QUOTE(TOMEI-R @ Jul 14 2017, 03:28 PM)
Yes, apparently they can wave the banker cheque charges for all the FD holders (previously 4.5% for 12 Months) now but I am not sure for how long.
U mean if u want to transfer ou t? Which bank? Affin or mbb?Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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Jul 14 2017, 03:35 PM
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#21
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Jul 14 2017, 06:05 PM
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#22
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Jul 15 2017, 07:22 PM
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#23
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Jul 16 2017, 12:01 PM
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#24
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QUOTE(thenuts15 @ Jul 16 2017, 11:34 AM) CIMB seems no special promo for now... I guess their unfixed deposit 4.1% has hit quota.AmBank 4.1% for 12mth UOB 3.95% for 7mth and 4.08% for 12mth. UOB now available with monthly interest. If u don't mind taking trouble to open an account at hlb, their e-fd has pretty good offer from time to time. Like now till 20th, 4.17% for 7mth, and after that is 4.00% for 7mth. Monthly interest too. |
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Jul 16 2017, 10:41 PM
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#25
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QUOTE(callmeaugust @ Jul 16 2017, 08:18 PM) yes and no....bank muamalat is 4.3% for 12mth. if you speaking of 18mth and 24mth, then yes. so far HLB 4.17% 7mth is not that far from Affin 18mth rate. Nobody can assure 7mth later's rate. But, it has been circulating that year end or early next year, interest rate will be increased. So, yes.... you are right... and no.... not completely.... |
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Jul 18 2017, 01:03 AM
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#26
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QUOTE(doinkz_gaara @ Jul 17 2017, 08:10 PM) Hello. Just came back from NZ after 6 months and realized that FD with UOB auto renewed. Haha. Was wondering can I stop it and withdraw as it's only 3.0% omai. Yes of course u can uplift anytime. If want it quick, walk in, get the fund on the spot for transfer. |
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Jul 18 2017, 12:32 PM
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#27
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QUOTE(doinkz_gaara @ Jul 18 2017, 11:16 AM) I already have an account with HLB, prolly have RM1 inside, so I can just go into the branch and said that I'm interested in the eFD right? What you need to do is to get yourself HL-connect (e-banking) account. You can do it easily via ATM.You don't need to go to counter for eFD. Btw, HLB needs min RM20 in account ... |
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Jul 18 2017, 04:18 PM
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#28
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QUOTE(spreeeee @ Jul 18 2017, 03:45 PM) question, FD is joint name (two names), what would happen (touch wood) if one of the name passed away.. Usually you can assign anyone to withdraw, or both must be present.QUOTE(okuribito @ Jul 18 2017, 01:50 PM) hmmmm that PB eFD rate of 3.4% really unattractive. They had another 12 mth 'superfd' promo the other day with monthly interest starting from 3.08% to 6.88% - average 4.01%. Lower thanother banks but better than this eFDÂ Not much to do. If you have ambank credit card and u use a lot, that would help. Every rm50 spent gives 10 entries. Same as deposits.. each 2k is 50entries.Did anyone else go for the Ambank 4.1% 12 mth offer recently? I just got an SMS to register for their Transformer Spend or Deposit campaign ... just some gimmick I guess but who knows lucky or not? Or perhaps a scam? Anyway after registering , what else we need to do? The T&C kinda hard to read TQ However, 4.1% 12mth is not eligible for this campaign... Only their campaign FD rate is eligible.... So, the whole campaign thing is not attractive.... This post has been edited by ProxMatoR: Jul 18 2017, 04:22 PM |
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Jul 18 2017, 08:14 PM
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Yeah, I reckoned the campaign thing with the staff... even Branch Manager too.... well, they use different approach for campaign... hahahha
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Jul 18 2017, 08:25 PM
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#30
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Jul 19 2017, 11:22 AM
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#31
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QUOTE(gsc @ Jul 19 2017, 10:59 AM) To join the campaign, either spend or save. Placement of FD is considered as saving. If i am not mistaken for every rm2000 you are entitled to 50 entries. But you need to register first. Yes, u are right, u get 50 entries for every RM2000. but, 4.2% & 4.1% rate is not eligible for this campaign.....This is the bonus of placing at Am bank 4.2% for 12 month for premier customer. Monthly interest if above 50 years old (Am bank has the lowest age limit for senior citizen) Bonus draw Whoever get the lucky draw, please let us known. |
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Jul 19 2017, 12:59 PM
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#32
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QUOTE(okuribito @ Jul 19 2017, 12:57 PM) that means every RM10K, get 250 entries, right? U got bonus entries for FD? Or is from credit card expenses... lolbugger ... i place RMxx,000 for the 4.1% they only gave 5 "BONUS" entries - damn generous lah Bank staff said 4.1 or 4.2 is not eligible for this campaign.... |
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Jul 19 2017, 06:42 PM
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#33
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Jul 19 2017, 08:49 PM
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#34
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Jul 27 2017, 10:43 AM
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#35
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Jul 27 2017, 12:57 PM
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#36
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QUOTE(MeToo @ Jul 27 2017, 11:42 AM) Yeah, not bad comparing to 4% 7mth...QUOTE(Deal Hunter @ Jul 27 2017, 12:01 PM) Don't complain about bank IT dept slow ( quite normal, otherwise what for look at this forum for rumours?). But then even the first page here is not updated yet unless somebody manage to photograph the Maybank memo to counter staff and post it here (maybe they won't like that) before flyers and webpage come out. Too much inefficient misplaced emphasis on beauty standard instead of communicating info early, compared to say UOB Medan Pasar KL which will come out with fast, clear and adequate simple info. Just shows what kind of management and objectives. Yeah, not complaining or saying they are inefficient.... They not only doing for FD promo updates tho.... more than what can be seen by us... |
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Jul 29 2017, 04:33 PM
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#37
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QUOTE(Turnip @ Jul 29 2017, 01:08 PM) Hello, newbie here, tenure means the period of time to lock down to earn that high interest. when will get the interest, it depends by the FD T&C. Typically 2 types, monthly interest, or upon maturity...These fixed deposit savings, i don't really get it, when it says 12 months tenure, does it mean i have to wait 12 months, and the profit will appear? What happens after 12months after that(after profit appear)? Do i have to renew my FD again? Or could i just let the money stay there. For maturity (after tenure), you can either withdraw, or it will auto renewed. If you placed your FD with promo rate, auto renew will be based on board rate. So, usually we don't auto renew, but change different FD, either different bank, or approach bank to get new promo rate with top-up some capital... This post has been edited by ProxMatoR: Jul 29 2017, 04:34 PM |
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Jul 29 2017, 07:22 PM
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Jul 31 2017, 12:30 AM
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Jul 31 2017, 09:46 PM
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#40
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QUOTE(Kamen Rider @ Jul 31 2017, 11:25 AM) Question when i placed a FD in HL bank branch A, upon maturity , can i withdraw in branch B? ..... if it said, maturity on 31-Jul-2017, means today i can go and take out the money? so far with my experience, yeah... you can withdraw on that day, but not for e-FD tho...and AFAIK, it depends whether it is open end or closed end tenure... If open end means placement date is same as maturity date, e.g. 15th to 15th closed end e.g. 15th to 14th QUOTE(DIYHOMEFIX @ Jul 31 2017, 08:02 PM) If need KPI better higher the FD RATE. minimum place like 10k if can hahaha, 5% is very very high with just min 10k placement.. I guess it may come soon.... year end or early next year... hahahahaAny FD got 5 %intrest but minimum 10k placement ? |
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