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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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Garysydney
post Nov 16 2022, 10:21 AM

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QUOTE(CommodoreAmiga @ Nov 16 2022, 10:16 AM)
PBB 15 or 18 mth is 4.2%

HLB was consistently highest last year if I remember correctly.
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Must compare egg with egg - lah. Compare Pbb 3m with HLB 3m, 6m with 6m, etc..

I think a lot of people in this thread don't want to lock in too long yet unless it is too irresistible like the 4.8%



Garysydney
post Nov 16 2022, 10:45 AM

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QUOTE(low yat 82 @ Nov 16 2022, 10:36 AM)
how u guys manage to go settle OTC here n there n juggle wit job. i able to do it 1-2years then semua ke laut. hantam saja anythin near..
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Ya - lah.

Retiree like me also lazy to run around.

How you guys manage if you have office job - unless you have your own company?

Furthermore need to find parking unless got driver.
Garysydney
post Nov 16 2022, 12:20 PM

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QUOTE(Human Nature @ Nov 16 2022, 11:53 AM)
PBB eFD needs FPX or direct from CASA will do?
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Fpx gives higher rates but it is only for 3 months and longer. Direct from CASA interest rates are lower.

If you are a Red Carpet member, the rates you get from being a 'valued client' is the same as the eFD rates so no extra value for being a privilege client from PBB.
Garysydney
post Nov 17 2022, 04:56 PM

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QUOTE(download88 @ Nov 17 2022, 01:46 PM)
Good evening, this will be the Latest FD campaign rate for Maybank:-
✅ 2 months - *3.25% p.a*
✅ 4 months - *3.55% p.a*
✅ 6 months - *3.70% p.a*
Fresh fund will be *3.30%/3.60% /3.75%* respectively.
Minimum RM10k and limited amount until fully utilised

*Maybank Premier *
*
Is this for OTC?

No new rates for their eFD?
Garysydney
post Nov 25 2022, 09:36 AM

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QUOTE(elea88 @ Nov 25 2022, 09:32 AM)
mine is normal public bank ac.. i click click cannot find the promo rates
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I am a Pbb Red Carpet member - also cannot find anything online.

Maybe got to do OTC?? Ai-yah so troublesome if need to go in (even though it is across the road from me).

Garysydney
post Nov 25 2022, 09:45 AM

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QUOTE(1mr3tard3d @ Nov 25 2022, 09:38 AM)
It is Term Deposit-i

i refers to Islamic term deposit, should be below the normal fixed deposit tab
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Thank you. thumbup.gif

I just found it.

Learn something new everyday.
Garysydney
post Nov 25 2022, 10:06 AM

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QUOTE(BladeRider @ Nov 25 2022, 09:58 AM)
How come my account only can choose max 12 months?
Didn't see the 4.5%, Need to access from special banner for the promo?
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I can see all from 3 months to 18 months.

I didn't do anything special. Just choose 'PB eTD-i via FPX' Campaign'
Garysydney
post Nov 25 2022, 11:53 AM

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QUOTE(cybpsych @ Nov 25 2022, 11:43 AM)
of course try not to keep hunting higher rate, cuz your (old) fund will never get to earn profit sweat.gif
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Ya - lor. This one i agree.

Keep doing withdraw until a few months no interest smile.gif

I keep laughing at myself biggrin.gif
Garysydney
post Nov 30 2022, 10:42 AM

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QUOTE(elea88 @ Nov 30 2022, 10:29 AM)
MBB - i just tested 5k for the islamic fd 3.5%

have to logout after all the placement .. then login again will be reflected
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I also did 5k for 2 mths with Mbb Islamic fd and it says i got 3.5% as well.

Had to fill in all the details about myself and my employment (hope i don't have to do this all the time).

Good to know it works.
Garysydney
post Nov 30 2022, 10:48 AM

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QUOTE(CommodoreAmiga @ Nov 30 2022, 10:42 AM)
You: Take Mai moneh!
MBB: We don't want your moneh! Take it back!

🤣
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No lah.

Mbb haven't tested their system properly and just launched it. Probably only started working properly this morning because those who applied complained.
Garysydney
post Nov 30 2022, 10:57 AM

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QUOTE(elea88 @ Nov 30 2022, 10:56 AM)
only need fill in 1 time.

the next one will be auto filled
*
Thank you.
Garysydney
post Nov 30 2022, 11:16 AM

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QUOTE(fabu8238 @ Nov 30 2022, 11:11 AM)
MBB never apologises and despite being inefficient makes $$ that's why it couldn't be bothered with improving its image
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At least this time they are coming out and offering 'market rates'. Their fd rates has been appalling!

