QUOTE(DIYHOMEFIX @ Jul 31 2017, 10:05 PM)
lol, today HLB 7mth 4% e-FD last day..... you can go for it first, while waiting for the 5% coming... LOL!Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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Jul 31 2017, 10:09 PM
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#41
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Jul 31 2017, 10:49 PM
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#42
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QUOTE(cklimm @ Jul 31 2017, 10:29 PM) but to maintain HSBC Advance account... you need min RM30k maintained, else got charges tho.... |
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Aug 1 2017, 12:39 AM
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#43
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Aug 24 2017, 01:19 AM
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#44
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expecting Malaysia Day FD promo I guess....
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Aug 24 2017, 11:36 AM
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#45
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QUOTE(christcwl9 @ Aug 24 2017, 11:32 AM) Guys, i am new to this FD world. I have some questions on the E-FD i applied using CIMB Clicks. yes, you can withdraw the money either on 24th or 25th. Not sure how CIMB ruled it. AFAIK, HSBC due 24th, your cash will only be in your account on 25th.For eg: I have an E-FD set to auto-renew every month since 24/7/2017, so means to say i can withdraw the full money + interest at 24/8/2017 right? What if i forgot and plan to withdraw it on 28/8/2017 and the FD has already been auto-renewed for another month. Will i be getting penalty for doing the uplift at 28/8/2017? Or will i still get my full initial deposit + interest gained from first month? since your renewal is monthly renewal, yes, you can withdraw your money on Aug, and your July interest will be obtained. Usually there is no penalty. But I'm not sure if CIMB able to terminate FD on the spot, or have to go OTC (over the counter) |
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Aug 27 2017, 11:48 AM
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#46
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QUOTE(Kelv @ Aug 24 2017, 01:56 PM) any criteria?QUOTE(RitzyHoke @ Aug 24 2017, 03:15 PM) Got an SMS from UOB offering 4.1%, but I only have a credit card and no current account. The thought of going to the bank and setting up an account is kinda off-putting ... UOB FD now seems like interest into CASA monthly ady..... so it seems better.... and got free IBG / IT transfer charge What would you guys do? I have placements in CIMB and in Maybank right now. |
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Aug 27 2017, 08:10 PM
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#47
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Sep 10 2017, 11:19 PM
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#48
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QUOTE(GloryKnight @ Sep 10 2017, 11:16 PM) hello - eFD means going thru AMonline? I tried to check via online website but they didnt indicate the 4% promo though. Yeah, by right, e-FD means log in online. However, I can't find that promo on AMonline. Seems like it is towards limited crowd. pls correct me if I'm wrong. |
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Sep 26 2017, 12:07 AM
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#49
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QUOTE(SunBear1999 @ Sep 25 2017, 02:26 PM) yep, new strategy from UOBQUOTE(eslife @ Sep 25 2017, 02:48 PM) yes, needed. monthly interest....QUOTE(KH1988 @ Sep 25 2017, 03:39 PM) Now is monthly interest to CASAQUOTE(StarPrimo @ Sep 25 2017, 06:43 PM) I never know what's the point of the bank requiring 10k balance in CASA for FD placement and then allowed to withdraw. I think most probably is wanting CASA account to be opened...This post has been edited by ProxMatoR: Sep 26 2017, 12:33 AM |
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Sep 26 2017, 09:33 AM
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#50
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Sep 26 2017, 09:38 AM
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#51
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Oct 3 2017, 11:28 AM
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#52
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Oct 3 2017, 11:48 AM
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#53
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Oct 3 2017, 11:54 AM
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#54
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Oct 3 2017, 12:02 PM
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#55
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QUOTE(SunBear1999 @ Oct 3 2017, 11:55 AM) Don't need, but u need that person to help you to transfer together with you on the spot.QUOTE(cybpsych @ Oct 3 2017, 11:57 AM) no idea; not sure how FPX works in terms of ownership validation (if any). Yeah, it is. You need that person to be with you, as you will need the OTP authentication upon login his/her account.even if you want to, you need the other ppl's internet banking login details before FPX can complete; or that person need to be present with you |
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Oct 3 2017, 12:03 PM
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#56
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Oct 4 2017, 01:09 PM
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#57
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QUOTE(DuO LoN @ Oct 4 2017, 09:14 AM) 4.15% 11mth or 4.00% 7mth , min 25kcondition: min 10k in CASA (can withdraw after FD placed) QUOTE(mephyll @ Oct 4 2017, 11:42 AM) Conventional FD we need to bring the FD slip to bank and withdraw (have to purposely visit the bank) as yclai118 mentioned, it is pretty safe. Actually if you place e-FD, you can set auto renew or credit to account. With this, you will know clearly if that's scam call or not. unless you are speaking of withdrawal prior maturity, which I think you will know as you are doing the withdrawal yourself via their portal (with OTP authentication).eFD every thing just click for placement & withdraw (24 hours, any where) Eg: Scam call, scammer successfully collect the online banking ID & password, he can easily withdraw & transfer all the $$ to his bank dah. Bye..... This post has been edited by ProxMatoR: Oct 4 2017, 01:13 PM |
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Oct 4 2017, 01:12 PM
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#58
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*deleted*
This post has been edited by ProxMatoR: Oct 4 2017, 01:12 PM |
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Oct 4 2017, 04:27 PM
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#59
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QUOTE(DuO LoN @ Oct 4 2017, 02:04 PM) so its like put 35k in (considering i already have a savings account). use 25k for FD. then again use the balance for another FD? something like that i suppose? dont see the promo on their website. thanks for the info. They did not mention that 10k in CASA must be fresh fund tho.Yeah, you can put that 10k to other FD at other bank... haha |
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Oct 11 2017, 04:14 AM
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#60
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QUOTE(low yat 82 @ Oct 6 2017, 09:37 AM) savings need RM20.QUOTE(StarPrimo @ Oct 9 2017, 11:13 AM) only for senior citizens. joint account counts.QUOTE(-kytz- @ Oct 10 2017, 10:45 PM) I missed out on HongLeong's 4.2% FD rate which ended on the 8th October because my FD just matured today.. Any idea if they'll be having another FD promo? yes, every first 7 days of the month. btw, this month they still got conventional FD. but you would need to OTC. 10mth 4.1%. if you got credit card or some other products with them, 4.2% (min 10k) |
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