FD account for ambank 4.5% 18m promo (end of 2022)? I received an interest for 12m but they are not 4.5%. The details on the info page is still 4.5% 18m though. The accrued profits are not correct either.

This post has been edited by Vickyle: Jan 31 2024, 10:32 AM
Vickyle
post May 10 2024, 04:18 PM

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QUOTE(BladeRider @ May 10 2024, 03:56 PM)
but the sample table above, seems like balance 1k, top up 9k. only 5k eligible for the bonus reward
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Just take your current balance minus the balance on 9 May 2024. That's your eligible amount.
Vickyle
post May 10 2024, 09:53 PM

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QUOTE(ipunk1026 @ May 10 2024, 08:59 PM)
i have transfer money in HL current account but how do i know if the interest 4.5 % will be entitle for the fund?
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"the bonus reward is calculated and accrued daily"
Vickyle
post May 13 2024, 03:59 PM

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Also received it just now. Must be nobody want to place fund, lol. How is anyone gonna trust the bank if the TnC states won't inform people when reach max?

Somemore, how are you gonna prove your account is eligible when you're not credited with the interest?
Add on: oh wow, sms can be the proof. bruce.gif

This post has been edited by Vickyle: May 13 2024, 04:14 PM
Vickyle
post May 14 2024, 08:07 AM

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QUOTE(guy3288 @ May 13 2024, 11:08 PM)
you guys checked your HLB  mobile apps, see the section News...
it will state specifically topup into your account number xxxx

the sms is more generic unless it also stated your HLB account last 4 digits..

can also send email in HL connect to ask .

PS. heard  SSPN is trying to come out with a product FD like 4.5% ...but dont hold your breathe for it...
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Even if the account is eligible, the fund placed might not be eligible for the promotion due to the TnC. The uncertainty scares away the customers.
Vickyle
post Jul 31 2024, 08:32 AM

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My HLB bonus interest is RM20 less than calculated. Sad.
Vickyle
post Jul 31 2024, 03:43 PM

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QUOTE(theevilman1909 @ Jul 31 2024, 03:13 PM)
your calculation is wrong?

care to share how you got the numbers??
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Since so many people has no issue, I guess there is no issue.

Will like sifu's help to find my mistake.

I attach my calculation. I received RM382.86, but my calculation is RM405.77. My numbers in the file are above baseline.

If any sifu found my mistake, thank you in advance.

Edit: Mistake was found, i guess.

This post has been edited by Vickyle: Aug 1 2024, 06:36 PM
Vickyle
post Aug 1 2024, 06:34 PM

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QUOTE(CommodoreAmiga @ Aug 1 2024, 01:05 PM)
Bank Islam 4% still available? I have a couple of FDs maturing in coming week.
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Just placed one today.

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