They got a strong name so they don't feel they have to compete with the smaller banks sad.gif

Garysydney
post Nov 30 2022, 07:10 PM

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QUOTE(Human Nature @ Nov 30 2022, 06:54 PM)
No reserved car park facility for RCB members?
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I think RCB has 2 levels - gold and the elite. One is minimum 300k and the other 1mil inside your PBB accts.

The higher one (1mil above) gives us a refund on parking fees in the nearby parking center (in Mont Kiara).

In PBB, if you have 1mil in a joint acct, both the names in the joint accts are deemed to have qualified for the higher limit (1mil).
Garysydney
post Nov 30 2022, 08:00 PM

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QUOTE(joeblow @ Nov 30 2022, 07:39 PM)
I did not go to a branches with rcb. Even got reserved lots, sure full and double parked. ie car behind car.
Full refund?
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Yes - full refund.

Car park only rm2/hr. I don't think anyone bothers to claim the refund smile.gif

PBB is very stingy - always nothing to offer but they have a lounge with a few tv screens and drinks. Also if you withdraw or deposit bigger sums of cash then you have the privacy of the lounge. Also Chinese New Year they definitely got new notes biggrin.gif
Garysydney
post Dec 2 2022, 07:07 AM

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I put quite a lot of funds in PBB eFD.

I just notice that my fd is split into two different parts - Islamic and Conventional fd. Before I normally click on the Fixed Deposit tab to look at my fd. Now i also need to click on Islamic Term Deposit as well for the rest of my fd. Very troublesome having two different areas to check.
Garysydney
post Dec 3 2022, 07:30 PM

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QUOTE(CommodoreAmiga @ Dec 3 2022, 06:57 PM)
No idea. You need to try it out yourself. Really penipu Scammer. How can not show rates before asking people to submit!!!
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Totally agree.

The rate should be shown with the amount (as well as the fd term) before we are asked to confirm the transaction. Most of the eFD would have that as a minimum standard.
Garysydney
post Dec 19 2022, 08:58 AM

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QUOTE(cybpsych @ Dec 19 2022, 07:43 AM)
Public Bank: Revision of Promotional Rates for Campaigns

Please be informed that the promotional interest / profit rates for the following Campaigns will be revised with effect from 19 December 2022:
PB Special Fixed Deposit Campaign https://www.pbebank.com/pdf/Banking/tc_specialFD-en.aspx

user posted image
PB eFD via FPX Campaign https://www.pbebank.com/pdf/Promotions/en/efdfpxntnc.aspx

user posted image
Others like RCB, check here https://www.pbebank.com/Announcement.aspx#q3641
*
Thank you.

Just what i wanted.

Got a lot maturing in the next few days thumbsup.gif
Garysydney
post Dec 19 2022, 09:23 PM

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QUOTE(elea88 @ Dec 19 2022, 09:17 PM)
eh.. the public bank 4.5% 18 mths like no more?

i click same way only 2.8% for the ISLAMIC FD.
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I can still see the 4.5% on my account for 18 months.

Maybe try again tomorrow.
Garysydney
post Dec 22 2022, 06:44 AM

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I have 2 e-fd maturing today with Maybank - one was for 5k and the other 18k.

When i tried to uplift, it says please authenticate with Secure verification through the MAE app. I got a message on my mobile to approve the transaction. Tried to approve but the MAE app kept spinning (looks like MAE app has hung). Tried a few times but MAE doesn't want to open.

This is real shitty as i have a lot of short term fd with MBB. I tried restarting my phone several times but cannot get the MAE app to open so that i can approve the transaction.

Pull your socks up MBB!!

Not very happy!
Garysydney
post Dec 22 2022, 09:12 AM

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QUOTE(ZXSpectrumNEXTngo @ Dec 22 2022, 08:08 AM)
I really don't like the MAE app. I have zero money in the account. Wonder if I can delete it and go back to normal Maybank2u app?
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I rang up Maybank customer service and they indicated there were problems this morning. Told me everything is rectified now and to un-install and re-install app.

App is now working.

Wasted so much time!!

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