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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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ProxMatoR
post May 24 2018, 09:20 PM

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QUOTE(gsc @ May 23 2018, 11:59 PM)
After IBG at Muamalat, I went over to Am bank to place the 4.4% FD. The staff said I need to open Am star ? Accounts.
I already have saving accounts, basic saving without fee, true saver, true??
I do not want to open another SA....I walked out....

May be tomorrow go to Bank Islam. Bank Islam needs SA. The yearly fee is Rm12.+
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they just try to push more AmStar account..... u can don't need to. just tell them other branch don't need. cool2.gif
ProxMatoR
post May 25 2018, 03:53 PM

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QUOTE(TSOM @ May 25 2018, 01:47 PM)
normally, after it matured, what rate is applied for those 2 days??

if saving rates, say 0.5%, RM 100k*0.05/12 x 2 days = RM 27.78??
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ur calculation is wrong too. divide by 12 is month right?
ProxMatoR
post May 25 2018, 04:01 PM

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QUOTE(TSOM @ May 25 2018, 03:59 PM)
sorry, that's typo. I divided it by 12*30 ..... and got RM 27.

but actually another error is 0.5%  = 0.005, not 0.05. Missed 1x zero.  bangwall.gif
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hahaha...

btw, most CASA now calculate interest based on averaged daily available fund... so now u counted 27, but towards the end it won't be 27 tho...
ProxMatoR
post May 25 2018, 04:59 PM

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QUOTE(LalaluSan @ May 25 2018, 04:44 PM)
mbb eFD still got 4.1% promo rate?  hmm.gif
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ending 31st May... you can't see the exact rate until u place FD. sweat.gif
ProxMatoR
post May 25 2018, 05:13 PM

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QUOTE(LalaluSan @ May 25 2018, 05:08 PM)
Is this the 2017 efd promo quota? can provide me the link?
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2018 you mean...

http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions


ProxMatoR
post May 25 2018, 11:49 PM

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QUOTE(judehow @ May 25 2018, 06:41 PM)
If use existing funds can and use maybank 2 u transfer can?
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yes, can use existing fund. it doesn't use FPX. that's why someone here questioned how they actually capture in system whether is fresh fund or not. hahaha

This post has been edited by ProxMatoR: May 25 2018, 11:49 PM
ProxMatoR
post May 28 2018, 12:14 AM

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QUOTE(mrKFC @ May 28 2018, 12:12 AM)
I remember for islamic saving they cannot charge service. Conventional saving you have to refer to their website.

I think maybank agro uob have no charges. hongleong charge if lower than some amount and also if you have their card.

Maybe those are the charges of debit card.
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hlb got account without debit card, so no charges. yup, that is actually debit card service fee

This post has been edited by ProxMatoR: May 28 2018, 12:14 AM
ProxMatoR
post May 28 2018, 10:23 PM

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QUOTE(ywliang96 @ May 28 2018, 11:45 AM)
Guys, my CIMB 4.1 FD is ending at End of June. Any delicious rate happening recently? I can accept 6 months -12 months but must be more than 4.1% biggrin.gif
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ambank? UOB?
btw, end of june, 1 more month to go. wait till then to see new rate

This post has been edited by ProxMatoR: May 28 2018, 10:25 PM
ProxMatoR
post May 30 2018, 09:14 PM

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QUOTE(yongs90 @ May 30 2018, 09:12 PM)
aiya... i didn't know CIMB also 4.4%..
I placed at ambank 4.4% 12 months today over the counter (OTC)
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same same kan? hmm.gif
ProxMatoR
post May 30 2018, 10:37 PM

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QUOTE(alexanderXX @ May 30 2018, 10:32 PM)
Where can we find more info about CIMB 4.4% rate? Can't find any info in CIMB website. Can only do it over the counter?
Thanks!
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as bbgoat mentioned, RM said is for preferred customer only. and yeah, OTC
ProxMatoR
post Jun 5 2018, 12:37 AM

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QUOTE(fairylord @ Jun 4 2018, 11:20 PM)
Am bank still have good deal ? Tmr a fd mature at PBB ready to go..
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so far still 4.4% 12mth, but better check with ur branch / RM.
ProxMatoR
post Jun 9 2018, 12:53 AM

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QUOTE(bbgoat @ Jun 8 2018, 10:46 PM)
U mean the CIMB RM is lying ?  hmm.gif  tongue.gif

I was saying 3 tiers, but who knows for sure. I was never asked about CASA in conjunction with FD placement in CIMB. Forget it as then the actual FD eff rate is lower.

UOB 4.35% still lower than 4.4% offered by CIMB or even AmBank.  biggrin.gif
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but UOB has monthly interest... which i think the other 2 dont? (except senior citizen)
ProxMatoR
post Jun 9 2018, 08:15 PM

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QUOTE(eddie2020 @ Jun 9 2018, 06:55 PM)
guys anyone place on islamic or normally conventional? i notice 1 different on the maturity date. if discuss before i am sorry....i placed both in different type, and islamic need another 1 day on maturity.
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both are same. maturity date is depending it is open ended or close ended
ProxMatoR
post Jun 10 2018, 12:36 PM

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QUOTE(TSOM @ Jun 10 2018, 12:03 PM)
the Maybank FD promo must be fresh funds right??

so if I already got funds in maybank, I have to transfer it to another bank and then transfer it back to maybank again?? rclxub.gif
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don't need. from ur savings is good.

QUOTE(aimeh @ Jun 10 2018, 12:07 PM)
Hi, this fd rate reached campaign limit? Unable to choose from other account except savings account.
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your other account means? such as current account?
ProxMatoR
post Jun 10 2018, 08:27 PM

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QUOTE(aimeh @ Jun 10 2018, 08:01 PM)
This campaign is for fresh fund right? I tot we should fpx  from other bank for that promo?
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lol, nope. FPX e-FD promo is hlb, this is mbb. don't need fpx. thumbsup.gif

btw, you can even place without fresh fund

This post has been edited by ProxMatoR: Jun 10 2018, 08:27 PM
ProxMatoR
post Jun 10 2018, 10:26 PM

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QUOTE(TSOM @ Jun 10 2018, 08:40 PM)
ProxMatoR

I just tried it. It works, even though it says fresh funds. rclxub.gif
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lol yeah, its weird, i know.. thumbup.gif thumbup.gif
ProxMatoR
post Jul 2 2018, 06:47 PM

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QUOTE(gsem984 @ Jul 2 2018, 06:08 PM)
UOB?
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UOB 4.35%p.a. 12mth, monthly interest to CASA.
ProxMatoR
post Jul 2 2018, 07:10 PM

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QUOTE(chicaman @ Jul 2 2018, 07:08 PM)
Am Bank 4.4? Really? I cant seem to find it.

My muamalat 4.5% matured, looking to transfer else where
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ambank updates weekly. and may differ from branch to branch.

monthly interest only applicable to senior citizen.

I would personally prefer UOB 4.35% with monthly interest laugh.gif

This post has been edited by ProxMatoR: Jul 2 2018, 07:11 PM
ProxMatoR
post Jul 2 2018, 07:32 PM

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QUOTE(gsem984 @ Jul 2 2018, 07:29 PM)
wow, which branch?
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should be same across all for UOB
ProxMatoR
post Jul 3 2018, 11:20 AM

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QUOTE(limsc @ Jul 3 2018, 11:18 AM)
I never ask RENTAS but I think should be RM5.30..as the teller told me " Lima ringgit lebih" I move to Ambank 4.4%
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when the amount is quite huge, usually they will go for rentas. and now should be RM5.00 only, since no more GST

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